Comparison

Milli vs Spending tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Milli

Features
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A private money tracker that asks nothing of you. No account, no ads, no data collection — and one payment instead of a subscription. Log what you spend in a couple of taps, and see where the month is going. TRACK WHAT YOU SPEND • Log an expense or income in seconds from the amount pad • A color-coded category wheel that fills in as you type • Custom categories and icon tags to slice spending your way • Proper transfers between accounts, counted once instead of twice • Recurring payments so rent, salary and subscriptions post themselves • Ask Siri to log an expense without opening the app SEE WHERE THE MONTH WENT • A dashboard with your balance, your spending and what is left • Budget Mode — set a monthly target overall or per category, and watch progress live • Spending rate tells you whether you are ahead or behind for the month • Category breakdowns, savings trends and net worth, without a spreadsheet • Multiple accounts and ledgers in different currencies, with your own exchange rates • Swipe between months, or pick any date range you like ON YOUR HOME SCREEN AND YOUR WRIST • Seventeen widgets: net worth, this month's spending, budget progress, spending rate, expense categories, account favorites and one-tap add buttons • Add an expense straight from a widget without opening the app • A full Apple Watch app for logging while you are out • Runs on iPad too — the same app on a bigger screen, no second purchase GROW A GARDEN WHILE YOU SAVE • Earn a coin for every transaction you log by hand • Spend coins on an aquarium and a garden — fifty species to collect • Streaks and a running count of the days you have logged • Budgeting that doesn't feel like homework YOUR DATA IS YOURS • There is no Milli account and no Milli server. We never see your numbers. • The "Data Not Collected" label on this page is not marketing — Milli collects nothing at all • Optional iCloud sync keeps your devices in step through your own private iCloud, which only you can read • Lock the app with Face ID or a passcode • No ads, no trackers, nothing sold to anyone SPEAKS YOUR LANGUAGE Milli is fully translated into 32 languages — Arabic, Bengali, Chinese (Simplified and Traditional), Czech, Danish, Dutch, English, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Spanish, Swedish, Thai, Turkish, Ukrainian, Urdu and Vietnamese — with currencies and date formats that follow your region, not ours. FREE, AND PREMIUM Milli is free to use with three accounts, twenty expense categories and five income categories. One purchase unlocks unlimited accounts and categories, color tags, iCloud backup and sync, CSV and backup export, every widget, and the Apple Watch app. Pay once, use forever. No auto-renewal, no monthly fee, no free trial that quietly becomes one. Questions or ideas? We read every message.

About

Spending tracker

Features
Read full description

Spending Tracker is the simplest way to know where your money goes. No bank login. No account. No ads. You write down what you spend — and the app turns it into a picture you actually understand. A CALENDAR, NOT A SPREADSHEET Every day shows what you earned and spent, right on the month grid. One look tells you whether this month is going well. Tap any day to see the details. LOG AN EXPENSE IN THREE SECONDS • Big number pad with a 000 key, built for real prices • Quick add: type "coffee 45k" and the amount and category fill themselves • Scan a paper receipt or a bank notification screenshot — the amount is read on your device • Add from the home screen widget, the Lock Screen, or your Apple Watch MANY WALLETS, MANY CURRENCIES Keep cash, a bank account and a foreign-currency card side by side. Each wallet has its own currency and shows its own symbol and decimals. Totals, charts and budgets are converted to your main currency using live exchange rates, and the rates keep working offline. BUDGETS THAT ACTUALLY HELP Set a monthly limit overall or per category. Instead of a number you have to interpret, the app tells you plainly how much you can still spend each day for the rest of the month. RECURRING AND SUBSCRIPTIONS Rent, salary, Netflix — set them once and they are recorded on time. The subscription screen adds up what you pay every month, so hidden costs stop being hidden. SEE THE PATTERN A clean donut chart by category, six months of income against spending, and percentages that make the story obvious. YOUR DATA STAYS YOURS Everything is stored on your device. There is no account to create and nothing is uploaded. Turn on iCloud sync only if you want your own devices to share the same book. Lock the app with Face ID. Export everything to CSV whenever you like. 17 LANGUAGES English, Vietnamese, Chinese (Simplified and Traditional), Japanese, Korean, Thai, Indonesian, Hindi, Spanish, Portuguese, French, German, Italian, Russian, Turkish and Arabic. Change the language inside the app — it does not have to match your phone. FREE AND PREMIUM The free version is a real app, not a trial: unlimited transactions, the calendar, budgets, charts and CSV export. Premium adds unlimited wallets and categories, receipt scanning, unlimited recurring rules and advanced reports. Premium is available as a one-time Lifetime purchase, or as a monthly or yearly subscription — whichever suits you. Subscriptions renew automatically and can be cancelled any time in your App Store account settings. Terms of Use: https://phungdoanh.github.io/term.html Privacy Policy: https://phungdoanh.github.io/privacy_policy.html

Screenshots

Milli4 screens
Spending tracker4 screens

Verdict

The call

The clearest difference is device support: Milli at 3 against Spending tracker's 1. On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Milli sells 1 one-off in-app purchase and Spending tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 5 level
Milli versus Spending tracker: the parameters behind the verdict, then further details
ParameterMilliSpending tracker
PriceFreeFree
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size60 MB2 MB
Age rating4+4+
DeveloperIVAN VILLA CAYABYABPhung Doanh

In-app purchases

1 purchases

Milli

One-time1
  • Milli Premium$9.99
3 purchases

Spending tracker

Subscriptions2
  • Spending tracker Pro Month$0.991 Month
  • Spending tracker Pro Year$7.991 Year
One-time1
  • Spending tracker Pro Life Time$9.99

Questions

Is Milli free?
Milli is free to download, with in-app purchases available.
Is Spending tracker free?
Spending tracker is free to download, with in-app purchases available.
Do Milli or Spending tracker have ads?
Neither Milli nor Spending tracker shows ads.

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