Comparison

MyFirstMilly vs Zeroed

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyFirstMilly

Features
Read full description

Whether you’re just starting your financial journey or looking to build better money habits, My First Milly helps you develop the knowledge and confidence to make smarter financial decisions. Learn practical money skills through interactive lessons, quizzes, challenges and bite-sized learning that make personal finance easy to understand and enjoyable to apply. Learn how to: - Budget with confidence - Build healthy money habits - Save towards your goals - Understand investing fundamentals - Grow your wealth over time - Improve your financial mindset - Make smarter financial decisions Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Zeroed

Manage your money effectively with this privacy-focused budgeting app. It utilizes the zero-based budgeting method to assign every dollar a purpose, keeping your financial data securely on your device. Enjoy features like receipt scanning, smart import, and detailed reports without any ads or subscriptions.

Highlights
  • Envelope budgeting
  • Privacy-focused, data stays on device
  • Receipt scanner
  • Smart bank statement import (CSV, PDF)
  • Reports and charts
  • Scheduled transactions
  • Home-screen widgets
Features
Read full description

Take control of your finances with envelope budgeting. Zeroed is a privacy-focused budgeting app that helps you achieve financial freedom using the proven zero-based budgeting method. Every unit of money gets a job. PRIVACY FIRST Your financial data stays on YOUR device. We never see your transactions. Your budget file is encrypted with AES-256 using a password only you know. OPTIONAL CLOUD SYNC Sync across devices using YOUR personal Google Drive. We only access files we create. POWERFUL FEATURES - Envelope budgeting: assign every unit of money to a category - Multiple accounts: current, savings and credit cards - Receipt scanner: snap a photo to add transactions - Smart import: bank statements (CSV, PDF) - Reports and charts - Scheduled transactions for recurring bills - Home-screen widgets: safe-to-spend and envelope balances at a glance - Dark and light themes NO SUBSCRIPTION — EVER Everything is free for 34 days. After the trial, a single one-time lifetime license keeps the whole app unlocked forever. If you decide not to buy, your data stays readable and exportable — it is never held hostage. YOUR DATA, YOUR CONTROL Local-first, encrypted on device, no ads, no tracking, export any time.

Screenshots

MyFirstMilly4 screens
Zeroed4 screens

Verdict

The call

MyFirstMilly and Zeroed are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MyFirstMilly sells 2 in-app purchases, starting at $25.00 per month and Zeroed sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MyFirstMilly ships an update every 4 days, Zeroed weekly. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences
MyFirstMilly versus Zeroed: the parameters behind the verdict, then further details
ParameterMyFirstMillyZeroed
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 4 days — betterWeekly
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size28 MB106 MB
Age rating4+4+
DeveloperMGOT20Stillware Ltd

In-app purchases

2 purchases

MyFirstMilly

Subscriptions2
  • Monthly Subscription$25.001 Month
  • Annual Subscription$250.001 Year
1 purchases

Zeroed

One-time1
  • Zeroed - Offline Budget Planner$19.99

Questions

Is MyFirstMilly free?
MyFirstMilly is free to download, with in-app purchases available.
Is Zeroed free?
Zeroed is free to download, with in-app purchases available.
Do MyFirstMilly or Zeroed have ads?
Neither MyFirstMilly nor Zeroed shows ads.
Which is updated more often, MyFirstMilly or Zeroed?
MyFirstMilly ships an update every 4 days, and Zeroed weekly. Most recently, MyFirstMilly was updated on November 1, 2026 and Zeroed on October 31, 2026.

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