PayBack | Bill Splitter vs folks
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
PayBack | Bill Splitter
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One person pays the whole bill. Everyone else scans a QR code and instantly sees what they owe. That's PayBack. No sign-up, no card details, no money moving through anyone. Just a shared, live view of who has paid and who hasn't β for the table you're sitting at right now. HOW IT WORKS β’ Type the total and how many people are splitting it. The app shows each share as you type. β’ A QR code appears. Friends scan it β or paste a short code β and immediately see "You owe βΊ120 for Dinner." β’ When someone pays you back, however the two of you do it, they tap "I sent it." β’ You tap to confirm you got it. Both sides agree, and that seat is closed. β’ "2 of 4 settled" means exactly that, on both phones, as it happens. FOR THE CREW THAT SPLITS EVERY WEEK Football on Thursdays. The same four flatmates. The usual dinner table. Make it a group once, and every session after that takes seconds: keep a roster of names, tick who turned up, and price it from either end β divide the whole check, or charge a flat amount a head and let the app work out the total. Everyone's running dues sit in one place, and one tap clears a friend who handed you cash. GETTING PAID BACK BY TRANSFER Add your IBAN once and it appears on your friends' screens, ready to copy straight into their own banking app. Nothing else happens to it. NO MONEY MOVES THROUGH PAYBACK There is no wallet, no balance, no card entry, and no payment processor. We never hold or move a single lira. You and your friends settle the way you already do β cash, or a transfer you make yourselves. PayBack is the honest shared record that you did. OPTIONAL, NEVER A GATE Your friends never need an account to see what they owe. That is the whole point, and it doesn't change. If you want your own splits to follow you to a new phone, you can make one: a name, a username, a 6-digit PIN. Add a photo if you feel like it. Delete all of it whenever you want, from inside the app. WHY IT FEELS DIFFERENT β’ Zero friction for friends: no sign-up, no account, nothing to type. They scan, and they know. β’ Honest progress: the bar moves when somebody actually settles, and never before. β’ Warm by design. It helps you follow up; it never leans on anybody. No red badges, no countdowns, no guilt. β’ Names are optional and come after paying, never as a gate. β’ Free, with nothing to buy inside it. Made for dinners, coffees, trips, five-a-side, and every "I'll get this β send me your part later."
folks
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Snap the receipt, drag each dish onto a face, and everyone sees exactly what they owe. No calculator, no arguing over who had the fries. Point your camera at the receipt and folks reads every line: dishes, quantities, prices, service and tax. It reads printed receipts in many languages and currencies, right on your iPhone. When the numbers don't add up, folks says which part to check instead of guessing. You can fix any line or type the bill by hand. Each receipt you snap is also saved to your Photos. Then hand out the dishes. Drag a dish onto someone's face to give it to them. For a plate you shared, tap everyone who had some and drop it on any of them: each pays an equal part. Service and tax come from the receipt exactly as it prints them, and everyone pays them on their own dishes. Add a tip if you like. Fair to the cent. Every currency keeps its own decimals: yen has none, dinars have three. When a bill doesn't divide evenly, the last cent still goes to someone. When it's split, share a picture of who owes what to your group chat. Your friends don't need the app. Save the people you eat out with as groups, and start their next bill in a tap. Leave a bill half-way and it waits for you. Going away together? Make a trip. Snap each receipt as you go and split it there, or keep it for later and split them all together at the end, on one table. Paid for the car or the rent yourself? Add it with your name on it, and folks shows who pays whom back, and what for. Your bills stay on your phone. No account, no sign-in, no servers, no ads, no tracking. It works without internet. Erase all data whenever you want, and it's all gone. In English, Arabic, Persian, Spanish, Portuguese, French, German, Japanese, Korean and Turkish. folks shows who owes what. It doesn't handle payments.
Screenshots
Verdict
The clearest difference is device support: PayBack | Bill Splitter at 3 against folks's β. PayBack | Bill Splitter also leads on iOS requirement (15.0 vs 18.0). On price and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | PayBack | Bill Splitter | folks |
|---|---|---|
| Price | Free | Free |
| Ads | No | β |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod β better | β |
| Requires iOS | 15.0 β better | 18.0 |
| Further details β not scored | ||
| Size | 22 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Ahmed Samy | nedal adnan |
In-app purchases
PayBack | Bill Splitter
No in-app purchases
folks
No in-app purchases





