Comparison

Expense Tracker vs Spend Monthly

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Expense Tracker

Features
Read full description

Your money, automatically tracked. DuitPulse is a simple personal money tracker for keeping your wallets, transactions, budgets, and spending in one place. Track your money Keep cash, bank accounts, cards, e-wallets, investments, and other wallets together. Each wallet can have its own currency. Record transactions Add expenses, income, and transfers in a few taps. Search your transactions by merchant or note and keep your history organized. Capture receipts with AI Take a photo or choose a receipt or invoice and let AI turn it into a transaction draft. Review the details before saving. Free users get 5 successful AI captures each month. Pro includes unlimited AI capture. Track Apple Pay purchases Set up a one-time Shortcuts automation to send Apple Pay purchases to DuitPulse. After you connect a card to a wallet, later purchases from that card can be captured automatically. Plan your budget Create monthly budgets and keep an eye on your spending. Pro includes budget forecasting to help you understand where your spending may be heading. Track money you lend or borrow Keep track of money you lend or borrow with debts. See outstanding balances, repayments, and due dates so you know what is still owed. Manage recurring transactions Keep recurring expenses and income organized and stay aware of transactions that repeat. Understand your spending Insights show your spending trends, categories, income, expenses, and net results for the month or year. Multiple currencies Track wallets in different currencies and convert totals to your default currency when exchange rates are available. Stay in control DuitPulse has no DuitPulse account login. Your ledger is stored on your device and can sync privately with iCloud. Personal iCloud Sync can be turned off. Built for everyday money tracking DuitPulse is a personal tracker. It is not a bank, broker, or payment product. Terms of Use: https://duitpulse.com/terms

About

Spend Monthly

Features
Read full description

Spend Monthly is a quiet expense tracker. You write down what you spend, and it tells you where the money went. HOW AN EXPENSE GETS IN Type it. The plus button, a keypad, and it is saved. Works with no internet, and works for cash, which nothing automatic can see. Photograph a receipt. Point the camera at it and the amount, the shop and the date are read for you. You see it before it is saved. Share a receipt. Paid with DuitNow QR, a transfer or a card? Send the receipt your banking app shows you straight to Spend Monthly, and the expense fills itself in. Forward it by email. Every account gets its own address. Anything with a payment on it becomes an expense, and you check each one before it is kept. WHAT IT SHOWS YOU What you have spent this month, and how that compares with last month. Budgets you set yourself, per category or across everything. It tells you once when you are getting close, and never nags. Which days cost the most, what you spend on repeatedly, and where this month is heading if the rest of it looks like the start. THE SMALL PRINT Free to use, with a limit on how many expenses arrive each month. Plus lifts the limits and is a monthly or yearly subscription; the price in your own currency is shown before you pay, and you can cancel any time in Settings. English and Bahasa Melayu. Light and dark. Your records are yours: you can export them, and you can delete your account and everything in it from inside the app or from spendmonthly.com/delete-account. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendmonthly.com/policy

Screenshots

Expense Tracker4 screens
Spend Monthly4 screens

Verdict

The call

The clearest difference is ads: Expense Tracker at none against Spend Monthly's shown. Expense Tracker also leads on update cadence (every 4 days vs every 3 weeks). Spend Monthly's advantage is iOS requirement (15.0 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Expense Tracker sells 1 in-app purchase, starting at $1.99 per month and Spend Monthly sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 4 days, Spend Monthly every 3 weeks. The most recent releases landed on October 1, 2026 and October 12, 2026 respectively.

Scorecard3 real differences ยท 3 level
Expense Tracker versus Spend Monthly: the parameters behind the verdict, then further details
ParameterExpense TrackerSpend Monthly
PriceFreeFree
Update frequencyEvery 4 days โ€” betterEvery 3 weeks
AdsNo โ€” betterYes
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.015.0 โ€” better
Further details โ€” not scored
Size14 MB59 MB
Age rating4+4+
DeveloperHandi PriyonoWan Kamaruzaman Bin Muhammad

In-app purchases

1 purchases

Expense Tracker

Subscriptions1
  • DuitPulse Pro$1.991 Month
2 purchases

Spend Monthly

Subscriptions2
  • Plus Monthly7 Days trial$1.991 Month
  • Plus Yearly7 Days trial$14.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Spend Monthly free?
Spend Monthly is free to download, with in-app purchases available.
Do Expense Tracker or Spend Monthly have ads?
Spend Monthly shows ads; Expense Tracker does not.
Which is updated more often, Expense Tracker or Spend Monthly?
Expense Tracker ships an update every 4 days, and Spend Monthly every 3 weeks. Most recently, Expense Tracker was updated on October 1, 2026 and Spend Monthly on October 12, 2026.

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