Accounova vs Brote

The hardest part of tracking expenses isn't the math — it's remembering to do it. Accounova cuts logging down to a single sentence. ■ Three ways to log Say it: "Coffee 6 bucks" — the amount, category, and note are filled in for you. Snap it: Point it at a receipt, an order confirmation, or a payment screenshot. The AI reads the amount and merchant. Type it: Describe it like a text message. "Groceries yesterday, 84 at Trader Joe's" lands on the right date. Prefer to do it yourself? Manual entry is always two taps away. ■ Everything a real ledger needs · Multiple ledgers — keep personal, household, and business separate · Accounts — cash, checking, savings, credit cards, PayPal, Venmo, with transfers between them · Categories and subitems — not just "Food," but "Food / Lunch" · Monthly budgets — set a total or per-category limit and see overspending early · Scheduled entries — rent, subscriptions, loan payments post themselves · Reimbursements — flag what you fronted and track what's still owed · Exclude from stats — loans and internal transfers stay out of your real spending ■ Statistics you'll actually read See trends by month, by year, or by category, and tap any category to drill down to individual transactions. The calendar view shows which days cost you the most. A home screen widget keeps this month's total one glance away. ■ Siri and Shortcuts "Log an expense in Accounova." "How much did I spend this month?" "Read a receipt screenshot." Log and check without opening the app. ■ Your data is yours Accounova has no account system and no servers. Everything is stored on your device and synced through your own private iCloud database — we can't see it and we can't reach it. AI features are optional and use your own API key from a provider you choose . The key is stored in your device's keychain. When you use AI, the relevant entry data goes directly from your phone to that provider — never through us. No key, no problem: logging, budgets, statistics, accounts, and iCloud sync all work fully without one.

Brote is the personal finance app that gives every dollar a job. Most budgeting apps just tell you what you already spent. Brote helps you plan ahead — so you always know how much to set aside each week for rent, a car payment, groceries, or anything else that's coming. ENVELOPES THAT FUND THEMSELVES Create an envelope for any recurring cost, link it to a bill you already track, and Brote tells you exactly how much to save per week. When the bill gets paid, the envelope automatically draws down — no manual bookkeeping. KNOW WHAT'S ACTUALLY FREE TO SPEND See your real balance minus everything you've already set aside. No more guessing whether that grocery run is really affordable. AUTOMATIC CATEGORIZATION Brote learns from your spending habits and recognizes common merchants out of the box — log a purchase at McDonald's or Starbucks and it's already filed under the right category. RECEIPT SCANNING & BULK IMPORT Scan a paper receipt or upload a screenshot of your bank statement — Brote reads the merchant, amount, and date automatically, and lets you review and edit every entry before it's saved. BUDGETS THAT ALERT YOU Set a monthly limit per category and get notified the moment you're approaching it — or have gone over. SPENDING TRENDS See exactly how this week and this month compare to the last, right on your dashboard — plus a notification when a new week or month wraps up. SPLIT TRANSACTIONS One purchase, multiple categories — divide a single transaction across as many categories as you need. GOALS & RECURRING BILLS Save toward one-time goals, track recurring subscriptions and bills, and even have Brote log them automatically when they're due. PRIVATE BY DESIGN Your financial data lives in your own private iCloud account — synced across your devices via Apple's CloudKit, never sent to any other server. Receipt scanning happens entirely on your device. BUILT FOR IPHONE Face ID protection, Home Screen widgets, haptic feedback, full accessibility support, and support for Spanish and English. Download Brote and start giving every dollar a job.