Savi vs Cofra

Savi is a simple expense tracker built for speed - open the app, type the amount, done. No ads, no clutter. LIGHTNING-FAST LOGGING • Add an expense in 3 seconds with a minimal number pad • Voice input in English and Vietnamese: say "lunch 50k" and you're done • Snap a receipt and Savi reads the amount and suggests a category • Recurring expenses on autopilot (rent, Netflix, gym…) • Import your history from Excel, CSV or a bank statement TRACK & REPORT • Weekly / monthly / yearly reports with clear charts • Switch between list view and month calendar • Custom categories with your own icons and colors • Track both income and expenses • A receipt gallery so you can always find the proof BUDGETS & SAVINGS • Monthly budgets per category • A nudge before you overspend • Separate savings funds for each goal SHARE WITH FAMILY • Shared notebooks for couples and families - everyone logs, totals combine • Invite members with a simple code YOUR DATA, YOUR RULES • Works instantly without an account - data stays on your device • Sign in to enable cloud sync and backup • Fully offline-capable, syncs when back online • Lock the app with Face ID / Touch ID • Export to CSV anytime • Delete your account and all data right in the app Available in English and Vietnamese. Privacy policy: https://savi.hoangnguyen.app/policy-privacy.html Feedback: hoangde102@gmail.com

Cofra is a private personal expense manager for everyday spending in ISO currencies. Built for people who want a clear ledger—not a bloated finance suite. Add an expense in seconds, pick a currency from a searchable catalog, organize it with one category, optionally assign it to a monthly fund, and see where your money goes by day, week, month, year, or a custom range. WHAT YOU CAN DO • Record positive amounts in validated ISO 4217 currencies with an optional note, one category, and a date/time • Choose currency from a searchable picker with suggestions and A–Z browsing • Set a default entry currency for new expenses; changing it never rewrites stored history • Search locally by note, category name, or fund name • Filter Expenses by amount, currency, category, fund, and date range • Browse a newest-first expense list grouped by day • Review Dashboard totals, spending trends, and category breakdowns • See native totals in each stored currency; mixed periods stack separate amounts instead of a converted grand total • Filter Dashboard and Expenses independently • Create monthly spending funds and track category defaults • Create, rename, re-icon, archive, restore, and manage your categories • Export your ledger—or only the visible Expenses search and filter results—to a local UTF-8 CSV file through the system share sheet • Add an expense from Home Screen widgets, Control Center, or Shortcuts • Lock the app with Face ID or passcode • Choose System, Light, or Dark appearance on each device • Use the app in English or Vietnamese PRIVATE BY DESIGN Expenses, categories, and funds sync through your private iCloud (CloudKit) database. Appearance, language, and default entry currency preferences stay local to each device. Search runs on this device. CSV export is written locally and shared through the system share sheet. There are no Cofra accounts and no shared ledgers. DESIGNED FOR iPHONE AND iPAD A modern SwiftUI experience with adaptive layouts for compact and regular widths. Home Screen widgets include Small, Medium, Large, and Extra Large on iPad. REQUIREMENTS Requires iOS / iPadOS 26.0 or later. Entry currencies follow a validated ISO 4217 catalog. When a period includes more than one currency, Cofra shows separate native totals rather than a converted combined sum. Cofra keeps the scope intentionally small so the core loop stays fast and trustworthy.