Comparison

Okana vs Spend Monthly

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Okana

Easily track your income and expenses with a clean, dark interface. Visualize your spending with charts and a calendar, and set monthly budgets to monitor your progress. Works offline and provides monthly recaps.

Highlights
  • Quick expense and income tracking
  • Monthly budget setting and progress monitoring
  • Spending visualization with charts and calendar
  • Offline transaction management
  • Monthly spending recaps
  • Clean, dark interface
Read full description

Simple expense tracking for salaried people. Add a spend in seconds, get a daily insight, plan your budget, save for goals, and track every loan and EMI in one place. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spend Monthly

Features
Read full description

Spend Monthly is a quiet expense tracker. You write down what you spend, and it tells you where the money went. HOW AN EXPENSE GETS IN Type it. The plus button, a keypad, and it is saved. Works with no internet, and works for cash, which nothing automatic can see. Photograph a receipt. Point the camera at it and the amount, the shop and the date are read for you. You see it before it is saved. Share a receipt. Paid with DuitNow QR, a transfer or a card? Send the receipt your banking app shows you straight to Spend Monthly, and the expense fills itself in. Forward it by email. Every account gets its own address. Anything with a payment on it becomes an expense, and you check each one before it is kept. WHAT IT SHOWS YOU What you have spent this month, and how that compares with last month. Budgets you set yourself, per category or across everything. It tells you once when you are getting close, and never nags. Which days cost the most, what you spend on repeatedly, and where this month is heading if the rest of it looks like the start. THE SMALL PRINT Free to use, with a limit on how many expenses arrive each month. Plus lifts the limits and is a monthly or yearly subscription; the price in your own currency is shown before you pay, and you can cancel any time in Settings. English and Bahasa Melayu. Light and dark. Your records are yours: you can export them, and you can delete your account and everything in it from inside the app or from spendmonthly.com/delete-account. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendmonthly.com/policy

Screenshots

Okana4 screens
Spend Monthly4 screens

Verdict

The call

The clearest difference is ads: Okana at none against Spend Monthly's shown. Okana also leads on update cadence (weekly vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Okana sells 2 in-app purchases, starting at $0.99 per month and Spend Monthly sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Okana ships an update weekly, Spend Monthly every 3 weeks. Both last shipped on November 10, 2026.

Scorecard2 real differences ยท 6 level
Okana versus Spend Monthly: the parameters behind the verdict, then further details
ParameterOkanaSpend Monthly
PriceFreeFree
Positive reviews50.0% of reviewsโ€”
Update frequencyWeekly โ€” betterEvery 3 weeks
AdsNo โ€” betterYes
In-app purchasesYesYes
MonetizationFreemiumโ€”
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS16.415.0 โ€” better
Further details โ€” not scored
Size42 MB59 MB
Age rating4+4+
DeveloperKushal BaragiWan Kamaruzaman Bin Muhammad

In-app purchases

2 purchases

Okana

Subscriptions2
  • Okana Plus Monthly$0.991 Month
  • Okana Plus$3.991 Year
2 purchases

Spend Monthly

Subscriptions2
  • Plus Monthly7 Days trial$1.991 Month
  • Plus Yearly7 Days trial$14.991 Year

Questions

Is Okana free?
Okana is free to download, with in-app purchases available.
Is Spend Monthly free?
Spend Monthly is free to download, with in-app purchases available.
Do Okana or Spend Monthly have ads?
Spend Monthly shows ads; Okana does not.
Which is updated more often, Okana or Spend Monthly?
Okana ships an update weekly, and Spend Monthly every 3 weeks. Most recently, Okana was updated on November 10, 2026 and Spend Monthly on November 10, 2026.

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