Riyu vs Orvia

Riyu is a simple daily budget app built around one question: How much can I spend today? Set your income, fixed expenses, and savings plan. Riyu turns the available amount into a daily budget. Unused money rolls forward, while overspending is reflected in the days ahead—so your budget adapts to real life. KEY FEATURES • Daily budget: See what you can safely spend today • Quick expense entry: Record amount, category, note, and time • Rolling balance: Carry unused budget or overspending into future days • Monthly overview: Understand spending trends and budget progress • Home Screen widget: Check today's balance without opening the app • Shortcuts: Record expenses faster • iCloud sync: Keep data in sync across your Apple devices • Shared budgets: Invite up to 5 people to manage one budget together PRIVACY FIRST Your data stays on your device and in your private iCloud database. Shared budgets use Apple CloudKit sharing. Riyu is free to download. You can explicitly start a one-month, device-local trial of core write features. The trial does not renew or charge automatically. A separate one-time in-app purchase permanently unlocks core write features. Shared-budget collaboration for the owner is an auto-renewing monthly subscription, manageable or cancellable in Apple Account subscription settings. Privacy Policy: https://riyu.tandio.cn/privacy Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Orvia makes everyday money tracking simpler — and your finances easier to understand. From logging a quick purchase to reviewing accounts, budgets, assets, and spending trends, Orvia brings your daily finances together in one clear system across iPhone, iPad, and Apple Watch. QUICK ENTRY • Record expenses, income, and transfers • Use Apple Shortcuts for faster entry • Recognize payment screenshots to help extract amounts, transaction times, merchants, and other details • Add notes, images, locations, and commerce platforms • Customize categories with Emoji, SF Symbols, or your own images ACCOUNTS & ASSETS • Manage cash, debit cards, credit cards, digital wallets, credit services, and investment accounts • Track credit limits, used credit, statement dates, and payment dates • View assets, liabilities, and net worth across multiple accounts • Manage multi-currency accounts with exchange-rate conversion BUDGETS • Set an overall monthly budget • Create category budgets • Share one budget across multiple categories • Track budget progress throughout the month • Reimbursements use your actual out-of-pocket amount when calculating budget usage TRANSACTIONS & LEDGERS • Organize finances with multiple ledger books • Search and filter transactions by amount, type, category, account, ledger, date, platform, and more • Track full and partial refunds • Manage reimbursements • Link related transactions • Record split expenses • Use recurring bills for regular income and expenses STATISTICS & INSIGHTS • Review income, spending, and balance trends • Analyze spending by category and commerce platform • Explore monthly, yearly, and other time ranges • Connect transactions, accounts, budgets, and statistics in one financial view APPLE WATCH Check your overview, budgets, assets, and recent transactions from your wrist, and quickly log a new expense without reaching for your iPhone. YOUR DATA, YOUR CONTROL Orvia is designed around local-first data storage. Your financial records are stored on your device by default. Orvia does not require an account and does not upload your financial records to Orvia-operated servers merely to provide core bookkeeping features. You decide whether to enable iCloud / CloudKit sync across supported Apple devices. Orvia also supports: • Full backups and restores • CSV imports and exports • Data migration • Optional attachment sync ORVIA PRO Orvia offers optional Pro plans for selected advanced features, including monthly, annual, and lifetime options. Available products, pricing, taxes, billing currency, trial eligibility, and promotions are determined by the information shown by the App Store at purchase time. Monthly and annual plans are auto-renewable subscriptions. Subscriptions can be managed or canceled through your Apple Account. Privacy Policy: https://hamizdev.cn/orvia/privacy/ Terms of Use: https://hamizdev.cn/orvia/terms/ Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: https://hamizdev.cn/support/ Contact: support@hamizdev.cn Developed by Hamiz DEV. © 2026 Hamiz DEV. All rights reserved.