Comparison

Paydown vs Bill Reminder

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Paydown

Features
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Paydown is a simple budget and expense tracker for iPhone. Log spending in seconds, set category budgets, and track bills, subscriptions and debts in one clean, fast app. See exactly where your money goes and never miss a payment again. WHY PAYDOWN β€’ Add income and expenses in seconds β€’ Clean, distraction-free design β€’ Works fully offline, with optional secure cloud backup β€’ Multiple wallets with account transfers BUDGET & SPENDING β€’ Monthly budgets by wallet or category β€’ Progress bars that fill as you spend β€’ Spending trends and category breakdowns (Pro) BILLS, SUBSCRIPTIONS & DEBTS β€’ Bills and subscriptions with payment reminders β€’ Debts with installment plans and payment tracking β€’ Home screen widgets for upcoming payments and budgets PAYDOWN PRO Unlock analytics, unlimited budgets, accounts and subscriptions, cloud backup and multi-device sync, and CSV export. Choose monthly, yearly (with a free trial), or a one-time lifetime purchase. Your data stays private: no ads, no third-party tracking. Questions or feedback? onurtavil8@gmail.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Bill Reminder

Features
Read full description

Know before a free trial becomes a bill. Bill Reminder brings recurring bills, free trials, payment dates, and reminders into one clear place. Track each trial's end date and get countdown reminders while there's still time to decide. FREE-TRIAL TRACKING β€’ Add a trial in seconds β€’ Choose its duration or exact end date β€’ Receive reminders as the end approaches β€’ Keep trial costs out of spending totals β€’ Continue a trial as a paid subscription β€’ Record trials you decide not to keep BILLS WITHOUT SURPRISES β€’ Organize recurring and one-time bills β€’ See due dates in a clear monthly calendar β€’ Get reminders before payments are due β€’ Mark payments as paid and keep their history β€’ See spending trends, forecasts, and categories EVERYTHING IN ONE PLACE Search popular services, create custom bills, or import multiple subscriptions. Use the app as a guest, sign in to sync your data, and optionally share household bills with the people you live with. Bill Reminder helps you make a calm decision before a trial endsβ€”and stay ahead of the bills you choose to keep. Notifications remind you about trial endings and bill due dates. Bill Reminder does not cancel subscriptions or make payments on your behalf. Bill Reminder Pro is available as a monthly or annual auto-renewing subscription, or as a one-time lifetime purchase. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use: https://subscription-manager.net/terms-and-conditions Privacy Policy: https://subscription-manager.net/privacy-policy

Screenshots

Paydown3 screens
Bill Reminder4 screens

Verdict

The call

Paydown and Bill Reminder are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Paydown sells 3 in-app purchases, starting at $2.99 per month and Bill Reminder sells 3 in-app purchases, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Paydown ships an update every 10 days, Bill Reminder fortnightly. The most recent releases landed on November 6, 2026 and November 10, 2026 respectively.

ScorecardNo meaningful differences
Paydown versus Bill Reminder: the parameters behind the verdict, then further details
ParameterPaydownBill Reminder
PriceFreeFree
Update frequencyEvery 10 days β€” betterFortnightly
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS17.0 β€” better18.2
Further details β€” not scored
Size4 MB84 MB
Age rating4+4+
DeveloperOnur TavilAhmed Shalakamy

In-app purchases

3 purchases

Paydown

Subscriptions2
  • Paydown Pro β€” Monthly$2.991 Month
  • Paydown Pro β€” Yearly7 Days trial$29.991 Year
One-time1
  • Paydown Pro β€” Lifetime$99.99
3 purchases

Bill Reminder

Subscriptions2
  • Pro Monthly$1.491 Month
  • Pro Annual$9.991 Year
One-time1
  • Pro Lifetime$29.99

Questions

Is Paydown free?
Paydown is free to download, with in-app purchases available.
Is Bill Reminder free?
Bill Reminder is free to download, with in-app purchases available.
Do Paydown or Bill Reminder have ads?
Neither Paydown nor Bill Reminder shows ads.
Which is updated more often, Paydown or Bill Reminder?
Paydown ships an update every 10 days, and Bill Reminder fortnightly. Most recently, Paydown was updated on November 6, 2026 and Bill Reminder on November 10, 2026.

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