Kingdom Steward vs Sidetally

Kingdom Steward is a household account book for Christians who want their money handled the way they believe — by hand, on purpose, with giving entered first. Learning how to live within God's Economy, instead of the secular economy, then passing that priceless blessing and knowledge to your children, and children's children. GIVE EVERY DOLLAR A NAME Record what arrived and divide it across envelopes you choose: First Fruits, Tithe, Charity, Seed, Investment, Living Expenses, or any category your household needs. The giving envelopes sit at the top of the ledger, because that is the order the money is meant to move in. The unassigned counter falls to zero and the month reads Balanced. GROSS OR TAKE-HOME — THE APP TAKES NO SIDE Every paycheck shows a tenth of gross AND a tenth of take-home. Your setting picks which one the split divides against. Christians disagree about this sincerely and at length; Kingdom Steward computes both and calls neither correct. THE JUST BALANCE The question this audience actually argues about: should the spare money go against the debt, or into an investment/savings? Enter what you could spare each month and the balance beam weighs both paths over the same horizon, with the same money leaving your account and both ending debt-free. You get the dollar difference, the interest saved, and which path ends ahead — with the assumption you set stated plainly. It is arithmetic, not advice. SEE THE MONTH BEFORE IT SURPRISES YOU An envelope that is running hot projects, its month-end, and the day it runs dry. Giving envelopes carry forward; living envelopes reset. An alignment score reflects how closely the month matched the plan YOU wrote — never a measure of faithfulness. LEARN THE MATH BEHIND THE MONEY A free library, always: the scriptures behind each envelope, and the arithmetic most of us were never taught — compound interest, amortization, the Rule of 72, real versus nominal returns. Every lesson has a live calculator driven by the same math as your own ledger. FOR THE TABLE, NOT A FEED A household report you can share as text, discussion prompts filled with your real figures, and give/invest/spend jars/envelopes for teaching children. Nothing is public. Nothing is shared with anyone. There is no bank connection — you keep the book yourself, which is the point. STEWARD+ (optional subscription) The whole budgeting spine, The Just Balance and the entire library are free forever, with no ads. Steward+ adds the steward's coach (grounded in your own figures, neutral on doctrine), years of trends, the giving-and-discipline comparison, the household report, Teach Mode and unlimited envelopes. - $5.99 per month or $39.99 per year, each with a 7-day free trial - Payment is charged to your Apple ID at confirmation. The subscription auto-renews unless canceled at least 24 hours before the end of the period, and your account is charged for renewal within 24 hours of the end of the period. Manage or cancel it any time in your App Store settings. Kingdom Steward provides educational tools and calculators, not financial, investment, tax, or legal advice. Projections are illustrations built from assumptions you set, not predictions. Privacy Policy: https://preview.apppublishing.ai/legal/392/privacy Terms of Use (EULA): https://preview.apppublishing.ai/legal/392/terms

Sidetally is a personal tracker for the money you earn on the side. It does not pay you and never holds your money — you earn out in the world, and Sidetally helps you see what it adds up to. LOG WHAT YOU EARN Record an amount, the method, the time it took and the date. Your ledger is yours, and a plain-text export means it never gets trapped. SEE WHICH METHODS ACTUALLY PAY Sidetally works out your effective hourly rate — amount divided by time — so the method that looks busiest and the method that pays best stop being confused for each other. SET A GOAL AND WATCH IT CLOSE Save for a bill, a purchase or a cause you care about. Each goal shows real progress, a pace pointer and an honest projection based only on what you have logged. YOUR MOMENTUM SCORE A single 0-100 reading built from your own consistency, goal pace, hourly-rate trend, streak and how widely you have spread your effort. It reflects your logged activity — it is not a financial rating. THE EARNING PLAYBOOK A curated reference of real ways people earn on the side, with typical pay ranges from public sources, the effort involved, how to start, and the scam-hygiene warnings that matter. Free, always. SIDETALLY PRO (optional subscription) Unlimited goals, the per-method board, best-time and diversification analysis, pace projections, the weekly digest, your full history, and the AI Earning Coach that plans a goal into a weekly mix. - Monthly or annual, with a 7-day free trial - Payment is charged to your Apple ID at confirmation; auto-renews unless canceled at least 24 hours before the current period ends; manage or cancel anytime in your App Store settings Sidetally is a planning and tracking aid, not financial advice, and never a promise or forecast of income. Typical pay ranges are drawn from public sources and are not a guarantee of what you will earn. Privacy Policy: https://preview.apppublishing.ai/legal/411/privacy Terms of Use (EULA): https://preview.apppublishing.ai/legal/411/terms