Cardinal Mobile Banking vs PCU Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cardinal Mobile Banking
Manage your bank accounts securely and conveniently from anywhere. Check balances, view account information, make and edit payments, transfer funds, and locate branches and ATMs. All your everyday banking needs are accessible from your mobile device.
- Account dashboard
- View account balances and transactions
- Schedule and make bill payments
- Transfer funds between accounts
- Locate branches and ATMs
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Manage your Cardinal accounts securely and conveniently from anywhere, using the Cardinal Mobile Banking App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. It’s free to download and offers quick access for managing your accounts. Check your balances, pay bills, transfer money, and locate Cardinal branches and more than 43,000 surcharge-free ATMs with just a touch. That’s why we developed the Cardinal Mobile App to manage your everyday banking needs. Features included are: Dashboard - Manage all your Cardinal accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, and personal recommendations all in one simple and easy to read screen. Accounts - View and manage all your cash accounts digitally. Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts through our easy to use fund transfer capability.
PCU Mobile Banking
Manage your credit union accounts conveniently and securely from your mobile device. Check balances, view transaction history, transfer funds, and pay bills on the go. It's a free service for enrolled members.
- Check account balances
- View transaction history
- Transfer funds
- Pay bills
- Get current rates
- View cleared checks
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Access your Painesville Credit Union accounts 24/7 from anywhere with PCU Mobile Banking. It's Fast, Secure, and Free for all PCU members who are enrolled in our Home banking service! With PCU Mobile Banking you can: Check Account Balances View Transaction History View Cleared Checks Transfer Funds Pay Bills Get Current Rates And More! Available to all PCU Home Banking users, PCU Mobile Banking uses the same industry standard security technologies as our online banking. Simply use your PCU Home Banking Login ID and Password. If you don't yet have a Login ID or Password just visit us at painesvillecu.org to enroll. Experience the convenience of PCU Mobile today. Download the app and take us with you wherever you go!
Screenshots
Verdict
The clearest difference is review sentiment: Cardinal Mobile Banking at 52% against PCU Mobile Banking's 0%. Cardinal Mobile Banking also leads on rating (4.8 vs 4.2) and ratings volume (993 vs 6). PCU Mobile Banking's advantage is iOS requirement (12.1 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cardinal Mobile Banking holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Cardinal Mobile Banking has 993 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 52% of Cardinal Mobile Banking's written reviews are positive against 0% of PCU Mobile Banking's.
Cardinal Mobile Banking ships an update every 9 months, PCU Mobile Banking every 13 months. The most recent releases landed on November 11, 2026 and November 2, 2026 respectively.
| Parameter | Cardinal Mobile Banking | PCU Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (993 ratings) — better | 4.2 (6 ratings) |
| Positive reviews | 52.2% of reviews — better | 0.0% of reviews |
| Number of ratings | 993 — better | 6 |
| Update frequency | Every 9 months — better | Every 13 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 12.1 — better |
| Further details — not scored | ||
| Size | 46 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Cardinal Credit Union, Inc. | Painesville Credit Union |
Customer experience
Cardinal Mobile Banking
PCU Mobile Banking
Bugs and requests
Cardinal Mobile Banking
Reported bugs
7 issues- Human verification stuck in infinite loop
- App crashes on startup with distorted graphics
- Unable to send password recovery texts/emails
- Login failures preventing account access
- Bill pay system unavailable error
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- Transfer feature removed in recent update
- App unresponsive requiring reinstall
Requested features
5 requests- Mobile check deposit via photo
- Loan payment functionality through app
- Transfer option between accounts
- Visible account numbers for bill pay
- Improved human verification process
PCU Mobile Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Cardinal Mobile Banking
No in-app purchases
PCU Mobile Banking
No in-app purchases
Questions
Is Cardinal Mobile Banking free?
Is PCU Mobile Banking free?
Which has better reviews, Cardinal Mobile Banking or PCU Mobile Banking?
Do Cardinal Mobile Banking or PCU Mobile Banking have ads?
Which is updated more often, Cardinal Mobile Banking or PCU Mobile Banking?
Other comparisons
