MonthLedger vs Shift Pay Audit

Record your money, understand your spending. MonthLedger opens to quick entry and brings your accounts, budgets and financial history together. All features are free, with no ads, subscriptions, registration or bank connection. RECORD THE WAY YOU PAY Record income, expenses, transfers, refunds and balance adjustments. Split one purchase across multiple accounts and categories, with separate tags for each category. Calculate amounts with the built-in keypad, keep unfinished drafts, copy an entry before saving, and add currencies or categories from their pickers. Editable defaults and category-based rules reduce repeated input. SEE WHAT CHANGES Explore income, spending, cash flow and net worth, then drill down by category, tag or budget. Use custom date ranges, monthly and annual reports, and your own reporting start day. Switch between actual income and expenses and costs spread over the actual use of durable items. Record a recovery or resale against the original purchase. Credit-card installments track remaining principal and each posted expense separately from an item's use period; an optional credit limit shows available credit. KEEP YOUR LEDGER ORGANIZED Group accounts, manage money borrowed or lent, schedule entries and carry budgets forward. Search transactions by amount or keyword, and batch-edit notes, tags and categories. Drag transactions to reorder them within the same day; account, category and tag order is shared by management screens and entry pickers. Archive history, inspect retained original entries, and use recovery points and Recently Deleted. Choose which features to show, customize category icons and colors, and explore complete workflows with a separate sample ledger. Widgets and Shortcuts provide more entry points. YOUR DATA STAYS WITH YOU The ledger stays on your device and is shared only with the app's own widgets. No tracking or third-party analytics. Export CSV or full JSON backups. A complete CSV example includes filling instructions, readable account names and row references, without requiring you to invent IDs. Preview imports before applying them. Optional daily backups use an iCloud Drive folder you choose; keep 7 days by default, change retention, delete backups in the app, and preview restores. This is file backup, not live ledger sharing or synchronization. Usage & Diagnostics is enabled by default and sends predefined operation types, results, durations and app environment information to the developer, without amounts or ledger content; turn it off in Settings. Public usage metrics are grouped by app version: https://monthledger.orins.top/metric?lang=en Search fiat currencies and 16 major cryptocurrencies, including BTC and ETH. Optional online reference rates use ExchangeRate-API and Coinbase, with Currency API and Kraken as fallbacks. Requests contain currency information, not your ledger or holdings; providers may process necessary network information. Prices are estimates and remain editable. No wallet connection or trading. Questions or ideas: monthledger@orins.top MonthLedger is for personal record keeping, not professional financial advice.

Keep a clear record of the shifts you worked, the pay rules you used, and the gross pay you expect. Shift Pay Audit is for people who want to check their own record before they ask payroll a question. Set up a job, choose a pay period, add your shifts, and compare your estimate with the gross amount on your stub. It is deliberately a record-and-review tool — not a time clock, payroll service, tax calculator, or legal service. HOW IT WORKS • Add a job with its hourly rate and overtime rule. • Choose a pay schedule and see the period boundaries before you log anything. • Record regular, split, or overnight shifts. Each entry keeps its UTC offset, so the app never guesses at daylight-saving changes. • Review paid hours, gross pay, rounding, and overtime line by line. • Enter the gross amount from your pay stub to see the difference beside your own estimate. USEFUL WHEN YOU • Work more than one job or use different hourly rates. • Need to keep a personal record of overnight shifts or changing pay rules. • Want a CSV that shows the shifts and rules behind an estimate. • Prefer to check your record privately before you contact payroll. FREE AND LIFETIME PRO Start with one complete job and your latest pay period. Lifetime Pro is a one-time purchase that adds up to three jobs, custom rate and overtime rules, full history, and CSV export. There are no subscriptions. If you bought Shift Pay Audit 1.0, your existing purchase keeps Lifetime Pro access after updating. PRIVATE BY DEFAULT Your jobs, shifts, rates, and notes stay on your device. No account, employer login, ads, cloud sync, or analytics service is required. If you export a CSV, you choose where it goes. Purchases and Restore Purchases are handled by Apple through the App Store; Shift Pay Audit does not receive your payment-card details. A NOTE ABOUT ESTIMATES Your result is based on the shift data and rules you enter. A difference from a pay stub is a prompt to review the details — it does not prove a payroll mistake and is not tax, wage-law, or legal advice.