Lingot vs Fusee

Most people have no idea what they're actually worth. Their money is spread across checking accounts, savings, investments, property and debt — and nobody adds it up. Lingot does. TRACK YOUR REAL NET WORTH Add your accounts, investments, property and debts. See one number that tells you exactly where you stand, and watch it grow month after month. GIVE EVERY DOLLAR A JOB Log your income and expenses, set monthly caps by category, and see your balance before the month ends. No surprises. NO BANK CONNECTION NEEDED Lingot never asks for your bank credentials. You enter what you want, when you want. Your financial life stays yours. UNLOCK YOUR INGOTS Every milestone you reach unlocks a gold ingot. A small reward for a big habit. SEE THE FULL PICTURE Charts of your net worth over 12 months, spending breakdowns by category, savings rate, best and worst months, and insights that tell you what changed and why. SHARE YOUR PROGRESS Premium cards to show off your progress — with or without the numbers. LINGOT PRO A 3-day free trial unlocks monthly balance tracking, full statistics and premium share cards. Cancel anytime. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Payment is charged to your Apple ID account. Manage or cancel your subscription in your account settings. Terms of Use: https://chaconbotellarafael-dev.github.io/lingot-legal/terms Privacy Policy: https://chaconbotellarafael-dev.github.io/lingot-legal/privacy

Most money apps show you a balance. Fusee shows you the number that balance is hiding: what is genuinely safe to spend today, once everything already spoken for is out of the way. The rule underneath it is simple. Money you have not been paid yet is not yours. Money already promised — rent, instalments, the bills that leave on the 3rd — is not yours. Money you have decided to save is not yours either. What survives all three is the only figure worth looking at, and it is the one on the home screen. YOUR MONTH STARTS WHEN YOU GET PAID Salary due on the 1st but it landed on the 30th? Most budgets carry on reporting last month while the money is already sitting in your account. Fusee budgets a window, not a page of the calendar. Start the new month the day the money actually arrives, and every limit, every total and the safe-to-spend number move with it. LOGGING A SPEND TAKES A SECOND The spends that never get recorded are the ones that needed an app opened first. So there is a Control Center button that lands straight on the keypad, a Home Screen and Lock Screen widget, and Siri — "log a spend in Fusee". Or paste a bank alert: Fusee reads the amount, the shop and the date out of it and fills the form in for you to check. EVERYTHING THAT MAKES THE NUMBER • Income sources, each with the day it lands • Fixed costs, tracked to the day they leave • Category limits with a live pace ticker • Savings goals, taken out before you can spend them • A ledger for money you have lent or borrowed • Places — what your usual spots actually cost you • Monthly reminders: payday, a bill about to leave, the month just finished BUILT TO BE HONEST No adverts. No trackers. No analytics. Nothing about you is sold or shared. Fusee has no connection to your bank and cannot see your accounts or move money — you enter what you enter. Location is off until you switch it on, takes a single reading at the moment you log a spend, and never runs in the background. Contacts are only ever read one tapped person at a time, through the system picker. Your data stays yours: export every spend to CSV whenever you like, and delete the lot permanently from Controls. Works offline. Log a spend on a plane or in a basement and it syncs when you are back. Free. No subscription, no locked features, nothing to unlock.