KashIQ vs Cat Cheltui

Welcome to KashIQ, the ultimate app for managing your personal finances, designed with an obsession for efficiency and data protection. In a world where information is constantly monetized, KashIQ stands out by offering a secure, private, and technologically advanced environment to manage your budget. LOG EXPENSES WITH YOUR VOICE - Forget long and tedious manual entry sessions. - With KashIQ, you just need to speak. - Thanks to our advanced algorithms, you can record every single transaction in seconds using natural language. - Simply say "I spent 15 euros for pizza" and the system will understand, categorize, and update your balance in an instant. LOCAL AI AND MACHINE LEARNING - The real revolution is under the hood. - KashIQ leverages powerful local machine learning models and local AI integrated directly into your smartphone. - No voice or financial data is sent to external servers for processing. - The system's intelligence is literally entirely in your hands, ensuring lightning-fast, immediate, and precise performance. ABSOLUTE PRIVACY AND OFFLINE (NO CLOUD) - Your financial data is the most precious and private thing you own. - For this reason, KashIQ natively operates with a no cloud architecture. - All your information resides exclusively on your device, allowing the app to work perfectly offline, wherever you are and at any time. - We don't know how much you earn, we don't know how you spend your money, and we couldn't know even if we wanted to. - For us, privacy is an inalienable right, not an optional feature. OPTIONAL AND ULTRA-SECURE CLOUD BACKUPS - We understand the importance of not losing your history and data. - For this reason, we offer you the ability to enable optional cloud backups. - However, we decided to do it on our terms: every archive is heavily encrypted on your device before any network transmission. - These are encrypted backups readable only by the user, not even by the server owners. - Only you hold the cryptographic key and password to decrypt your wealth. - No compromises. TOTAL CONTROL OVER YOUR FUTURE - In addition to recording every expense, KashIQ helps you deeply understand your financial habits, always with the utmost respect for your confidentiality. - Get in-depth statistics, projections, and professional dashboards to optimize your savings and reach your goals. Choose KashIQ today: start managing your money smartly, extremely fast, and above all, highly privately. Take control of your wealth with the most secure and innovative financial assistant ever.

Keep track of your money without the hassle. Log an expense in seconds, and at the end of the month see clearly where your money went. Cat Cheltui (Cât Cheltui with Romanian diacritics) is a personal budget and expense tracker made in Romania. The name asks the question the app answers: how much do I spend? That is also what the app calls itself in English: How Much I Spend. BUILT FOR EVERYDAY LIFE In your language and in US dollars, euros or Romanian lei, with the categories you actually use: groceries, fuel, rent, utilities, subscriptions. WITHOUT AN ACCOUNT, YOUR RECORDS STAY ON YOUR PHONE Logging expenses, income and budgets works without an internet connection. The database on your phone is encrypted, and the online account is optional: without an account, your financial records are not sent anywhere. To be clear about what does leave the phone: each time the app starts, it asks our server for a public configuration (so your IP address reaches us); each time you open it, it records a diagnostic session; and if something crashes, it sends a technical report. These reports are cleaned of personal data before they leave. The money lessons in the Academy are downloaded from our server, so the first time you open them you need a connection. WHAT YOU CAN DO • Expenses by category and subcategory, income by category • Subscriptions and recurring expenses, with a reminder before they come due • Monthly budgets per category: the bar turns yellow as you near the limit, and you get a notification if you go over • Reports and charts for the last 3 months: by category, by month, month-to-month comparisons • Debts, loans and installments, with a record of what you have paid • Savings goals, with progress kept up to date • Planned expenses, so you know what is coming • Vacations, with their expenses grouped separately • Car costs and due dates: fuel, service, insurance, inspections • Family: see how much each member spends this month (needs a free online account) • Trash: an expense deleted by mistake can be restored • An encrypted backup of your expenses, income and budgets, in a file only you hold • Export all your data as a readable JSON file • Lock with Face ID, Touch ID or a passcode • A daily reminder to log your expenses • Light and dark themes MORE THAN BOOKKEEPING Short lessons about money, a recap at the end of each month, a financial score, and achievements as you get your finances in order - so you see not just how much you spent, but what it means. Made by DIGITAL MEDIA DESIGN SRL.