blyn vs SaveM

blyn is a local-first budget tracker with an AI money coach. See what's left this month, log expenses in seconds, and set category limits. Your ledger stays on your iPhone. You only sign in when you want Coach or Pro. WHAT'S FREE FOREVER • Add, edit, and delete expenses and income • Categories, goals, charts, and search • Home Screen and Lock Screen widgets • Face ID app lock • One recurring entry — set rent or salary once • Back Tap / Shortcuts quick log • Export your data • No account required for tracking RECURRING Rent, salary, subscriptions. Set the amount and how often it repeats, and blyn logs it on schedule — daily, weekly, every two weeks, monthly, or yearly. Pause any of them when things change. Free includes one; Pro removes the limit. MULTI-CURRENCY Every entry keeps the currency you logged it in. Switch your display currency and blyn converts at live rates without ever rewriting what you originally spent. Coach understands it too — say "set my budget to $500" while tracking in rupees and it converts before saving. COACH (3 free messages, then blyn Pro) Talk like a human: "coffee $5 today." Coach prepares the entry and you confirm before it saves. It can also help set a monthly budget and category goals. Coach is not financial, tax, or investment advice. PRIVATE BY DEFAULT Your spending never leaves your iPhone unless you turn on Coach chat backup. Lock the app with Face ID so a glance at your phone doesn't show your balance. Delete your account from inside the app at any time. BLYN PRO $2.99/month or $19.99/year. Auto-renews unless you cancel at least 24 hours before the period ends. Includes Coach (up to 40 messages/day), unlimited recurring entries, and Coach chat backup. Manage or cancel in iPhone Settings → Apple ID → Subscriptions. Restore Purchases is in the app. Privacy Policy: https://xermio.com/blyn/privacy Terms: https://xermio.com/blyn/terms Support: https://xermio.com/blyn/support

SaveM is a simple budget and expense tracker that helps you record money quickly and see what you spent—and what is still available—this month on a calendar. Start without creating an account or linking a bank. Log income and expenses, review each day, and see your monthly flow and remaining budget after fixed costs in one connected view. Missed a day? Add the expense to the date it actually happened. Key features • Fast income and expense logging with an amount and category • Daily records and monthly flow on a calendar • Monthly spending limit, fixed-cost schedule, and category budgets • Backdated entries for expenses you missed • Custom categories plus search, edit, and delete • Attach a reviewed receipt image to a record • CSV import and export • Home Screen widgets, Siri, Shortcuts, and Live Activity as optional helpers SaveM is designed for calm awareness, not guilt. It helps you understand this month and make the next spending choice with clarity. There is no separate SaveM account, advertising, tracking SDK, or subscription.