Split KZ vs Finances

Split — приложение для тех, кто тратит вместе: поездки, съёмная квартира, пятничные ужины, общий стол в офисе. СЧИТАЕТ ЗА ВАС Добавьте трату и отметьте, кто участвовал. Split посчитает доли и покажет одну понятную строку: за вами столько-то или вам должны столько-то. Остаток от деления всегда распределяется так, чтобы сумма долей сошлась с чеком до тиына. МИНИМУМ ПЕРЕВОДОВ Вместо десятка встречных долгов приложение предлагает самую короткую цепочку переводов, которая закрывает группу целиком. Меньше переводов — меньше поводов запутаться. ДЕЛИТЬ МОЖНО ПО-РАЗНОМУ Поровну, долями, точными суммами или процентами. Кто-то не ел десерт, кто-то заплатил половину — всё это записывается как есть. ЧЕК ПО QR-КОДУ Наведите камеру на фискальный QR казахстанского чека — сумма и дата подставятся сами. Код читается прямо на устройстве, без интернета, и снимок никуда не отправляется. НАПОМИНАНИЯ, КОТОРЫЕ НЕ БЕСЯТ Пуш приходит, когда кто-то добавил трату с вашей долей или отправил вам деньги. Раз в неделю, по пятницам вечером, — короткий итог по долгам. Если вы со всеми в расчёте, приложение молчит. НАПОМНИТЬ ЧЕЛОВЕКУ Split не пишет за вас: он открывает WhatsApp или Telegram с готовым текстом, а «отправить» жмёте вы. До последнего момента можно передумать или дописать своё. РАБОТАЕТ БЕЗ СЕТИ Траты добавляются в метро и в горах. Как только связь вернётся, всё уедет на сервер само. ТЕНГЕ И НЕ ТОЛЬКО По умолчанию ₸, но у каждой группы может быть своя валюта: $, €, ₽, сом. Вход по номеру телефона. Историю видят только участники ваших групп.

How much can you spend today and still make it to payday? Finances answers with one number and shows how it adds up. SAFE TO SPEND TODAY Your account balances minus a protected reserve and every planned payment before your next income. Below it, a daily guide. If payments exceed your money, the app tells you by which date and how much you need to receive to pay everything on time. LOG IT IN TWO SECONDS "Coffee 4 from card #work" — the amount, account, category and tags sort themselves out, and "Taxi 12+8" adds up. By voice, by the QR code on a Russian receipt, with Siri, from Control Center or with one tap in a Home Screen widget. A PLAN THAT RUNS ITSELF Payments and income with any repeat: daily, on chosen weekdays, every few weeks, quarterly or yearly. Salary in two installments. A payment can record itself, and a limit can carry its remainder into next month. Start the budget month on payday if you like. A Plan calendar and a 3-, 6- or 12-month forecast. REMINDERS THAT DON'T NAG "Internet — $15, tomorrow" with a Paid button right in the notification, Received on payday, a day summary, limits running low, a subscription that got more expensive. All of them are opt-in. GOALS AND A WANT-TO-BUY LIST Goals with a savings plan: on the day, tap Saved it right in the notification. Next to them, a list of things you want, each showing from which day it won't get in the way of your payments. LOANS, INVESTMENTS AND NET WORTH Cards, cash, deposits, loans and money you lent or borrowed, all on one screen, with this month's change. A loan, mortgage or installment plan with its terms: marking a payment Paid in Plan reduces the debt, interest is shown separately, and a prepayment is worked out in advance — how much sooner the loan ends and how much you keep. Brokerage and deposit accounts show their return separately from top-ups, and savings accounts and deposits with a rate calculate interest on each day's balance and record it once a month. Accounts in any currency at central bank rates. Widgets, search and export. PRIVATE BY DESIGN No tracking, no ads, and an account is optional. Your data stays on your device. With sync through your account, records are encrypted on your device, so our server only sees ciphertext. A family budget lives in your iCloud. Face ID lock and hide all amounts with one tap. WITH A FINANCES ACCOUNT Everything above works without an account and with no time limit. A Finances account is the same one as in the web version on any computer. If it includes extended access, sign in and these tools open here: • an assistant for your own numbers: ask in plain words — "how much can I spend per day?", "where did my money go?", "when will my loan be paid off?". It answers from your data, does loan and deposit math, explains money basics and logs transactions for you. It runs right on the device; • detailed analytics for a month, three months or a year: spending pace, categories and subcategories, subscriptions, where you spend, loans and investments for the period, PDF and Excel reports; • bank statement import from PDF, Excel and CSV, plus CoinKeeper, Zenmoney and 1Money exports; duplicates and transfers are checked before anything is saved; • sync across iPhone, iPad, Mac and the web through your account, encrypted on your device, and a family budget. English, Russian, Spanish and German. iPhone and iPad with iOS 18 or later.