PointsFly vs Sauda MF
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
PointsFly
Maximize credit card rewards by tracking points and suggesting the best card for every purchase. Turn your points into flights and hotel stays with real-time alerts and AI-powered recommendations.
- Track credit card points for flights and hotels
- Set dream destination goals
- Receive transaction alerts
- Rank cards for optimal spending
- Consolidate all cards in one wallet
- Search and book flights/hotels with points
- AI rewards agent for personalized advice
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PointsFly helps you turn your credit card points into real flights, hotels, and your next dream trip, instead of letting them sit idle or get cashed out cheap. SET A DREAM DESTINATION, WATCH IT COUNT DOWN Pick your dream trip: Maldives, Bali, Europe, or a quick Goa getaway. PointsFly tracks your points daily against it, shows exactly how many more you need, and tells you the cheapest way to get there, down to the transfer partner and ratio. LIVE ALERTS ON EVERY TRANSACTION Get notified the moment you earn points, and see exactly how much closer you just got to your goal. No more guessing your balance or logging into five different bank apps. KNOW THE BEST CARD FOR EVERY PURCHASE Stop defaulting to one "main" card. PointsFly ranks every card in your wallet for any purchase amount and category, and shows exactly how many points each one would earn, so you always swipe the one that earns the most. ONE WALLET FOR EVERY CARD YOU OWN HDFC, Axis, ICICI, SBI, Amex; track every card, every transaction, every point balance in one place. PointsFly tells you offers and per point value redeemed by using every card, for every transaction, recommends the best card for your transaction and lets you know of the offers available on your cards. See your total portfolio value, and instantly know if a different card would have earned you more on any past spend. BOOK FLIGHTS ON YOUR POINTS Search real flights across airlines like Air India, IndiGo, and Vistara. Compare the cash price against the points price, see the exact value per point, and book instantly or let AIRA do it for you. BOOK HOTELS ON YOUR POINTS Compare cash vs. points value across hotel chains and loyalty programs, redeem instantly, and see exactly how many rupees per point you're getting before you commit. IN-STORE ALERTS Set alerts for up to 20 stores. Walk in, and PointsFly tells you which card in your wallet to swipe before you tap โ not after you've already earned less than you should have. MEET AIRA: YOUR AI REWARDS AGENT Ask AIRA anything, in English or Hindi: "Which card is best for Air India?" "Get me to Bali in business class for under 60,000 points." "There's a sale on Myntra, does any of my cards get me extra points?" One straight answer, no digging through T&Cs, bank forums, or Reddit threads. WHY THIS MATTERS Your credit card points aren't a bonus. They're a return on every rupee you spend and if you're redeeming them for cashback or gift vouchers, you're cashing that return in at a fraction of its worth. Cashback and vouchers typically pay โน0.20โโน0.25 per point. The same points, transferred to the right airline or hotel partner, can be worth โน0.50 to โน1.50+ per point, sometimes more on business class or peak-season redemptions. Redeem 2,00,000 points for cashback instead of travel, and you could be leaving โน60,000โโน2,40,000 on the table. Points feel like a "bonus," so most people redeem them the easy way and feel good about it. That's the trap: it's still your money, earned the moment you spent it. Treat it like the return it is, and optimise it the way you'd optimise any investment. Awareness is step one. PointsFly is the system that turns that awareness into real value, before you spend, while you spend, and when you redeem. Download PointsFly and find out what your points are really worth. Terms of Use: https://pointsfly.ai/terms Privacy Policy: https://pointsfly.ai/privacy
Sauda MF
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Sauda MF is exclusively for investors registered with Sauda MF. Access is restricted to Sauda MF clients; users associated with another distributor cannot sign in or use this app. The app helps Sauda MF clients manage their mutual fund journey with guidance and support from their distributor. The app brings portfolio tracking, mutual fund opportunities, goal planning, SIP management, reports, insurance tracking and useful financial tools into one simple experience. Why Sauda MF? Sauda MF helps you stay connected with your distributor, view your investments clearly and take key actions across your financial journey. Key Features - Mutual Fund Opportunities View curated mutual fund opportunities shared for your investment needs. Start SIPs or make one-time investments through a simple guided flow. - Portfolio Tracking Track current value, invested amount, returns, SIPs, SWPs, STPs and fund-wise holdings in one place. - Goal-Based Investing Create and track goals such as home, education, retirement or wealth creation with clear progress and target tracking. - Family Portfolio View View investments across family profiles from one dashboard for easier monitoring. - Fund Details Check NAV, returns, risk rating, fund manager, holdings, fund information and portfolio composition before investing. - Risk Profiling Take a simple quiz to understand your investor profile and risk comfort. - Reports & Statements Generate and download capital gains, portfolio valuation and holdings / SOA reports. - CAS Wealth Analysis Upload CAS reports to view a broader analysis of mutual funds, demat holdings and insurance details. - Insurance Tracking Add and manage insurance policies, track premiums, renewal dates, active policies and expiring policies. - Banks & Mandates Manage bank accounts and mandates required for SIP and investment transactions. - Calculators & Planning Tools Use calculators for SIP, Lumpsum, EMI, tax-saving, retirement and other financial planning needs. - Distributor Support Stay connected with your distributor for assistance, opportunities and investment-related support. Sauda MF helps you invest, track, plan and manage your financial journey with clarity and convenience. Access: This app is intended exclusively for Sauda MF clients. Only mobile numbers registered with Sauda MF can sign in via OTP. Users of other distributors cannot access the app. Service operated by Sauda MF under AMFI Registered Mutual Fund Distributor | ARN-117307.
Screenshots
Verdict
The clearest difference is iOS requirement: PointsFly at 15.0 against Sauda MF's 17.2. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PointsFly ships an update weekly, Sauda MF every 9 days. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.
| Parameter | PointsFly | Sauda MF |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | โ |
| Update frequency | Weekly โ better | Every 9 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | โ |
| Devices | iPhone, iPod โ better | iPhone |
| Requires iOS | 15.0 โ better | 17.2 |
| Further details โ not scored | ||
| Size | 148 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | PointsFly LLC | INVEDGE CONSULTANTS PRIVATE LIMITED |
In-app purchases
PointsFly
No in-app purchases
Sauda MF
No in-app purchases
Questions
Is PointsFly free?
Is Sauda MF free?
Do PointsFly or Sauda MF have ads?
Which is updated more often, PointsFly or Sauda MF?
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