Comparison

Savi vs ViNoi AI Voice Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Savi

Read full description

Savi is a simple expense tracker built for speed - open the app, type the amount, done. No ads, no clutter. LIGHTNING-FAST LOGGING • Add an expense in 3 seconds with a minimal number pad • Voice input in English and Vietnamese: say "lunch 50k" and you're done • Snap a receipt and Savi reads the amount and suggests a category • Recurring expenses on autopilot (rent, Netflix, gym…) • Import your history from Excel, CSV or a bank statement TRACK & REPORT • Weekly / monthly / yearly reports with clear charts • Switch between list view and month calendar • Custom categories with your own icons and colors • Track both income and expenses • A receipt gallery so you can always find the proof BUDGETS & SAVINGS • Monthly budgets per category • A nudge before you overspend • Separate savings funds for each goal SHARE WITH FAMILY • Shared notebooks for couples and families - everyone logs, totals combine • Invite members with a simple code YOUR DATA, YOUR RULES • Works instantly without an account - data stays on your device • Sign in to enable cloud sync and backup • Fully offline-capable, syncs when back online • Lock the app with Face ID / Touch ID • Export to CSV anytime • Delete your account and all data right in the app Available in English and Vietnamese. Privacy policy: https://savi.hoangnguyen.app/policy-privacy.html Feedback: hoangde102@gmail.com

About

ViNoi AI Voice Expense Tracker

Features
Read full description

Everyday expense tracking, without the typing. Just say: "Morning coffee four dollars and gas thirty dollars." ViNoi AI instantly extracts your expenses, categorizes them, and prepares them for review — all in a single sentence. No complicated spreadsheets. No tedious manual number tapping. And absolutely no bank account linking required. WHY YOU WILL LOVE VINOI AI: SPEAK IN NATURAL SENTENCES Log purchases completely hands-free. Whether it is lunch, groceries, or parking, simply speak naturally. Mention multiple expenses in one sentence and watch ViNoi AI separate and categorize them accurately. ZERO BANK PASSWORDS REQUIRED Tired of invasive apps demanding your sensitive bank logins? ViNoi AI never asks to link your bank account. Your financial records stay private and securely synced via your personal iCloud. SHARED WALLETS AND FAIR SPLITS Manage household budgets with your partner, or split expenses on group trips with roommates. Real-time balance calculations let everyone know who owes whom, with instant settlement links for Venmo and PayPal. VINOI RECAP AND BENTO INSIGHTS See where your money actually goes. Review your monthly spending in a sleek, 9:16 story-style recap. Clean visual categories and monthly budget limits help you stay in control without overwhelming numbers. SMART REMINDERS, WITHOUT THE NOISE Receive gentle, customizable end-of-day reminders only when you forget to log expenses, keeping your streaks alive without annoying spam. QUICK SHORTCUTS AND WIDGETS Log spending in seconds using interactive Home Screen widgets, or configure your iPhone Action Button to trigger instant voice capture. Speak. Review. Save. Make smart money tracking effortless every single day. --- VINOI PRO UNLOCKS MORE - Unlimited AI voice parses each month - Unlimited shared wallets with partner and group sync - Monthly ViNoi Recap story-style spending reports - Excel and CSV data export for personal accounting - Custom monthly budget caps and quiet-hour alerts - Exclusive premium app icons Privacy Policy: https://sites.google.com/view/vinoiai/home Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Payments and Renewal:     - Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.     - Account will be charged for renewal within 24-hours prior to the end of the current period.     - You can manage or turn off auto-renew in your Account settings at any time after purchase     - No cancellation of the current subscription is allowed during the active period.

Screenshots

Savi4 screens
ViNoi AI Voice Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: ViNoi AI Voice Expense Tracker at every 4 days against Savi's every 2 weeks. ViNoi AI Voice Expense Tracker also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Savi sells 3 in-app purchases, starting at $0.99 per month and ViNoi AI Voice Expense Tracker sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Savi ships an update every 2 weeks, ViNoi AI Voice Expense Tracker every 4 days. The most recent releases landed on October 25, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 4 level
Savi versus ViNoi AI Voice Expense Tracker: the parameters behind the verdict, then further details
ParameterSaviViNoi AI Voice Expense Tracker
PriceFreeFree
Update frequencyEvery 2 weeksEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size87 MB15 MB
Age rating4+4+
DeveloperHoang NguyenHuyen Nguyen Thi Le

In-app purchases

3 purchases

Savi

Subscriptions2
  • Savi Pro Monthly$0.991 Month
  • Savi Pro Yearly7 Days trial$6.991 Year
One-time1
  • Savi Pro Lifetime$7.99
2 purchases

ViNoi AI Voice Expense Tracker

Subscriptions2
  • Weekly Plan$0.991 Month
  • Yearly Plan$7.991 Year

Questions

Is Savi free?
Savi is free to download, with in-app purchases available.
Is ViNoi AI Voice Expense Tracker free?
ViNoi AI Voice Expense Tracker is free to download, with in-app purchases available.
Do Savi or ViNoi AI Voice Expense Tracker have ads?
Neither Savi nor ViNoi AI Voice Expense Tracker shows ads.
Which is updated more often, Savi or ViNoi AI Voice Expense Tracker?
Savi ships an update every 2 weeks, and ViNoi AI Voice Expense Tracker every 4 days. Most recently, Savi was updated on October 25, 2026 and ViNoi AI Voice Expense Tracker on October 9, 2026.

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