Bills Copilot vs Tip Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bills Copilot
Organize your bills, get timely reminders for due dates, and maintain a clear record of your payments. This app allows you to track unlimited bills with customizable schedules and payment history.
- Track unlimited bills
- Customizable bill schedules
- Optional payment reminders
- Mark bills as paid
- Payment history tracking
- Calendar view
- Spending statistics
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Know what's due. Know what's left. Bills Copilot helps you keep track of your bills and plan around payday. Add your bills and, if you want, add when you normally get paid. Bills Copilot will show you what's due before your next payday and what you expect to have left after your bills. Plan around payday See which bills are due before your next payday, how much you expect to get paid, and what you expect to have left afterward. Adding income is optional. You can still use Bills Copilot as a simple bill tracker without it. Pay a bill all at once or a little at a time Record what you actually paid. If you only paid part of a bill, Bills Copilot keeps track of what's still left. Paycheck different this time? You can adjust an upcoming paycheck or record what you actually received without changing what you normally expect to get paid. See what's coming Use the calendar to see your bills and paydays together. Understand where your money went Insights lets you look at your bills by category and compare what you expected to pay with the payments you actually recorded. Stay ahead of due dates Set reminders for your bills and optional payday notifications. No bank connection required Bills Copilot doesn't need access to your bank account, and you don't need to create an account to use it. You also get recurring bills, payment history, autopay tracking, multiple income schedules, monthly planning, search and filters, backup and restore, CSV export, and Light and Dark Mode. Bills Copilot isn't trying to replace your bank or become a complicated budgeting app. It helps you answer two simple questions: What's due? And what's expected to be left?
Tip Tracker
Easily track your tips, hours, and hourly pay to understand your true earnings. Organize your income with clear weekly and monthly summaries, and manage multiple jobs with individual settings. Features include shift timers, receipt scanning, and secure data backup.
- Track credit tips, cash tips, tip-outs, and hours
- Weekly and monthly earnings summaries
- Manage multiple jobs
- Live shift timer and calendar view
- Receipt scanning and image attachment
- CSV import/export and iCloud sync
- Biometric app protection
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Know what every shift is worth, now on iPhone and Apple Watch. TipTrack3r is a tip tracker for servers, bartenders, and other tipped professionals. Record your tips, hours, and optional hourly pay, then see your earnings in clear weekly and monthly summaries. TRACK YOUR EARNINGS • Log credit tips, cash tips, and tip-outs • Add hours worked and hourly base pay • See total earnings and average earnings per hour • Review and edit shifts in compact history cards FIND YOUR BEST SHIFTS • Explore Earnings Insights for your strongest jobs, shifts, and weekdays • Compare this week with your usual earning pace • View earnings by day in a calendar MAKE IT YOURS • Manage multiple jobs with individual names, colors, and icons • Personalize dashboard cards, themes, and displayed statistics • Choose a POS format per job for receipt scanning, or use automatic detection • Scan supported checkout slips into an editable draft and attach receipt images ON YOUR APPLE WATCH • See today's earnings at a glance • Log a shift's tips and hours from your wrist • Start and end a live shift timer • Check your upcoming scheduled shifts and weekly and monthly totals • Shifts logged on the watch sync to your iPhone, even if it's out of range for a while PLAN AND LOG WITH LESS EFFORT • Subscribe to work schedules using compatible iCalendar links from providers such as 7shifts and HotSchedules • Set logging reminders before, at, or after a scheduled shift ends • Hours fill in from your schedule automatically • Start and end a live shift timer from the Dynamic Island, Lock Screen, or Apple Watch • Ask Siri about your earnings and insights, or open your history and calendar • Access quick actions from Home Screen widgets and Control Center SHARE AND PROTECT YOUR RECORDS • Create shift-summary images with the details you choose, including hours and hourly earnings • Add an optional QR code so friends can find TipTrack3r on the App Store • Import and export shifts with CSV files and create automatic local backups • Sync jobs and shifts through your private iCloud account • Protect the app or hide earnings with Face ID, Touch ID, or your passcode • Restore accidentally deleted shifts No account or third-party sign-in is required. Optional features can be enabled in Settings. Schedule subscriptions require a compatible calendar feed. Receipt recognition and imported schedule details should be reviewed before saving.
Screenshots
Verdict
The clearest difference is price: Bills Copilot at Free against Tip Tracker's $0.99. Tip Tracker's advantage is chart position (#101 vs unranked) and iOS requirement (17.0 vs 26.0). On rating, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Bills Copilot is free to download; Tip Tracker costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Bills Copilot against 5.0 for Tip Tracker. Both are backed by a comparable volume of ratings — 4 and 4 respectively.
Bills Copilot ships an update every 2 weeks, Tip Tracker every 9 days. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.
| Parameter | Bills Copilot | Tip Tracker |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 5.0 (4 ratings) | 5.0 (4 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 4 | 4 |
| Update frequency | Every 2 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Paid |
| Best chart rank | — | #101 — better |
| Devices | iPhone | iPhone, Apple Watch — better |
| Requires iOS | 26.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 4 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Gabriel Sanchez | Adam Moore |
Customer experience
Bills Copilot
Tip Tracker
In-app purchases
Bills Copilot
No in-app purchases
Tip Tracker
No in-app purchases









