Comparison

Monni vs Spendimo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monni

Effortlessly track your spending and income without connecting to your bank. Set budgets, create savings goals, and visualize your financial progress with a private and intuitive interface.

Highlights
  • Instant expense and income logging
  • Category-based budget tracking
  • Savings goal setting and progress monitoring
  • Searchable transaction history
  • Optional daily reminders
  • Private data storage on device
Features
Read full description

Monni is your gentle money ritual. Log your expenses in seconds, always know what you have left, and set aside money for what truly matters to you: no bank connection, no account to create, no hassle. WHAT'S WAITING FOR YOU • Add expenses and income in an instant • Track your budgets by category, at a glance • Set goals (a trip, a treat, a wish) and watch your progress grow on its own • Find your whole history, sorted and filtered instantly • A gentle daily reminder, if you'd like one • Several accounts, with transfers between them • Receipt photos attached to your expenses (Premium) • Undo any deletion with one tap 100% PRIVATE, PROMISE Your data stays on your phone, period. No linked bank, no account to create, no tracking. Your money, your business. FREE TO START The free version tracks your spending with no limit, with 3 budgets and 2 goals. MONNI PREMIUM: monthly, yearly, or forever • Unlimited budgets and goals • Custom categories, your way • Unlimited recurring transactions • 10 themes to discover • Beautiful shareable cards • Full monthly recap Pick what suits you: a monthly or yearly subscription, or a one-time purchase that stays yours for life. Cancel a subscription any time. Take care of your money, with Monni. Terms of Use: https://monni.shams-app.ch/en/terms.html

About

Spendimo

Easily track your income and expenses, scan receipts, and monitor your spending habits. Share specific financial entries with a partner with the optional Pro subscription. Supports multiple currencies and offline use.

Highlights
  • Expense and income tracking
  • Receipt scanning and recognition
  • Spending trend analysis
  • Multiple currency support
  • Offline recording
  • Partner sharing (Pro)
Features
Read full description

Track expenses and income, scan receipts, and see where your money goes. With Spendimo Pro, share selected entries with your partner. EVERYDAY MONEY TRACKING Record expenses and income with categories, notes, and payment methods. Keep track of recurring bills, review spending trends, and export your entries to CSV. Everyday recording works offline. SCAN AND CHECK RECEIPTS Capture or import a receipt, then check and edit the details before saving. Receipt recognition runs on your device. MULTIPLE CURRENCIES Record entries in different currencies and view converted totals when exchange rates are available. Amounts without a rate are shown separately. SPENDIMO PRO An optional subscription adds account sync across devices and partner sharing. Choose which entries to share and keep personal entries private. Optional receipt-image sync is off by default. YOUR CHOICE OF ACCOUNT Start without an account and keep entries on your device. A free account stores your account details; financial entries sync with Pro. Apple and RevenueCat handle subscriptions, including subscription reporting. Available in English, Spanish, Portuguese, French, German, Dutch, and Turkish. Subscriptions renew automatically unless cancelled through your Apple account settings. Prices and available plans are shown in the app before purchase. Privacy Policy: https://spendimo.com/privacy/ Terms of Use: https://spendimo.com/terms/

Screenshots

Monni4 screens
Spendimo4 screens

Verdict

The call

The clearest difference is review sentiment: Spendimo at 100% against Monni's 0%. Monni's advantage is iOS requirement (16.4 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Monni sells 3 in-app purchases, starting at $1.99 per month and Spendimo sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Monni ships an update every 11 days, Spendimo every 6 days. The most recent releases landed on October 25, 2026 and October 26, 2026 respectively.

Scorecard2 real differences Ā· 6 level
Monni versus Spendimo: the parameters behind the verdict, then further details
ParameterMonniSpendimo
PriceFreeFree
Positive reviews0.0% of reviews100.0% of reviews — better
Update frequencyEvery 11 daysEvery 6 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better26.0
Further details — not scored
Size63 MB15 MB
Age rating4+4+
DeveloperSafa ShamsBek Apps, LLC

Customer experience

Monni

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Spendimo

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Monni

Subscriptions2
  • Monni Premium Monthly$1.991 Month
  • Monni Premium Yearly$11.991 Year
One-time1
  • Premium Ć  vie$24.99
2 purchases

Spendimo

Subscriptions2
  • Spendimo Pro Monthly$6.991 Month
  • Spendimo Pro Annual$39.991 Year

Questions

Is Monni free?
Monni is free to download, with in-app purchases available.
Is Spendimo free?
Spendimo is free to download, with in-app purchases available.
Do Monni or Spendimo have ads?
Neither Monni nor Spendimo shows ads.
Which is updated more often, Monni or Spendimo?
Monni ships an update every 11 days, and Spendimo every 6 days. Most recently, Monni was updated on October 25, 2026 and Spendimo on October 26, 2026.

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