Savi vs Margin
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Savi
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Savi is a simple expense tracker built for speed - open the app, type the amount, done. No ads, no clutter. LIGHTNING-FAST LOGGING • Add an expense in 3 seconds with a minimal number pad • Voice input in English and Vietnamese: say "lunch 50k" and you're done • Snap a receipt and Savi reads the amount and suggests a category • Recurring expenses on autopilot (rent, Netflix, gym…) • Import your history from Excel, CSV or a bank statement TRACK & REPORT • Weekly / monthly / yearly reports with clear charts • Switch between list view and month calendar • Custom categories with your own icons and colors • Track both income and expenses • A receipt gallery so you can always find the proof BUDGETS & SAVINGS • Monthly budgets per category • A nudge before you overspend • Separate savings funds for each goal SHARE WITH FAMILY • Shared notebooks for couples and families - everyone logs, totals combine • Invite members with a simple code YOUR DATA, YOUR RULES • Works instantly without an account - data stays on your device • Sign in to enable cloud sync and backup • Fully offline-capable, syncs when back online • Lock the app with Face ID / Touch ID • Export to CSV anytime • Delete your account and all data right in the app Available in English and Vietnamese. Privacy policy: https://savi.hoangnguyen.app/policy-privacy.html Feedback: hoangde102@gmail.com
Margin
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Track expenses and income in your own words. Margin turns everyday money notes into a clear personal ledger, so you can see where your spending goes without filling out forms. WRITE IT LIKE YOU SAY IT Type "coffee 4.50" or "lunch 20 split 4 ways". Add a date or a money source in the same line. Margin reads the details, organizes the entry, and keeps your share. Review and correct anything it reads. KEEP TRACK, EVEN OFFLINE Save typed notes when you have no connection. Clear entries can be read on your iPhone; AI features and syncing need an internet connection. No bank connection or bank password is needed. SCAN A RECEIPT Take a photo of a receipt and turn its items into entries you can review. Receipt reading uses AI and your Reads allowance. SEE WHERE YOUR MONEY WENT Browse your spending by week, month, or year. Check categories, compare your spending with your monthly budget, and search the words you remember. KEEP RECURRING COSTS IN VIEW Record subscriptions and recurring bills. See expected costs separately from the spending you have already recorded. ASK ABOUT YOUR SPENDING Ask "how much on coffee this month?" and see an answer based on your own entries, with the entries shown so you can check it. TAKE YOUR LEDGER WITH YOU Export your entries as CSV, PDF, or JSON. Writing, editing, searching, browsing your ledger, and exporting are free. START FREE Margin includes a free allowance of Reads for AI features: 25 to start, plus 15 each month, with up to 50 saved. A Read is Margin's unit for AI processing; the cost depends on the feature. Margin Plus offers 1,500 Reads per month with a monthly or yearly auto-renewing subscription. See current pricing in the app. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless canceled at least 24 hours before the current period ends. Your Apple Account is charged for renewal within 24 hours before the end of the period. Manage or cancel your subscription in your App Store account settings. Margin is a personal ledger, not financial advice or an accounting system of record. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://marginmoney.app/terms Privacy Policy: https://marginmoney.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Savi at none against Margin's 2. Margin's advantage is update cadence (daily vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Margin sells 2 in-app purchases, starting at $4.99 per month. Savi asks for nothing beyond the download.
Savi ships an update every 2 weeks, Margin daily. The most recent releases landed on September 21, 2026 and September 14, 2026 respectively.
| Parameter | Savi | Margin |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Daily — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 67 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | Hoang Nguyen | Muhammad Daffa Setyoaji |
In-app purchases
Savi
No in-app purchases
Margin
- Margin Pro Monthly$4.991 Month
- Margin Pro Yearly$29.991 Year









