Parakit vs Budget Planner

Parakit makes expense tracking take 3 seconds: type the amount, tap a category, done. Keep a simple debt ledger of who owes you and whom you owe, person by person. No account, no sign-up, no bank connection, no internet needed. Your financial records stay on your device. FAST EXPENSE TRACKING • Numpad-first entry screen • Quick add by voice or text ("coffee 4.50") • 19 ready-made categories, plus your own • Clear income vs. expense summary with charts • Daily reminder and logging streak DEBT & IOU LEDGER • Track money you lent and borrowed, person by person • See who owes you and what you owe at a glance • Due-date reminders • Send a friendly reminder via WhatsApp or SMS in one tap BILLS, SUBSCRIPTIONS & INSTALLMENTS • Subscription tracker with renewal reminders • Cheques and promissory notes with due dates • Credit-card installment plans • Multiple wallets and accounts with balances • Upcoming payments at a glance GOLD, CURRENCY & NET WORTH • Cash, bank, gold, foreign currency, crypto and investments • Live gold and exchange rates when you're online • Gold by grams or coins • Net worth in your main currency REPORTS & PLANNING • Monthly summary, trends and a shareable monthly recap card • CSV export and CSV import • Set the month start day to match your payday • Home-screen widget PRIVATE BY DESIGN • Works offline: no account, no cloud • App lock with Face ID / Touch ID • Light and dark theme PREMIUM: ONE-TIME PURCHASE Parakit is free with ads. Premium is a single lifetime purchase, never a subscription: • No ads • Monthly budgets and category limits with alerts • Advanced reports and PDF export • Savings goals • Recurring transactions (salary, rent, bills) • Smart insights and receipt photos • Unlimited custom categories • Backup & restore to your own file • Accent colors Available in 13 languages, with multi-currency support. Parakit combines an expense tracker, money manager, budget planner, debt ledger and subscription tracker in one app, for anyone who wants to know where their money goes.

Plan your spending before you spend. Organize your budget by category, move budget amounts as priorities change and track savings goals. Keep cards, installments and upcoming bills in view without connecting your bank. Cards and installments Add your cards and credit limits. Track installment purchases, review monthly totals and see statement and payment dates. Set reminders to keep your dates in view. Ctrl Xpenses helps you plan and record payments; it does not make bank payments. A budget for your month Log expenses and income manually, set category budgets and review your spending and remaining amounts. You do not need to share bank login details. From receipt to record Scan a receipt and review the extracted details before saving. Correct the fields or enter the transaction manually. Debt payoff planning Compare snowball and avalanche strategies. Simulate extra payments and review estimated payoff dates and interest. Goals, accounts and net worth Track savings goals and record assets, debts and investments to review your net worth. Work with multiple currencies when needed. Your financial records on your device Log and review transactions offline. No Ctrl Xpenses account or bank connection is required. Use your device's biometric protection when available. No ads or advertising tracking. Start free Start with transaction tracking and tools for budgets, cards and debts. Pro expands the limits for accounts, categories and tags. Ctrl Xpenses Pro Expand your limits and access data export, backup and restore. Choose a monthly plan, annual plan or lifetime purchase. Check the purchase screen for current prices, terms and any trial available to your account. Backups are manual files; there is no automatic sync between devices. Pro purchases, market quotes and exchange rates require an internet connection. Simulations are informational estimates, not financial advice. Purchase, diagnostic and analytics services are described in the privacy policy. TERMS OF USE (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/