CardTrack vs PlentyBook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CardTrack
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CardTrack is the smartest way to manage every credit card benefit you already have — statement credits, bonus points, merchant offers, travel credits, lounge access, and more. Stop leaving money on the table. Most cardholders forget 30–40% of the credits their annual-fee cards include. CardTrack fixes that with automatic expiration reminders, a real-time dashboard, and an instant "best card for this purchase" lookup. -- WHAT YOU CAN DO ---------------------- ▸ Track Any Reward Type Log statement credits, cash back, multiplier bonuses, travel credits, lounge access, and custom rewards across every card in your wallet. ▸ Never Miss an Expiration Set smart notifications for any reward — get alerted 7 days before a credit expires. Recurring benefits (monthly, quarterly, annual) automatically reset so you always know what's still available. ▸ Find Your Best Card Instantly Select a spending category — Dining, Travel, Gas, Groceries, Airlines, Hotels, Streaming, Online Shopping, Pharmacy, Transit — and instantly see which card in your wallet earns the most points, miles, or cash back. ▸ Manage Your Entire Card Vault Keep a clean record of every card you own with issuer logos, reward currencies, and category-level multipliers. Add, edit, or remove cards at any time. ▸ 100% Private & Offline-First All data lives on your device in a local SQLite database. No account required. No data shared with servers. No ads. Ever. ▸ Dashboard at a Glance See your total reward value, upcoming expirations, card count, and a snapshot of active vs. redeemed rewards the moment you open the app. ▸ Smart Onboarding Start in seconds. Choose from a curated list of popular cards (Amex Platinum, Chase Sapphire Reserve, Capital One Venture X, and dozens more), then customize exactly which benefits to track before you even reach the home screen. ▸ Expiring Reward Alerts Surfaces every upcoming reminder sorted by date, so nothing sneaks up on you before your billing cycle or expiration cutoff. -- SUPPORTED ISSUERS ---------------------- American Express · Chase · Capital One · Citi · Discover · Bank of America · Wells Fargo · Barclays · Brex · US Bank · PNC · PenFed · Synchrony · FNBO · and more. -- SPENDING CATEGORIES ------------------ Dining · Travel · Gas · Grocery · Entertainment · Online Shopping · Pharmacy · Hotels · Airlines · Streaming · Transit · Other -- PRIVACY FIRST ------------------------ CardTrack never asks for your card numbers, login credentials, or any financial account access. Everything is stored locally on your device. Download CardTrack today and start getting full value from every card in your wallet.
PlentyBook
Manage your finances with a straightforward digital checkbook. Track income and expenses across multiple accounts with a running balance. Customize your experience with optional features and search for specific transactions.
- Multiple, color-coded accounts
- Running balance on every entry
- Optional features like categories and notes
- Searchable transaction history
- Quick audit of spending and income
- Device-based data storage
- Data export and backup
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PlentyBook is a checkbook register, and nothing more than that. Type an amount. Tap Income or Expense. Done — the keypad is always on screen, so adding a line takes about two seconds and never opens a single pop-up. MULTIPLE ACCOUNTS Keep a register for checking, for savings, for the cash in your pocket. Give each one a colour so you always know which book you're in at a glance. Every account is completely separate — no shared budget, no combined pot, no cross-talk. A RUNNING BALANCE ON EVERY LINE See what the balance was after each entry, the way a paper register works. Newest entries sit at the top, where you actually look. SIMPLE BY DEFAULT Out of the box there are three ideas: a starting balance, money in, and money out. Notes are optional. Categories, day grouping, and marking entries as cleared all exist — but every one of them is switched off until you decide you want it. LIGHT, OR NOT Light by default, because most checkbook apps are relentlessly dark. Flip it to Inverted if you prefer, or let it follow your system. FIND ANYTHING Search notes, amounts, or categories. Results show how many matched and what they add up to, so "how much have I spent on coffee" is one search away. QUICK AUDIT Money in, money out, and the net for this month, last month, the last 30 days, this year, or any range you pick. LOCK IT Require Face ID, Touch ID, or your passcode to open the app — or to open just one account. Off by default, and free. SYNC, IF YOU WANT IT Switch on iCloud sync and your register follows you to your other devices, through your own iCloud. It is off until you turn it on, it comes with the unlock, and you can turn it back off whenever you like. YOUR DATA IS YOURS No account. No sign-up. No email address. No analytics, no trackers, no ads. PlentyBook has no server, so your register never comes to us. It stays on your device unless you switch on iCloud sync, and then it goes to your own iCloud and your own devices. Sync is off until you turn it on, and you can turn it back off. Export a backup to a plain, readable file whenever you like. That's free, always, whether you buy anything or not. FREE, WITH ONE OPTIONAL PURCHASE PlentyBook is free with one account. A single $9.99 purchase unlocks unlimited accounts and iCloud sync — one payment, no subscription. Built by ASHA Technology LLC.
Screenshots
Verdict
The clearest difference is in-app purchases: CardTrack at none against PlentyBook's 4. CardTrack also leads on iOS requirement (15.0 vs 17.0). PlentyBook's advantage is update cadence (every 5 days vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PlentyBook sells 4 one-off in-app purchases. CardTrack asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for CardTrack against 5.0 for PlentyBook. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
CardTrack ships an update every 2 months, PlentyBook every 5 days. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.
| Parameter | CardTrack | PlentyBook |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 2 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 33 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Zobair S | ASHA TECHNOLOGY LLC |
In-app purchases
CardTrack
No in-app purchases
PlentyBook
- Leave a tip!$1.99
- Unlimited Accounts$4.99
- Leave a bigger tip!$4.99
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- Leave a very generous tip!$9.99









