SettledBills vs Paycheck Ahead

Know what's due, and what covers it — before the day it's due. SettledBills never connects to your bank. You add your bills once — rent, phone, Netflix, the gym — and it quietly keeps track from there. Offline, private, and out of your way. WHAT YOU GET • This month, at a glance — every bill sorted by due date, account or category. One swipe marks it paid • Know what pays for what — tag each bill with the account or card it comes from, so you're never guessing • Payday view (optional) — see what's due before your next payday, and what can wait until after • One reminder that matters — a single daily notice listing what's due, timed to - the day it's due, a day before, or three days before, your choice • Your subscriptions, covered too — add Netflix, Spotify, or anything recurring; SettledBills recognizes the common ones automatically and totals what subscriptions cost you a year, right inside Insights, no separate subscription app needed • Home Screen widget — check what's still unpaid without opening the app • Fixed or variable — some bills are the same every month, some aren't; SettledBills handles both, and asks the real amount when you mark a variable one paid • Quiet insights — an honest look at what you spend monthly and yearly, by category and by account, with charts that don't need a legend to understand • Card on file — track services like Uber or food delivery where your card is saved but there's no scheduled bill to pay • Smart search — find any bill, category, or card by typing a few letters, all in the same place • Your data, your file, on every plan — export everything as CSV or a full backup, free or Pro, anytime; we don't hold your own data behind a paywall WHO IT'S FOR Anyone who's been caught by a bill they forgot was due, or moved money around and guessed wrong account its paid from. If you'd rather not hand your bank login to another app just to see what you owe, this is built for you. PRIVATE BY DEFAULT No sign-in. No server holding your bills. No ads. No tracking — not "we don't sell your data," but we never collect it in the first place. FREE, HONESTLY Your first 10 bills are free, forever — not a trial, not a countdown — and that covers most people outright. Need more? SettledBills Pro unlocks unlimited bills and can be shared with your family through Apple Family Sharing. Cancel anytime — you're never locked out, you just drop back to your free 10, forever. SUBSCRIPTION & PRICING TERMS SettledBills Pro is an auto-renewing subscription: USD$3.99/month or USD$39.99/year. Payment is charged to your Apple ID account at confirmation of purchase, and renews automatically within 24 hours of the end of each period unless cancelled at least 24 hours before renewal. Manage or cancel anytime in iPhone Settings → your name → Subscriptions. Prices may vary by region. Terms of Use: https://settledbills.com/terms Privacy Policy: https://settledbills.com/privacy Support: settledbills.support@icloud.com If SettledBills saves you one overdraft fee, it's already paid for itself.

Other budgeting apps tell you where your money goes. Paycheck Ahead helps you decide when it should go. Paycheck Ahead is a paycheck-based bill planner that finds better days to pay your bills. It helps distribute upcoming expenses across eligible pay periods, reduce sharp drops in your projected account balance, and prevent one paycheck from taking more of the burden than necessary. SEE WHAT EACH PAYCHECK NEEDS TO COVER Add your pay schedule, recurring bills, due dates, and everyday spending. Paycheck Ahead organizes everything by pay period so you can see what is coming out, what remains, and how your account balance may change. FIND BETTER DAYS TO PAY Paycheck Ahead evaluates eligible payment dates and recommends when to pay each bill. Every recommendation keeps the bill on time while helping create a steadier cash flow across your paychecks. KNOW WHAT IS YOURS TO SPEND OR SAVE See how much remains from the current paycheck after planned bills and everyday spending. Compare your pay-period balance target with the balance in your banking app to help keep your plan on track. No bank connection is required. SEE YOUR CASH FLOW AHEAD OF TIME Follow your projected account balance on a visual outlook. Paycheck Ahead helps reveal upcoming pressure points before they reach your account. BUILD A PLAN AROUND REAL LIFE • Add recurring or variable paychecks • Adjust an individual paycheck for unpaid time or other changes • Add weekly, monthly, quarterly, or yearly bills • Account for autopay bills • Divide monthly everyday spending across pay periods • Record actual everyday purchases • Mark bills as scheduled • View running account balances by pay period • Keep financial information stored locally on your device PAYCHECK AHEAD PLUS Unlock Paycheck Ahead Plus with one $4.99 purchase. No subscription. Plus includes: • Up to an eight-month outlook on the Today screen • Up to 15 months of planning on the Plan screen • What-If scenarios for exploring potential financial changes without changing your real plan Paycheck Ahead does not connect to your bank, move money, or make payments. It gives you a clearer plan for when your money should go, helping smooth out your cash flow and protect every paycheck.