Cenno vs Spendra

A ledger that is never uploaded to us. No account — every record stays on your devices and in your own iCloud. Other trackers are racing to see whose AI is smarter. The price is your statements on someone's cloud. Cenno goes the other way: everything is computed on device, and it works fine in airplane mode. Privacy here isn't a promise, it's the architecture. 【Three lines we won't cross】 · No account, nothing uploaded to us. Nothing to sign up for. Your ledger only travels between your devices and your own iCloud, so there is nothing for us to see. · Export is free forever. The data is yours; leaving Cenno should never cost money. · No ads, no splash screens, no financial upsell, no red dots. 【Three seconds per record】 - Cold launch straight to the keypad; math input (type 24+3.5, press return) - One-tap templates, and "save & new" for logging several in a row - 13 default categories with sub-categories; 128 built-in icons, all free - Receipt photos stay on device and ride along with your iCloud backup - iCloud sync is free: iPhone and iPad share one ledger, and records made on both merge cleanly - Search merchants, notes, tags and amount ranges (>100), indexed locally 【Budget and net worth】 - The whole budget feature is free: monthly total, per-category, unused amounts rolling into next month, daily allowance - Overspending is marked in cinnabar, with a suggested increase for next month - Net worth = assets − liabilities; credit limits, statement and due-date reminders - No bank connection: balance = your starting number + every record. "Reconcile" squares it up in one tap - Refunds and reimbursements are free: a settlement offsets the original expense instead of counting as income, so your categories always show what you truly spent 【Deleting removes the container, never the data】 Delete a category and its history moves somewhere you choose. Delete an account and its activity and balance move across, leaving net worth unchanged. Deleted records sit in Recently Deleted for 30 days. 【Piggy bank】 Order a pretend takeaway, then log what you saved by not ordering. Zero real money moves: no charge, no transfer, no account touched. 【Check-ins and badges】 Logging a record counts as a check-in. The home screen shows your streak and the week; nine badges pop up the moment they unlock. The share card carries the streak and badges only — never an amount. 【Cenno Pro】 The free tier is the complete tracking loop, with no cap on records. Pro unlocks six things: statement import, multiple ledgers, advanced reports, recurring records, reimbursements, and themes/widgets. A yearly subscription or a one-time purchase; prices are shown in the app, straight from the App Store. 【If you bought the old version】 Open 2.0 and Pro lifetime is already yours. You never pay again. English, French and 简体中文 · light and dark · requires iOS 17. Privacy Policy: https://cenno.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Make everyday spending easier to see and easier to plan. Spendra is a focused expense tracker for recording purchases, setting a monthly budget and understanding where your money goes — across iPhone, iPad, Mac and Apple Watch. Free, always: • Add, edit, duplicate and delete unlimited expenses. • Organise records with categories, accounts, tags and notes. • See a clear Spending summary and searchable history with useful filters. • Set an overall monthly budget and configure reminders. • Protect access with Face ID or other device authentication. • Create and restore versioned JSON backups, and delete your data at any time. Spendra Pro is an optional monthly, annual or lifetime upgrade that unlocks: • Unlimited receipt scanning with Apple Vision; three useful scans are complimentary. • Full Insights with weekly, monthly and yearly periods, comparisons, charts and category drill-down. • Recurring-expense automation, subscription detection, price-change insights and renewal reminders. • CSV export. • Quick add with Siri and App Intents, from the Mac menu bar, and on Apple Watch. Pricing and any eligible introductory offer are shown in the app before purchase. Restore Purchases is available from the paywall and Settings. If Pro lapses, existing data is never deleted, hidden or made unreadable. Records sync through a private iCloud database. Apple Watch entries transfer to the paired iPhone through WatchConnectivity and then sync; availability depends on pairing and connection. Preferences remain device-local. Choose from the full ISO currency list. Spendra reports each currency separately and does not convert currencies or provide exchange rates. Spendra requires no separate account, does not connect to banks and does not provide financial advice. Camera, device authentication, notifications, Siri, exports and WatchConnectivity depend on device capabilities, permissions and system support. Terms of Use: https://nsdsrinivas.github.io/apps/spendra/index.html#terms-of-use