Comparison

Bolly vs Sổ Thu Chi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bolly

Features
Read full description

Take control of everyday money with Bolly, an AI-powered expense tracker, budget planner, and personal finance companion built for real life. Instead of filling out long forms, tell Bolly what happened: “Lunch $12 on my card” or “Salary received today.” Type naturally or use your voice, review the details, and save the transaction to the right wallet and category. TRACK INCOME AND EXPENSES • Log transactions through AI chat or voice input. • Organize spending with custom categories and notes. • Manage cash, bank accounts, cards, and other wallets in one place. • Transfer money between wallets while keeping balances clear. • Set up recurring transactions for regular income and bills. PLAN A BUDGET THAT FITS YOU • Create budgets for all spending or selected categories. • Choose weekly, monthly, quarterly, yearly, or custom periods. • Set alert thresholds, see what remains, and follow a daily allowance. • Carry unused amounts into the next period when rollover is enabled. UNDERSTAND YOUR MONEY • Explore clear charts for income, expenses, cash flow, and category breakdowns. • Compare periods and review the transactions behind every number. • Ask Bolly AI about your spending patterns and get practical guidance based on the data you record. WORK TOWARD REAL GOALS • Track money you borrowed or lent, including due dates and notes. • Create savings goals and follow your progress. • Join financial challenges that turn better habits into small, achievable steps. STAY ORGANIZED • Enable daily AI reminders and alerts for budgets, debts, and goals. • Sign in with Apple to sync your finance data through Firebase across your devices. • Export your transaction history as a CSV file for Excel or your own records. • Personalize Bolly with multiple themes, currencies, and regional settings. Bolly is useful whether you are starting your first budget, managing several wallets, paying down debt, building an emergency fund, or simply trying to understand where your money goes. Some AI, cloud sync, and premium features may require internet access, an account, or a subscription. Privacy Policy: https://htlabsapp.io.vn/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Sổ Thu Chi

Read full description

Log spending in seconds and see clearly where your money goes. Sổ Thu Chi lets you record daily income and expenses fast, check your calendar and reports instantly, set budgets per category and manage shared spending with your family. Your data stays on your iPhone. Works without an account or internet. No bank linking, no reading your messages, no monthly subscription. HIGHLIGHTS ---------------- • Quick typing the Vietnamese way: "cà phê 45k, taxi 1tr2" becomes separate entries • Receipt scanning: take a photo, the app fills in the amount and date • Number pad with built-in + − × ÷ • Daily income and expense calendar, search, undo after an accidental delete • Home Screen and Lock Screen widgets: month calendar, month totals, quick add • Monthly, yearly and all-time reports with saving tips • Category budgets with alerts at the threshold you choose • Multiple wallets, transfers between wallets, saving goals • Recurring income and expenses, logged automatically or confirmed by you • Shared family book that splits shared expenses evenly (creating a book needs Pro) • Sync across devices with Apple or email sign-in (Pro) • Lock the app with Face ID, Touch ID or a passcode • Free backup, restore and CSV export • Light and dark themes, Vietnamese and English WHAT MAKES IT DIFFERENT ---------------- • Understands how Vietnamese people talk about money: 45k, 1tr2, 2 triệu, 500 nghìn. • Type entries by hand in seconds, or scan a receipt when that is easier. • A truly shared book (Pro): the whole family logs into one book, and the app works out each person's share and who has paid. • Sync across iPhones (Pro) without relying on iCloud. • Pro is a one-time purchase. No subscription. FEATURES IN DETAIL ---------------- [ Entry ] Tap a large category, enter the amount on a calculator keypad, pick a wallet, date and note. The quick-entry box takes several items in one sentence and guesses the category. Undo a delete with one tap. [ Receipt scanning ] Photograph a receipt or pick one from your library. The app reads the total and date on your device and fills them in for you to check. [ Calendar ] Daily totals on every day. Tap a day for details, swipe to delete, search by note, category or wallet. [ Reports ] Income, expenses and net cash flow by month or year, a category pie chart and tips on where to cut back. Plus yearly, per-category and all-time reports and a 12-month balance trend. [ Budgets ] Set a limit per category and an alert threshold (for example 80%). The app warns you before you go over and never blocks you from logging. [ Wallets, goals, recurring entries ] Cash, bank accounts, e-wallets and credit cards, each with its own balance; transfers are not counted as income or expense. Create saving goals and contribute over time. Rent, salary and subscriptions are set up once and logged on the right day, or the app asks you to confirm. [ Shared family book ] Create a shared book (Pro) and invite family with a code or QR (up to 5 members). Everyone logs and sees the same book; shared expenses are split evenly and the app shows who has paid what. Invited members do not need Pro. [ Privacy & security ] Your data lives on your device. Lock the app with Face ID, Touch ID or a passcode. Sign-in is optional; when sync is on, data travels over an encrypted connection. [ Backup & export ] Back up to a file and restore when you change phones. CSV export is free; Pro exports Excel with monthly and category summaries, plus PDF reports. SỔ THU CHI PRO (pay once, use forever) ---------------- The free version includes entry, receipt scanning, calendar, reports and budgets, with one small banner ad. Pro adds: • No ads • Sync across devices • Shared books • Excel and PDF export Sync, shared books and Excel/PDF export require signing in with Apple or email. Terms of use (Vietnamese): https://sothuchi.site/terms.html Privacy policy: https://sothuchi.site/privacy-en.html Support: huyphuongk57ktb@gmail.com

Screenshots

Bolly4 screens
Sổ Thu Chi4 screens

Verdict

The call

The clearest difference is ads: Bolly at none against Sổ Thu Chi's shown. Bolly also leads on device support (3 vs 1) and iOS requirement (15.0 vs 18.0). Sổ Thu Chi's advantage is update cadence (every 2 days vs every 8 days). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bolly sells 3 in-app purchases, starting at $0.99 per 7 days and Sổ Thu Chi sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Bolly ships an update every 8 days, Sổ Thu Chi every 2 days. The most recent releases landed on October 13, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 2 level
Bolly versus Sổ Thu Chi: the parameters behind the verdict, then further details
ParameterBollySổ Thu Chi
PriceFreeFree
Update frequencyEvery 8 daysEvery 2 days — better
AdsNo — betterYes
In-app purchasesYesYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size67 MB12 MB
Age rating4+4+
DeveloperGiang HuyDao Huy Phuong

In-app purchases

3 purchases

Bolly

Subscriptions1
  • Molly Pro Weekly$0.997 Days
One-time2
  • Lifetime Pro First Day$4.99
  • Lifetime Pro$9.99
1 purchases

Sổ Thu Chi

One-time1
  • So Thu Chi Pro$6.99

Questions

Is Bolly free?
Bolly is free to download, with in-app purchases available.
Is Sổ Thu Chi free?
Sổ Thu Chi is free to download, with in-app purchases available.
Do Bolly or Sổ Thu Chi have ads?
Sổ Thu Chi shows ads; Bolly does not.
Which is updated more often, Bolly or Sổ Thu Chi?
Bolly ships an update every 8 days, and Sổ Thu Chi every 2 days. Most recently, Bolly was updated on October 13, 2026 and Sổ Thu Chi on October 24, 2026.

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