XpenseAI vs Augustin

Track every rupee, automatically. XpenseAI connects to Gmail to find your bank and credit card statements the moment they land — no manual entry, no monthly reconciliation headaches. Approve what it finds, and your transactions, categories, and spending trends stay up to date on their own. • Multi-account tracking — savings accounts, credit cards (including shared credit limits across cards from the same bank), and cash, all in one place • Automatic statement and transaction fetching from Gmail, with PDF password auto-unlock • Smart budgets and savings goals that track themselves against your real spending • Recurring payment detection, so subscriptions and EMIs never sneak up on you • Bill-payment linking, so a credit card payment from your bank account doesn't get double-counted • Clear monthly insights — spending by category, income vs. expenses, and cycle-based tracking that follows your real pay date, not the calendar • Face ID lock to keep your financial data private Start free, upgrade to Premium whenever you're ready for unlimited accounts, unlimited transactions, and automatic Gmail fetching. Terms of Use: https://www.xpenseai.in/terms-of-service

Augustin shows your whole net worth in one number: up to date, in your currencies, without connecting your bank. ALL YOUR MONEY IN ONE PLACE • Bank accounts and cash, grouped by bank • Stocks, ETFs, funds and crypto, with market prices • Your home, its value followed with house price indices, and its mortgage • Home improvements that add to your home's value (Premium) • Your car and other vehicles, their value estimated from the purchase, and their loans • Loans and credit cards • Every currency, converted at today's rates YOUR RUNWAY How many months could your savings cover? Augustin turns your reserve into months of freedom and celebrates each milestone: one month, three, six, a year and beyond. YOUR GOALS • A trip, a car, a home deposit: Augustin tells you how much to put aside each month, and when you'll get there • Money set aside from your accounts, never counted twice, and your real pace • One goal is free, more come with Premium EVERY TRANSACTION IN SECONDS • Quick entry, with the category found for you • Or one sentence to Siri: what you spent, where and when • Bank statements imported from a CSV or PDF file, screenshots or a paper statement scanned with your iPhone, checked against your balances (the first import is free, then Premium) • Apple Pay payments ready to save in one tap, through a Shortcuts automation (Premium) • Widgets, Control Center and the Action button UNDERSTAND YOUR MONTH • Spending by category, budgets that show your pace, recurring payments recorded on their own (two budgets and two recurring payments are free, more come with Premium) • Your own categories, for spending or income (Premium) • Recurring investments, recorded on their date (Premium) • A monthly recap in five cards • Your net worth month by month, and PDF reports of your month or your year (Premium) • Seven calculators filled in with your own numbers: loan, car, buying a home, retirement, investing every month, refinancing, inflation (saving a scenario: Premium) TOGETHER • A household of up to six people: share an account, a home or a loan, and each of you counts your own share. Creating a household comes with Premium, for everyone in it; joining one is free • Friends: share your milestones and streaks, never an amount PRIVATE BY DESIGN • No bank connection, no ads, no data sold • Statements, screenshots and scans are read on your iPhone • Your data is encrypted before it leaves your iPhone, and backed up on servers in Europe • Face ID lock, and a discreet mode that hides every amount PREMIUM Apple Pay payments ready to save in one tap; goals, budgets, recurring payments and statement imports without limit; your own categories; recurring investments; home improvements; your net worth month by month; PDF reports; saved scenarios; and creating a household of up to six people, all of them with Premium. Choose a yearly or monthly subscription, each with a trial, or a one-time purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel them in your App Store account settings. Terms of Use: https://getaugustin.com/terms Privacy Policy: https://getaugustin.com/privacy Augustin gives an estimate of your wealth, not financial advice. Market prices may be delayed.