Parakit vs Oweit

Parakit is a simple, private money tracker: log an expense in about 3 seconds — no account, no sign-up, no bank connection. Type the amount, tap a category, done. Your financial records stay on your device. FAST EXPENSE TRACKING • Numpad-first entry screen • Quick add by voice or text ("coffee 4.50") • 19 ready-made categories, plus your own • Clear income vs. expense summary with charts • Daily reminder and logging streak DEBT & IOU LEDGER • Track money you lent and borrowed, person by person • Due-date reminders • Send a friendly reminder via WhatsApp or SMS in one tap BILLS, SUBSCRIPTIONS & CARDS • Subscription tracker with renewal reminders • Cheques and promissory notes with due dates • Credit-card installment plans • Multiple wallets and accounts with balances • Upcoming payments at a glance ASSETS & NET WORTH • Cash, bank, gold, foreign currency, crypto and investments • Live gold and exchange rates when you're online • Gold by grams or coins • Net worth in your main currency REPORTS & PLANNING • Monthly summary, trends and a shareable monthly recap card • CSV export and CSV import • Set the month start day to match your payday • Home-screen widget PRIVATE BY DESIGN • Works offline — no account, no cloud • App lock with Face ID / Touch ID • Light and dark theme PREMIUM — ONE-TIME PURCHASE Parakit is free with ads. Premium is a single lifetime purchase, never a subscription: • No ads • Advanced reports and PDF export • Monthly budgets and category limits with alerts • Savings goals • Recurring transactions (salary, rent, bills) • Smart insights and receipt photos • Unlimited custom categories • Backup & restore to your own file • Accent colors Available in 13 languages, with multi-currency support.

Never forget who owes what, and keep your personal finances under control. OweiT is a simple and intuitive app for tracking debts, shared expenses, recurring payments, and personal accounting in one place. This version introduces a new personal accounting section: record expenses and income, organize operations by category, view your monthly balance, compare statistics, and better understand where your money goes. Use OweiT with friends, family, roommates, coworkers, or just for yourself. Whether you are splitting a restaurant bill, collecting money for a birthday gift, planning a trip, lending money, tracking monthly expenses, or recording income, OweiT helps keep everything clear and organized. Features • Track who owes whom • Create groups for shared expenses • Automatically calculate each person’s share • Track recurring and upcoming payments • Personal accounting for expenses and income • Organize operations by categories • View monthly balance, income, expenses, loans, and repayments • Compare current month statistics with the previous month • Use calendar-based transaction history • Work with multiple currencies and exchange rates • Choose favorite currencies for faster entry • Mark payments as completed • View outstanding balances at a glance • Get helpful financial tips • Clean, fast, and easy-to-use interface • No spreadsheets or complicated budgeting Perfect for • Friends splitting bills • Roommates sharing expenses • Group trips and vacations • Birthday and holiday gifts • Family expenses • Personal loans • Recurring bills and subscriptions • Monthly expense tracking • Personal income and balance tracking • Everyday personal accounting Stop chasing messages and trying to remember who paid. Let OweiT do the math, track your payments, and help you understand your money.