Comparison

Pecunia vs SubScale

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Pecunia

Features
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Take control of your finances. Pecunia is the simplest way to track your income and expenses, understand where your money goes, and make smarter financial decisions. Designed exclusively for Apple devices, it combines a beautiful interface with powerful analytics to help you manage your personal finances without unnecessary complexity. Record transactions in seconds, organize your finances with custom categories, and get a clear overview of your financial situation from day one. Discover spending patterns, explore detailed statistics, and track your financial progress with interactive chartsβ€”all through a fast, intuitive, and thoughtfully designed experience. Features β€’ Track income and expenses in seconds. β€’ Create custom categories that match the way you organize your finances. β€’ Get a clear overview of your balance, income, and expenses from a clean, intuitive dashboard. β€’ Analyze your finances with interactive charts and visual reports. β€’ Explore detailed statistics and key insights for every category. β€’ Find any transaction instantly with powerful search and filters. β€’ Add transactions even faster with Siri and App Shortcuts. β€’ Stay up to date with Home Screen widgets. β€’ Manage multiple accounts, each with its own currency. β€’ Export your transactions to CSV (Pecunia Premium). β€’ Protect your data with Face ID or Touch ID. β€’ Securely sync your data across all your Apple devices with iCloud. Privacy comes first Your financial data belongs to you. Pecunia doesn't require you to create an account, doesn't display ads, and doesn't track your activity. Your data stays on your devices and, if you choose, is securely and privately synced through your personal iCloud account.

About

SubScale

Manage all your recurring expenses and subscriptions in one place. Get smart reminders for renewals and free trials to avoid unexpected charges. Track your spending with detailed analytics and visual charts to make informed financial decisions.

Highlights
  • Smart renewal reminders
  • Free trial tracking
  • Upcoming subscription calendar
  • Monthly spending trends
  • Category insights
  • Unlimited subscriptions
  • Offline functionality
Features
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No sign-up. No bank access. No tracking. Your data stays on your device. Take control of every subscription. Never forget a renewal. Never lose track of where your money goes. SubScale is the smart subscription tracker that helps you manage subscriptions, recurring bills, free trials, memberships, and monthly expenses, easy-to-use app. Whether you're tracking Netflix, Apple TV+, insurance, utilities, internet, mobile plans, rent, gym memberships, or household bills, SubScale keeps everything organized and reminds you before you're charged. Stay ahead of every renewal Never be surprised by another automatic payment. β€’ Smart renewal reminders β€’ Free trial tracking β€’ Upcoming subscription calendar β€’ Weekly, monthly & quarterly views β€’ Flexible billing schedules β€’ Snooze reminders β€’ Pause subscriptions β€’ Never miss another renewal Know where your money goes Understand your recurring spending with powerful insights designed to help you make smarter financial decisions. β€’ Monthly spending trends β€’ Analytics β€’ Category insights β€’ Payment method breakdowns β€’ Expense reports β€’ Visual charts & summaries β€’ Spending overview β€’ Budget awareness See exactly where your money is going every month. SubScale makes recurring payments simple. β€’ Unlimited subscriptions β€’ Track recurring bills & expenses β€’ Organize with categories β€’ Smart Stack View β€’ Personal notes β€’ Edit anytime β€’ Delete instantly β€’ Beautiful, intuitive interface Everything stays organized in one place. Premium Features Unlock even more powerful tools for complete subscription management. β€’ Unlimited subscriptions β€’ Advanced analytics β€’ Smart Calendar β€’ Backup & Restore β€’ Export to PDF β€’ Export to Excel β€’ Advanced subscription management β€’ Premium insights Your data stays yours Privacy isn't an afterthought; it's built into SubScale from day one. Unlike many finance and subscription apps, SubScale does not require an account, does not collect personal information, and does not track your activity. No sign up required No personal information collected No ads No third-party trackers No analytics No data selling No behavioral profiling Everything you add, including subscriptions, renewal dates, payment methods, notes, & expenses is stored 100% locally on your device. Your data never lives on our servers because we don't have any. Works even without internet App is designed to function primarily offline. You can manage your subscriptions, view analytics, browse your history, and receive renewal reminders without an internet connection. Internet access is used only when needed to: β€’ Refresh exchange rates for currency conversion β€’ Download subscription logos and service information Your subscription data always remains on your device. Secure backups. Never lose your data. Your information is protected using your device's built-in security, including Face ID, Touch ID, passcode protection, and system encryption. Premium users can securely back up and restore their data, making it easy to move to a new device or recover after reinstalling the app. Your data stays protected, private, and under your control. No bank connections. No financial access. SubScale is a tracking tool - not a banking app. We never connect to your bank accounts, credit cards, or financial institutions. All subscriptions are manually managed by you, giving you complete control over your information. Perfect for tracking β€’ Streaming subscriptions β€’ AI subscriptions β€’ Software subscriptions β€’ Gym memberships β€’ Insurance β€’ Utilities β€’ Internet β€’ Mobile plans β€’ Rent β€’ Credit cards β€’ Household expenses β€’ Recurring bills Whether you have 5 subscriptions or 50, app helps you stay organized, avoid unwanted renewals, & understand exactly where your money goes. Take control of subscriptions, recurring bills, and monthly expenses with SubScale, the private, secure, & beautifully designed subscription tracker built to help you spend smarter Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Pecunia4 screens
SubScale4 screens

Verdict

The call

The clearest difference is in-app purchases: SubScale at none against Pecunia's 1. SubScale also leads on iOS requirement (15.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Pecunia sells 1 one-off in-app purchase. SubScale asks for nothing beyond the download.

UpkeepUpdate frequency

Pecunia ships an update weekly, SubScale every 2 weeks. The most recent releases landed on October 1, 2026 and October 9, 2026 respectively.

Scorecard2 real differences Β· 6 level
Pecunia versus SubScale: the parameters behind the verdict, then further details
ParameterPecuniaSubScale
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyWeekly β€” betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo β€” better
Monetizationβ€”Freemium
DevicesiPhoneiPhone, iPod β€” better
Requires iOS26.015.0 β€” better
Further details β€” not scored
Size8 MB49 MB
Age rating4+4+
DeveloperAntonio Martinez ManzanoJIGAR HASMUKHLAL SHAH

In-app purchases

1 purchases

Pecunia

One-time1
  • Premium Lifetime$3.99
None

SubScale

No in-app purchases

Questions

Is Pecunia free?
Pecunia is free to download, with in-app purchases available.
Is SubScale free?
SubScale is free to download, with no in-app purchases.
Do Pecunia or SubScale have ads?
Neither Pecunia nor SubScale shows ads.
Which is updated more often, Pecunia or SubScale?
Pecunia ships an update weekly, and SubScale every 2 weeks. Most recently, Pecunia was updated on October 1, 2026 and SubScale on October 9, 2026.

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