MyFirstMilly vs Zeroed
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyFirstMilly
Read full descriptionHide full description
Whether you’re just starting your financial journey or looking to build better money habits, My First Milly helps you develop the knowledge and confidence to make smarter financial decisions. Learn practical money skills through interactive lessons, quizzes, challenges and bite-sized learning that make personal finance easy to understand and enjoyable to apply. Learn how to: - Budget with confidence - Build healthy money habits - Save towards your goals - Understand investing fundamentals - Grow your wealth over time - Improve your financial mindset - Make smarter financial decisions Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Zeroed
Manage your money effectively with this privacy-focused budgeting app. It utilizes the zero-based budgeting method to assign every dollar a purpose, keeping your financial data securely on your device. Enjoy features like receipt scanning, smart import, and detailed reports without any ads or subscriptions.
- Envelope budgeting
- Privacy-focused, data stays on device
- Receipt scanner
- Smart bank statement import (CSV, PDF)
- Reports and charts
- Scheduled transactions
- Home-screen widgets
Read full descriptionHide full description
Take control of your finances with envelope budgeting. Zeroed is a privacy-focused budgeting app that helps you achieve financial freedom using the proven zero-based budgeting method. Every unit of money gets a job. PRIVACY FIRST Your financial data stays on YOUR device. We never see your transactions. Your budget file is encrypted with AES-256 using a password only you know. OPTIONAL CLOUD SYNC Sync across devices using YOUR personal Google Drive. We only access files we create. POWERFUL FEATURES - Envelope budgeting: assign every unit of money to a category - Multiple accounts: current, savings and credit cards - Receipt scanner: snap a photo to add transactions - Smart import: bank statements (CSV, PDF) - Reports and charts - Scheduled transactions for recurring bills - Home-screen widgets: safe-to-spend and envelope balances at a glance - Dark and light themes NO SUBSCRIPTION — EVER Everything is free for 34 days. After the trial, a single one-time lifetime license keeps the whole app unlocked forever. If you decide not to buy, your data stays readable and exportable — it is never held hostage. YOUR DATA, YOUR CONTROL Local-first, encrypted on device, no ads, no tracking, export any time.
Screenshots
Verdict
MyFirstMilly and Zeroed are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MyFirstMilly sells 2 in-app purchases, starting at $25.00 per month and Zeroed sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
MyFirstMilly ships an update every 4 days, Zeroed weekly. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.
| Parameter | MyFirstMilly | Zeroed |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 4 days — better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 28 MB | 106 MB |
| Age rating | 4+ | 4+ |
| Developer | MGOT20 | Stillware Ltd |
In-app purchases
MyFirstMilly
- Monthly Subscription$25.001 Month
- Annual Subscription$250.001 Year
Zeroed
- Zeroed - Offline Budget Planner$19.99









