Expense Tracker vs Spendra

Log expenses without typing: one spoken sentence becomes several entries, and your Apple Wallet purchases and your bank's text alerts become expenses through a Shortcuts automation you set up once. Your month starts on payday, with a daily budget that tells you what is safe to spend today. Expense Tracker: SMS & Voice (TrackExpenses) is a private money manager for iPhone and iPad. Keep your spending, income, accounts and bills together without connecting your bank or creating an account. BUDGET AROUND YOUR PAYCHECK Start your month on any day of the month: the 1st, the 15th, or whenever your pay arrives. Your transactions, budgets and charts follow the same pay cycle. See your remaining budget for free. Pro adds a salary plan that shows whether your income covers everything you plan, spending forecasts and a daily allowance calculated from your budget and the days left. LESS WORK TO LOG EXPENSES • Say several purchases at once, like "coffee 5, gas 40 and groceries 85 at the supermarket", then review and save the drafts. 10 voice entries a month are free; Pro makes it unlimited. Voice entry understands English and Arabic on compatible devices. • Set up an optional Shortcuts automation to import Apple Wallet purchases or supported bank text alerts, then review the entries in the app. Setup is required; TrackExpenses does not read your Messages inbox. • Paste a supported bank message to fill in transaction details. • Add an expense with a calculator keypad, categories and reusable templates. SEE YOUR SPENDING CLEARLY • Browse expenses day by day on the spending calendar. • Review daily details, monthly totals and spending grouped by payee. • See cash flow and category changes for free. With Pro, test a daily target or a purchase before you spend. • Track cash, bank accounts and cards, including transfers and running balances. • Schedule recurring transactions for rent, salary and subscriptions. YOUR DATA STAYS YOURS No ads. No bank login. No TrackExpenses account. Keep your ledger on your device with private iCloud sync across your devices. Protect the app with a passcode or Face ID. Export the month you are viewing as a CSV for free, and attach receipt photos. START WITH THE FREE LEDGER Unlimited transactions, budgets, calendar, charts, search, monthly CSV export and private iCloud sync are included. Use up to 3 accounts and 2 recurring rules for free. Includes 10 successful bank SMS auto-imports and 10 voice entries per calendar month on each device. After the allowance, later alerts are still caught and kept, locked outside your totals until you upgrade or the next month’s allowance adds them. Pro adds unlimited bank SMS imports, a salary plan, spending forecasts, daily budget guidance, what-if spending plans, unlimited voice entry, unlimited accounts and recurring rules, CSV import, exports for any date range, full JSON backup and restore, color themes and alternate app icons. Choose a monthly or annual subscription, or a one-time lifetime purchase. Voice availability depends on device and language support. The app is available in English and Arabic. SUBSCRIPTION INFORMATION Pro Monthly and Pro Annual renew automatically unless cancelled at least 24 hours before the current period ends. Payment is charged to your Apple Account at purchase confirmation. Manage or cancel subscriptions in your Apple Account settings. Pro Lifetime is a one-time purchase and does not renew. Spending insights are calculations based on your records and budgets, not financial advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trackexpenses.app/privacy.html Support: https://trackexpenses.app/support.html

Know where your money goes and plan what comes next. Spendra helps you record purchases, set a monthly budget and review spending across iPhone, iPad, Mac and Apple Watch. Free, always: • Add, edit, duplicate and delete unlimited expenses. • Organise records with grouped categories, recent category shortcuts, tags and notes. • See a clear Spending summary and searchable history with useful filters. • Plan future one-off expenses and see upcoming payments separately until they are due. • Set an overall monthly budget and configure reminders. • Protect access with Face ID or other device authentication. • Create and restore versioned JSON backups, and delete your data at any time. Spendra Pro is an optional monthly, annual or lifetime upgrade that unlocks: • Unlimited receipt scanning with Apple Vision; three useful scans are complimentary. • Full Insights with weekly, monthly and yearly periods, comparisons, charts and category drill-down. • Recurring-expense automation with upcoming payments, subscription tracking and detection, price-change insights and renewal reminders. • CSV export. • Quick add with Siri and App Intents, from the Mac menu bar, and on Apple Watch. Pricing and any eligible introductory offer are shown in the app before purchase. Restore Purchases is available from the paywall and Settings. If Pro lapses, existing data is never deleted, hidden or made unreadable. Records sync through a private iCloud database. Apple Watch entries transfer to the paired iPhone through WatchConnectivity and then sync; availability depends on pairing and connection. Preferences remain device-local. Choose from the full ISO currency list. Spendra reports each currency separately and does not convert currencies or provide exchange rates. Spendra requires no separate account, does not connect to banks and does not provide financial advice. Camera, device authentication, notifications, Siri, exports and WatchConnectivity depend on device capabilities, permissions and system support. Terms of Use: https://nsdsrinivas.github.io/apps/spendra/index.html#terms-of-use