Accounova vs PocketPlan AI

The hardest part of tracking expenses isn't the math — it's remembering to do it. Accounova cuts logging down to a single sentence. ■ Three ways to log Say it: "Coffee 6 bucks" — the amount, category, and note are filled in for you. Snap it: Point it at a receipt, an order confirmation, or a payment screenshot. The AI reads the amount and merchant. Type it: Describe it like a text message. "Groceries yesterday, 84 at Trader Joe's" lands on the right date. Prefer to do it yourself? Manual entry is always two taps away. ■ Everything a real ledger needs · Multiple ledgers — keep personal, household, and business separate · Accounts — cash, checking, savings, credit cards, PayPal, Venmo, with transfers between them · Categories and subitems — not just "Food," but "Food / Lunch" · Monthly budgets — set a total or per-category limit and see overspending early · Scheduled entries — rent, subscriptions, loan payments post themselves · Reimbursements — flag what you fronted and track what's still owed · Exclude from stats — loans and internal transfers stay out of your real spending ■ Statistics you'll actually read See trends by month, by year, or by category, and tap any category to drill down to individual transactions. The calendar view shows which days cost you the most. A home screen widget keeps this month's total one glance away. ■ Siri and Shortcuts "Log an expense in Accounova." "How much did I spend this month?" "Read a receipt screenshot." Log and check without opening the app. ■ Your data is yours Accounova has no account system and no servers. Everything is stored on your device and synced through your own private iCloud database — we can't see it and we can't reach it. AI features are optional and use your own API key from a provider you choose . The key is stored in your device's keychain. When you use AI, the relevant entry data goes directly from your phone to that provider — never through us. No key, no problem: logging, budgets, statistics, accounts, and iCloud sync all work fully without one.

PocketPlan AI helps you plan each paycheck, track bills, and understand what’s left to spend—all in one simple budget app built for real life. “What can I safely spend without putting my bills and goals at risk?” Get a clearer picture with a Safe-to-Spend estimate based on the financial information you enter. BUDGET YOUR WAY • Track income, expenses, recurring bills, and starting balances. • Organize spending by category. • Plan around upcoming bills and paydays. • Get AI-powered insights to better understand your budget. • Add expenses using voice-to-text. START WITHOUT AN ACCOUNT Start personal budgeting without creating an account. Create an account or sign in whenever you’re ready—your guest budget and expenses stay with you. A FREE PLAN FOR EVERYDAY BUDGETING Track up to five recurring bills on the free plan. Create a free account to access up to three affordability checks each month and see how a potential purchase could affect your budget. PLAN TOGETHER With an eligible Family subscription, share a household budget and coordinate everyday finances. Household sharing requires an account. CHOOSE WHAT FITS Start free, with optional Single and Family subscriptions available for additional features. Available plans, prices, and trial details are shown before you subscribe. Make everyday money decisions with a clearer view of your bills, spending, and goals. Safe-to-Spend estimates and AI insights depend on the information you provide and are for informational purposes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/