OffRisk vs Lingot

Take control of your money in minutes. OffRisk shows you where it goes, helps you budget, and warns you before you blow past your limit. ▸ LOG IT IN SECONDS Add expenses and income instantly. Capture Apple Pay purchases, or log one with a double tap on the back of your iPhone (Back Tap) — without ever opening the app. Check your balance straight from a Home Screen widget. ▸ BUDGETS THAT ACTUALLY WORK Set a limit per category and get a heads-up as you get close. Create savings or income goals and watch your progress day by day. ▸ UNDERSTAND YOUR MONEY Visual stats for every month: where you spend the most and how you're trending. Plus a clear projection of how your month is shaping up, explained in plain language. ▸ SCAN AND DONE Snap a photo of a receipt and OffRisk pulls out the amount, category and date for you with AI. ▸ LEARN AS YOU GO An AI financial education assistant answers your questions, runs projections and helps you build better habits. ▸ YOUR PRIVACY FIRST Your receipt photos are never stored — they're processed and discarded instantly. ▸ AND MORE • Automatic recurring payments (rent, subscriptions, paycheck, etc) • Multi-currency support • Export your transactions to CSV • Available in English and Spanish —— OFFRISK PRO —— Unlock recurring transactions, unlimited categories, AI receipt scanning, the AI financial assistant, advanced stats and CSV export. Includes a 7-day free trial. • Monthly or yearly auto-renewing subscription. Start free today and find out where your money is really going. Note: OffRisk provides financial education and organization tools; it does not constitute professional financial advice.

Most people have no idea what they're actually worth. Their money is spread across checking accounts, savings, investments, property and debt — and nobody adds it up. Lingot does. TRACK YOUR REAL NET WORTH Add your accounts, investments, property and debts. See one number that tells you exactly where you stand, and watch it grow month after month. GIVE EVERY DOLLAR A JOB Log your income and expenses, set monthly caps by category, and see your balance before the month ends. No surprises. NO BANK CONNECTION NEEDED Lingot never asks for your bank credentials. You enter what you want, when you want. Your financial life stays yours. UNLOCK YOUR INGOTS Every milestone you reach unlocks a gold ingot. A small reward for a big habit. SEE THE FULL PICTURE Charts of your net worth over 12 months, spending breakdowns by category, savings rate, best and worst months, and insights that tell you what changed and why. SHARE YOUR PROGRESS Premium cards to show off your progress — with or without the numbers. LINGOT PRO A 3-day free trial unlocks monthly balance tracking, full statistics and premium share cards. Cancel anytime. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Payment is charged to your Apple ID account. Manage or cancel your subscription in your account settings. Terms of Use: https://chaconbotellarafael-dev.github.io/lingot-legal/terms Privacy Policy: https://chaconbotellarafael-dev.github.io/lingot-legal/privacy