Jot vs Spend Monthly

Know where your money goes and what is left this month. Jot is a private budget and expense tracker that keeps daily spending simple, without connecting your bank or creating a Jot account. SET A BUDGET. SEE WHAT IS LEFT. Choose your monthly budget and watch the remaining amount update as you record expenses. Decide whether to move unused budget to the next month, start fresh, or choose each month. BOUGHT IT? JOT IT. Record expenses and income with a quick number pad. Add who you paid, a category, notes, tags, and a date. Search your activity, change a category, or edit a transaction when you need to. MAKE IT YOURS. Organise spending with categories and subcategories. Schedule recurring expenses or income. Choose your currency and switch between Light, Dark, and System appearance. PRIVATE BY DESIGN. No bank login. No advertising. No tracking or analytics software. Your records stay on your devices and can sync through your private iCloud database. Use App Lock with Face ID, Touch ID, or your device passcode. Record transactions offline and sync when a connection is available. A CLEARER VIEW WITH JOT PRO. Jot Pro adds unlimited transactions and categories, extended history, spending trends, category breakdowns, top merchants, custom date ranges, and household sharing through iCloud. Pro features require a purchase. ACROSS YOUR APPLE DEVICES. Use Jot on iPhone, iPad, and Apple Watch. Home Screen and Lock Screen widgets, Siri shortcuts, and Live Activities help you keep spending close at hand. Import existing records from CSV and export your data when you need it. START FREE. UPGRADE WHEN YOU NEED MORE. The free version includes up to 50 transactions per month, 12 categories, and 90 days of history. Jot Pro is available as a monthly or yearly subscription, or a one time lifetime purchase. Available options and local prices appear before purchase. Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled before the current period ends. Manage or cancel subscriptions in your Apple Account settings. Any trial offer, its duration, and the price afterward are shown before purchase. Privacy Policy: https://jot.sksoumik.com/privacy Support: https://jot.sksoumik.com/support Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Spend Monthly is a quiet expense tracker. You write down what you spend, and it tells you where the money went. HOW AN EXPENSE GETS IN Type it. The plus button, a keypad, and it is saved. Works with no internet, and works for cash, which nothing automatic can see. Photograph a receipt. Point the camera at it and the amount, the shop and the date are read for you. You see it before it is saved. Share a receipt. Paid with DuitNow QR, a transfer or a card? Send the receipt your banking app shows you straight to Spend Monthly, and the expense fills itself in. Forward it by email. Every account gets its own address. Anything with a payment on it becomes an expense, and you check each one before it is kept. WHAT IT SHOWS YOU What you have spent this month, and how that compares with last month. Budgets you set yourself, per category or across everything. It tells you once when you are getting close, and never nags. Which days cost the most, what you spend on repeatedly, and where this month is heading if the rest of it looks like the start. THE SMALL PRINT Free to use, with a limit on how many expenses arrive each month. Plus lifts the limits and is a monthly or yearly subscription; the price in your own currency is shown before you pay, and you can cancel any time in Settings. English and Bahasa Melayu. Light and dark. Your records are yours: you can export them, and you can delete your account and everything in it from inside the app or from spendmonthly.com/delete-account. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendmonthly.com/policy