Comparison

Borcunu Öde vs Borçtan Çıkış

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Borcunu Öde

Features
Read full description

Never lose track of who you owe and who owes you again. Borcunu Öde (Pay My Debt) is a simple, elegant way to manage your personal debts and receivables — including foreign currency and gold-denominated ones — without spreadsheets or a calculator. KEY FEATURES - Track debts & receivables — see exactly who you owe, who owes you, and your net balance at a glance. - Automatic gold & currency conversion — got a debt in quarter gold or dollars? See its live value instantly. - Live market rates — follow Dollar, Euro, Swiss Franc, Gram Gold, Quarter Gold and more with real-time data. - Smart currency detection — the app automatically suggests the right currency based on your region, and lets you choose how totals are displayed (TRY, USD, EUR, GBP or CHF) - Due-date reminders — get notified 3 days before, on the due date, and if a payment is overdue. - Net balance trend — see how your balance has moved over the last 6 months. PRO Upgrade to Pro for unlimited debt/receivable records and an ad-free experience. Your data stays on your device. No account required.

About

Borçtan Çıkış

Features
Read full description

Borçtan Çıkış answers one question: which day will you be debt-free? You enter your credit cards, loans, installments and monthly payments once. The app works out the date you become debt-free and counts down to it, day by day, in a widget on your Home Screen. Make a payment and the date moves closer; miss one and it moves back — so you see where your plan really stands. NEW: ONE SMALL STEP EACH WEEK Each week the app suggests a small amount you can realistically set aside, based on your budget, and shows how many days closer your debt-free day gets if you do it every week. Tap "I did it" and the payment page opens ready to go. You can turn off the weekly reminder in Settings. NEW: SHARE YOUR PROGRESS The "Share" button on the Summary screen creates a story-sized image showing how much of your debt you've paid off and how many days are left until you're debt-free. Debt names never appear, and amounts are added only if you choose. You can also share from the celebration when you close a debt. WORK BACKWARDS Most apps tell you "pay this much a month and you finish on that date". This one answers the question in reverse too: say "I want to be debt-free by June 1" and it works out what you need to pay each month, rounded to an amount you can actually use. BUILT FOR REAL INSTALLMENTS • Card installments are split to the cent: 1,000 / 3 = 333.33 + 333.33 + 333.34 • Weekly due dates are supported, not only monthly • Minimum payment tracking and planning around your statement period • A payoff plan that accounts for interest on loans, overdrafts and cards • CSV import and export that matches the format your bank gives you SEE YOUR PLAN • Compare two payoff methods side by side and see the finish date of each • Make an extra payment and watch the date move, instantly • Month close, missed payment tracking and a history of plan changes • Milestones and badges PLAN YOUR MONTH AND SUBSCRIPTIONS • The month laid out day by day: income, fixed expenses and installments • What your subscriptions really cost over a year, biggest first WIDGETS AND SHORTCUTS • Home Screen and Lock Screen widgets count down to your debt-free day • Mark a payment as paid without leaving the widget • Siri: "how many days until I'm debt-free", "when is my next payment", "add an expense" YOUR DATA STAYS WITH YOU The app works completely offline. No account, no ads, no tracking. It never connects to a server for your debt data; it only talks to the App Store and our purchase service to verify Premium purchases and keep an anonymous purchase record. iCloud sync is optional and uses your own private database. There is a Face ID app lock and a privacy cover in the app switcher. FREE AND PREMIUM The free version lets you add up to 3 debts and use the debt-free date, the countdown, Home Screen and Lock Screen widgets, payment recording, the month view, Siri shortcuts, the weekly step suggestion and the progress card. Premium unlocks four things: unlimited debts, working backwards from a target date, the method comparison and CSV import/export. It renews monthly and the first 3 days are free. The subscription is billed to your App Store account and renews unless cancelled at least 24 hours before the period ends. You can manage and cancel it in your App Store account settings. Privacy Policy: https://borctancikis.kirkoc.com/gizlilik.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Borcunu Öde3 screens
Borçtan Çıkış4 screens

Verdict

The call

The clearest difference is ads: Borçtan Çıkış at none against Borcunu Öde's shown. Borcunu Öde's advantage is update cadence (every 3 days vs weekly) and device support (3 vs 1). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Borcunu Öde sells 1 one-off in-app purchase and Borçtan Çıkış sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Borcunu Öde ships an update every 3 days, Borçtan Çıkış weekly. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 2 level
Borcunu Öde versus Borçtan Çıkış: the parameters behind the verdict, then further details
ParameterBorcunu ÖdeBorçtan Çıkış
PriceFreeFree
Update frequencyEvery 3 days — betterWeekly
AdsYesNo — better
In-app purchasesYesYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size25 MB14 MB
Age rating4+4+
DeveloperAzra OgurUmit Caglayan Kirkoc

In-app purchases

1 purchases

Borcunu Öde

One-time1
  • Lifetime Pro Access$0.99
1 purchases

Borçtan Çıkış

Subscriptions1
  • Borçtan Çıkış Premium$1.991 Month

Questions

Is Borcunu Öde free?
Borcunu Öde is free to download, with in-app purchases available.
Is Borçtan Çıkış free?
Borçtan Çıkış is free to download, with in-app purchases available.
Do Borcunu Öde or Borçtan Çıkış have ads?
Borcunu Öde shows ads; Borçtan Çıkış does not.
Which is updated more often, Borcunu Öde or Borçtan Çıkış?
Borcunu Öde ships an update every 3 days, and Borçtan Çıkış weekly. Most recently, Borcunu Öde was updated on November 6, 2026 and Borçtan Çıkış on October 31, 2026.

Other comparisons