Stock DCA Plan vs Financial Calculator

What if you had invested $500 a month in TQQQ for 10 years? On real past prices, this app tells you — and how far it fell on the way. BacktestLab is a monthly DCA plan backed by backtest data: set the amount and buy day, see what that plan became in the past. On buy day it reminds you, and when you hesitate, it shows what happened the last times the price was this far below its high. ■ Set a plan Pick a stock or ETF, a monthly amount and a buy day. The plan tab shows what is due this month and what you have bought. ■ See it on past prices $500 to start and $500 a month in TQQQ, January 2016 to December 2025: $60,500 paid in, $438K at the end in this app's backtest. The maximum drawdown on the way sits right next to it. That is a past result, not a forecast. ■ Buy day: "Should I buy now?" When the price is this far below its high, the app shows the past days that were just as far down and where the price was one year later. The good years and the bad ones. ■ Keep the record "Bought" and "Skipped this time" are both recorded. See how many months you have kept the plan, when your goal could be reached at the plan's past pace, and get a close report after the US market closes. ■ Lab Backtest a portfolio, compare two side by side, and check how much the start date mattered. Whole shares only; dividends reinvested or kept as cash. The US market mood (Fear & Greed Index) is there at a glance too. ――― This app calculates from past data. It is not investment advice, and past results do not indicate future returns. Taxes and trading fees are not included. No account is needed; your plans stay on your device.

Yieldra is a financial calculator for iPhone that shows what a loan really costs: solve the payment with the exam-style TVM keys and see the remaining balance, the interest paid so far and the total interest. TIME VALUE OF MONEY • N, I/Y, PV, PMT, FV, CPT and 2ND in the familiar exam layout; all five registers stay on screen, so a wrong entry shows before you press CPT • The result card charts balance and interest, payment by payment, with the total interest • P/Y and C/Y set separately, BGN or END, and the sign convention on screen: money in +, money out − • Textbook keystrokes work as written: 30 2ND ×P/Y then N stores 360 • STO and RCL with ten memories; tap a register to recall it WORKSHEETS • Cash flow: NPV, IRR, MIRR, NFV, payback and discounted payback, an NPV profile and a warning when there is more than one IRR • Amortization: balance, principal and interest for any range of payments, the full schedule and a yearly chart • Extra payments: one-time or monthly; see how much sooner the loan ends and the interest you save • Bond: price or yield, accrued interest and modified duration, actual/actual or 30/360 • Depreciation: straight line, sum of the years' digits and declining balance • Profit margin: cost, selling price, margin and markup • Dates: days between two dates, actual or 30/360 • Interest conversion, breakeven and percent change SHARE AND SHOW YOUR WORK • Export the amortization schedule or cash flows as PDF or CSV • A formula card for every worksheet and a tape of every entry and result; tap a line to reuse its number • Save a problem and load its registers back with one tap ON YOUR IPHONE Calculations run on the device and your numbers stay on your iPhone. No account, and it works offline. FREE AND PRO Free, with no limit: the TVM keys and result card, standard math, memories, interest conversion, profit margin, dates, the tape and formula cards. Pro: cash flow, amortization, bond, depreciation, breakeven and percent change results, extra payments, MIRR, PDF and CSV export, and saved problems. Your first worksheet result is free, and the first 3 rows of a schedule are always visible. A study and planning tool for finance courses, exam practice, loans and investments. Exam rooms allow only approved physical calculators. YIELDRA PRO Pro is available as a weekly, monthly or yearly subscription, or as a one-time lifetime purchase. Only the yearly plan has a free trial: 7 days, for eligible customers. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel them in your App Store account settings. The lifetime purchase is a one-time payment and does not renew. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vomcore.com/yieldra/privacy