Comparison

Cardinal Mobile Banking vs ASECU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cardinal Mobile Banking

Manage your bank accounts securely and conveniently from anywhere. Check balances, view account information, make and edit payments, transfer funds, and locate branches and ATMs. All your everyday banking needs are accessible from your mobile device.

Highlights
  • Account dashboard
  • View account balances and transactions
  • Schedule and make bill payments
  • Transfer funds between accounts
  • Locate branches and ATMs
Features
Read full description

Manage your Cardinal accounts securely and conveniently from anywhere, using the Cardinal Mobile Banking App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. It’s free to download and offers quick access for managing your accounts. Check your balances, pay bills, transfer money, and locate Cardinal branches and more than 43,000 surcharge-free ATMs with just a touch. That’s why we developed the Cardinal Mobile App to manage your everyday banking needs. Features included are: Dashboard - Manage all your Cardinal accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, and personal recommendations all in one simple and easy to read screen. Accounts - View and manage all your cash accounts digitally. Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts through our easy to use fund transfer capability.

About

ASECU Mobile

Manage your finances on the go with this secure mobile banking app. Check balances, review transactions, transfer funds, and pay bills conveniently from your smartphone.

Highlights
  • Check account balances
  • Review recent transactions
  • Transfer funds between accounts
  • View and pay bills
  • Secure access anytime, anywhere
Features
Read full description

Access your accounts when and where you want right in the palm of your hand. It’s fast and secure to access your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any branch location. There is no charge to download and use ASECU’s mobile app, however standard data rates may apply for texting depending on your carrier and account plan. Federally insured by the NCUA.

Screenshots

Cardinal Mobile Banking4 screens
ASECU Mobile4 screens

Verdict

The call

Cardinal Mobile Banking and ASECU Mobile both sit at 4.8 stars, but that hides the real split: 100% of ASECU Mobile's written reviews are positive against 52% of Cardinal Mobile Banking's. ASECU Mobile also leads on update cadence (every 4 months vs every 9 months). Cardinal Mobile Banking's advantage is ratings volume (993 vs 287). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Cardinal Mobile Banking against 4.8 for ASECU Mobile. Both are backed by a comparable volume of ratings — 993 and 287 respectively. Written reviews are what separate them: 52% of Cardinal Mobile Banking's written reviews are positive against 100% of ASECU Mobile's.

UpkeepUpdate frequency

Cardinal Mobile Banking ships an update every 9 months, ASECU Mobile every 4 months. The most recent releases landed on November 11, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
Cardinal Mobile Banking versus ASECU Mobile: the parameters behind the verdict, then further details
ParameterCardinal Mobile BankingASECU Mobile
PriceFreeFree
Rating4.8 (993 ratings) — better4.8 (287 ratings)
Positive reviews52.2% of reviews100.0% of reviews — better
Number of ratings993 — better287
Update frequencyEvery 9 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size46 MB115 MB
Age rating4+4+
DeveloperCardinal Credit Union, Inc.Associated School Employees Credit Union

Customer experience

Cardinal Mobile Banking

All ratings693 ratings
Positive97.4%
Neutral1.6%
Negative1.0%
Written reviews23 reviews
Positive52.2%
Neutral0.0%
Negative47.8%

ASECU Mobile

All ratings266 ratings
Positive94.4%
Neutral2.6%
Negative3.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Cardinal Mobile Banking

Reported bugs

7 issues
  • Human verification stuck in infinite loop
  • App crashes on startup with distorted graphics
  • Unable to send password recovery texts/emails
  • Login failures preventing account access
  • Bill pay system unavailable error
Show 2 more
  • Transfer feature removed in recent update
  • App unresponsive requiring reinstall

Requested features

5 requests
  • Mobile check deposit via photo
  • Loan payment functionality through app
  • Transfer option between accounts
  • Visible account numbers for bill pay
  • Improved human verification process

ASECU Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cardinal Mobile Banking

No in-app purchases

None

ASECU Mobile

No in-app purchases

Questions

Is Cardinal Mobile Banking free?
Cardinal Mobile Banking is free to download, with no in-app purchases.
Is ASECU Mobile free?
ASECU Mobile is free to download, with no in-app purchases.
Which has better reviews, Cardinal Mobile Banking or ASECU Mobile?
Cardinal Mobile Banking is rated higher. Cardinal Mobile Banking averages 4.8 out of 5 from 993 ratings, while ASECU Mobile averages 4.8 from 287 ratings.
Do Cardinal Mobile Banking or ASECU Mobile have ads?
Neither Cardinal Mobile Banking nor ASECU Mobile shows ads.
Which is updated more often, Cardinal Mobile Banking or ASECU Mobile?
Cardinal Mobile Banking ships an update every 9 months, and ASECU Mobile every 4 months. Most recently, Cardinal Mobile Banking was updated on November 11, 2026 and ASECU Mobile on November 7, 2026.

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