Comparison

Chagok vs SaveM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chagok

This app provides a flexible way to track personal and shared expenses. Break down transactions by item, category, or purpose, and manage shared accounts with customizable permissions. Gain clarity and control over your spending with detailed reports and an overview of your assets.

Highlights
  • Track personal and shared expenses
  • Split single receipts by category
  • Share specific accounts with privacy controls
  • View spending history with reports
  • Manage assets across cards and accounts
  • Customize permissions for shared accounts
Features
Read full description

Chagok is a flexible expense tracker designed for real life — whether you’re managing money on your own or sharing costs with your partner, family, or friends. Instead of just asking “how much did I spend?”, Chagok helps you see exactly what you spent your money on. [ Break down every expense ] Split a single transaction into multiple categories like groceries, household items, or personal spending. Even complex expenses stay clear and organized. [ Share what you need, keep the rest private ] Share specific accounts with others while keeping everything else to yourself. You stay in control of what others can see. [ See everything at a glance ] Track your spending with a calendar view and monthly reports. Understand your habits with category breakdowns. [ Get a full picture of your money ] Combine accounts and cards to see your total balance and financial flow in one place. [ Built with privacy in mind ] Control access for each shared account. Share confidently without exposing everything. [ Recommended for ] - Anyone who wants a simple yet detailed expense tracker - Couples, roommates, and families managing shared costs - People who want flexible sharing without losing privacy Start today and manage your money with more clarity and control.

About

SaveM

Features
Read full description

SaveM is a simple budget and expense tracker that helps you record money quickly and see what you spent—and what is still available—this month on a calendar. Start without creating an account or linking a bank. Log income and expenses, review each day, and see your monthly flow and remaining budget after fixed costs in one connected view. Missed a day? Add the expense to the date it actually happened. Key features • Fast income and expense logging with an amount and category • Daily records and monthly flow on a calendar • Monthly spending limit, fixed-cost schedule, and category budgets • Backdated entries for expenses you missed • Custom categories plus search, edit, and delete • Attach a reviewed receipt image to a record • CSV import and export • Home Screen widgets, Siri, Shortcuts, and Live Activity as optional helpers SaveM is designed for calm awareness, not guilt. It helps you understand this month and make the next spending choice with clarity. There is no separate SaveM account, advertising, tracking SDK, or subscription.

Screenshots

Chagok4 screens
SaveM4 screens

Verdict

The call

The clearest difference is ads: SaveM at none against Chagok's shown. Chagok's advantage is iOS requirement (15.6 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 6 level
Chagok versus SaveM: the parameters behind the verdict, then further details
ParameterChagokSaveM
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 9 days—
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better26.0
Further details — not scored
Size47 MB18 MB
Age rating4+4+
DeveloperYura KangdevYUL studio

In-app purchases

None

Chagok

No in-app purchases

None

SaveM

No in-app purchases

Questions

Is Chagok free?
Chagok is free to download, with no in-app purchases.
Is SaveM free?
SaveM is free to download, with no in-app purchases.
Do Chagok or SaveM have ads?
Chagok shows ads; SaveM does not.

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