Pralut vs Dot

Pralut is your personal finance tracker — simple, beautiful and ad-free. Organize your accounts, follow every income and expense, and know exactly where your money goes. Everything syncs with pralut.com, so you pick up right where you left off — on your phone or your computer. ACCOUNTS & BALANCE • Wallet, checking, savings, cash, investment and credit card • Multiple currencies (BRL, USD, EUR) with automatic exchange rates • Consolidated balance, updated instantly TRANSACTIONS • Income, expenses and transfers between accounts • Tree categories (parent + subcategories) with icons and colors • Mark as paid or leave as "to pay / to receive" (projection) • Interest/late fees, early-payment discount, priority and installments • Attach PDF or image receipts to transactions (add-on feature) CREDIT CARD • Total limit and available limit always in view • The bill is treated as a liability — it won't mess up your cash balance • Pay the bill from another account, with no duplicate entry BILLS & ALERTS • See what's due today, tomorrow or already overdue • Color-coded alerts on the dashboard, one tap to pay RECURRING • Subscriptions and fixed bills generated automatically • Edit the whole series or just one occurrence; end it "from this date on" REPORTS & CALENDAR • Spending by category (tree), by account, and income × expenses over recent months • Monthly calendar with everything coming in and going out YOUR DATA IS YOURS • Export all of your data whenever you want • Delete your account and erase everything with one tap • No ads, no data selling Pralut is free to use. Extra features (attachments and the AI financial assistant) are part of the plan, managed on pralut.com. Requires a Pralut account (create one free in seconds). Questions? https://pralut.com

Dot is your financial assistant for recording expenses and income in a simple conversation. Track your wallet and reserve, set a monthly spending limit, organize categories, and view reports in one place. Use chat to ask questions, receive guidance, and follow your decisions. Scan products to create a Wishlist and check prices when you want to find a good offer. Turn on notifications for important updates. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/