MonthLedger vs Trackmark Money

Record your money, understand your spending. MonthLedger opens to quick entry and brings your accounts, budgets and financial history together. All features are free, with no ads, subscriptions, registration or bank connection. RECORD THE WAY YOU PAY Record income, expenses, transfers, refunds and balance adjustments. Split one purchase across multiple accounts and categories, with separate tags for each category. Calculate amounts with the built-in keypad, keep unfinished drafts, copy an entry before saving, and add currencies or categories from their pickers. Editable defaults and category-based rules reduce repeated input. SEE WHAT CHANGES Explore income, spending, cash flow and net worth, then drill down by category, tag or budget. Use custom date ranges, monthly and annual reports, and your own reporting start day. Switch between actual income and expenses and costs spread over the actual use of durable items. Record a recovery or resale against the original purchase. Credit-card installments track remaining principal and each posted expense separately from an item's use period; an optional credit limit shows available credit. KEEP YOUR LEDGER ORGANIZED Group accounts, manage money borrowed or lent, schedule entries and carry budgets forward. Search transactions by amount or keyword, and batch-edit notes, tags and categories. Drag transactions to reorder them within the same day; account, category and tag order is shared by management screens and entry pickers. Archive history, inspect retained original entries, and use recovery points and Recently Deleted. Choose which features to show, customize category icons and colors, and explore complete workflows with a separate sample ledger. Widgets and Shortcuts provide more entry points. YOUR DATA STAYS WITH YOU The ledger stays on your device and is shared only with the app's own widgets. No tracking or third-party analytics. Export CSV or full JSON backups. A complete CSV example includes filling instructions, readable account names and row references, without requiring you to invent IDs. Preview imports before applying them. Optional daily backups use an iCloud Drive folder you choose; keep 7 days by default, change retention, delete backups in the app, and preview restores. This is file backup, not live ledger sharing or synchronization. Search fiat currencies and 16 major cryptocurrencies, including BTC and ETH. Optional online reference rates use ExchangeRate-API and Coinbase, with Currency API and Kraken as fallbacks. Requests contain currency information, not your ledger or holdings; providers may process necessary network information. Prices are estimates and remain editable. No wallet connection or trading. Questions or ideas: Oasis7311+monthledger@gmail.com MonthLedger is for personal record keeping, not professional financial advice.

Free to try. One-time purchase. No subscription. Try every Trackmark Money feature free for 14 days. Then unlock permanent access with a single purchase for iPhone, iPad, and Mac. No recurring fees and no automatic charge when your trial ends. Trackmark Money helps you see what you have, what you have set aside, and what is available to spend. Keep your finances organized with manual entry, without connecting your bank accounts. • Track accounts, income, expenses, and transfers in one place. • Plan with flexible budgets, from weekly to yearly. • Set money aside in Funds for upcoming bills and expenses. • Build savings with Goals to reach a target or maintain a balance. • Keep upcoming payments in view with scheduled transactions and reminders. • Split transactions across categories and add notes for useful context. • Review reports and estimated credit projections. • Export your records and save backups. Use Trackmark locally, or sign in with Apple for optional sync across your Apple devices. Sync is included with full access. Your records remain yours after the trial. You can still view and export them; adding or editing financial records requires the one-time unlock. Your data is not deleted when the trial ends. Feedback and suggestions are always welcome. Visit our support page to share your ideas: https://mileandmarker.com/apps/trackmark-money/support/