Aurum AI vs SettleDrop

Aurum AI helps you understand physical gold and silver offers before you buy or sell—and preserve the records after you decide. Photograph a listing, receipt, certificate, or offer. Aurum reads visible text on-device, organizes the important fields, asks you to confirm anything uncertain, and performs every financial calculation with deterministic rules. No hosted AI sees your Vault. CHECK A DEAL • Review buying and selling offers • See gold or silver value, total delivered cost, extra cost, net sell proceeds, and break-even baseline • Compare two offers using the same confirmed baseline and personal limits • Detect conflicting terms such as plated descriptions or inconsistent weights • Use Jewelry Mode without guessing stone or non-metal weight BUILD A PRIVATE VAULT • Save confirmed items, source photographs, serial or assay details, sellers, storage aliases, and notes • Search item passports and keep sold items in your ownership history • Review Vault Health based on documentation and exit readiness—not market performance • Hide monetary values globally or by Vault • Protect access with Face ID or device passcode STAY DISCIPLINED • Set your own Gold Plan goal, maximum extra cost, and preferred sell target • Review local Aurum Memory and structured Ask Aurum summaries • Generate local PDFs, CSV files, and a complete JSON record export • Use privacy-safe reminders, widgets, Shortcuts, and share cards LOCAL BY DESIGN • No account required • No advertising or third-party analytics SDK • No hosted LLM • No automatic live-price dependency • Vision OCR and the complete rule-based Smart Scan run on-device • Supported iOS 26 devices may use Apple Foundation Models on-device for structured extraction; all financial arithmetic remains deterministic Subscriptions unlock higher limits, detailed reports, and multiple Vaults. Existing local records remain readable and exportable after a subscription ends. Aurum provides estimates based on information you enter or confirm. It does not authenticate precious metals, verify sellers, appraise collectible value, or provide financial, legal, tax, insurance, or investment advice. Terms: https://aurumsupport.lovable.app/terms Privacy: https://aurumsupport.lovable.app/privacy

SettleDrop turns receipts, card statements, and everyday group expenses into a clear picture of who owes whom. Create groups for trips, households, events, and shared projects. Add expenses manually or upload a supported receipt or statement. Review extracted transactions privately, publish only the items that belong to the group, and keep every balance understandable. WITH SETTLEDROP • See who owes whom across active groups • Split expenses equally, by amount, percentage, shares, or item • Invite members and track pending invitations • Import receipts and statements for review • Keep uploaded documents private until you choose to publish • Record settlements and maintain a clear activity history • Use multiple currencies without mixing balances • Control notifications, devices, sessions, exports, and account deletion SETTLEDROP PLUS Upgrade when you need higher document limits, full history, advanced search and filters, deeper insights, professional reports, more storage, and priority processing. Subscriptions are billed through your Apple ID. Prices vary by region and are shown before purchase. Annual Plus includes a 7-day free trial for eligible users. Your subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. Privacy Policy: https://settledrop.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ SettleDrop does not sell personal data. Raw documents remain private to the uploader; group members see only the expenses you choose to publish.