MonthLedger vs Brote

MonthLedger helps you record everyday spending and understand your finances month by month. It is free to use, with no ads, subscriptions or in-app purchases. No account, login or bank connection is required. START SIMPLE Begin with income and expense entry. Enable accounts, transfers, tags, budgets, trends, loans, multiple currencies, widgets and shortcuts when you need them. Turning a feature off keeps its data. EVERYDAY BOOKKEEPING • Record expenses, income, transfers, refunds and balance adjustments. • Calculate amounts directly, keep unfinished entries and swap transfer accounts in one tap. • Type tags or choose from existing groups. Add notes and custom categories. • Search, filter, edit and reconcile transactions. YOUR MONTH, YOUR ACCOUNTS • Set your reporting start day and each credit card’s statement period. • Group accounts and choose which groups count toward net worth. Ledger totals, trends and widgets use the same selection. • Review monthly spending, income and net worth. Carry unused budgets and overspending into the next month. • Track money borrowed or lent, schedule entries and archive reconciled history into monthly summaries. YOUR DATA STAYS WITH YOU Your ledger is stored on your device and shared only with the app’s own widgets. No tracking or third-party analytics. Export CSV files, create JSON backups and preview imports before applying them. Import legacy Miaosu XLS records, use recovery points and restore recently deleted entries. Optional online exchange-rate requests send only your selected base-currency code, not your financial records. Rates are estimates and can be edited manually. Questions, ideas or bug reports? Contact Oasis7311+monthledger@gmail.com. MonthLedger is for personal record keeping, not professional financial advice.

Brote is the personal finance app that gives every dollar a job. Most budgeting apps just tell you what you already spent. Brote helps you plan ahead — so you always know how much to set aside each week for rent, a car payment, groceries, or anything else that's coming. ENVELOPES THAT FUND THEMSELVES Create an envelope for any recurring cost, link it to a bill you already track, and Brote tells you exactly how much to save per week. When the bill gets paid, the envelope automatically draws down — no manual bookkeeping. KNOW WHAT'S ACTUALLY FREE TO SPEND See your real balance minus everything you've already set aside. No more guessing whether that grocery run is really affordable. AUTOMATIC CATEGORIZATION Brote learns from your spending habits and recognizes common merchants out of the box — log a purchase at McDonald's or Starbucks and it's already filed under the right category. RECEIPT SCANNING & BULK IMPORT Scan a paper receipt or upload a screenshot of your bank statement — Brote reads the merchant, amount, and date automatically, and lets you review and edit every entry before it's saved. BUDGETS THAT ALERT YOU Set a monthly limit per category and get notified the moment you're approaching it — or have gone over. SPENDING TRENDS See exactly how this week and this month compare to the last, right on your dashboard — plus a notification when a new week or month wraps up. SPLIT TRANSACTIONS One purchase, multiple categories — divide a single transaction across as many categories as you need. GOALS & RECURRING BILLS Save toward one-time goals, track recurring subscriptions and bills, and even have Brote log them automatically when they're due. PRIVATE BY DESIGN Your financial data lives in your own private iCloud account — synced across your devices via Apple's CloudKit, never sent to any other server. Receipt scanning happens entirely on your device. BUILT FOR IPHONE Face ID protection, Home Screen widgets, haptic feedback, full accessibility support, and support for Spanish and English. Download Brote and start giving every dollar a job.