Budget App Expense Tracker vs Sổ Thu Chi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget App Expense Tracker
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Budget App is the simple way to see where your money goes each month. Log what you spend in a few taps, give every category a budget, and watch one ring show your whole month — no bank login, no spreadsheet. Using the app requires a paid weekly or yearly subscription, or a one-time lifetime purchase. EXPENSE TRACKER • Add an expense in seconds: amount, category and an optional note • Today and yesterday are one tap; any other day opens the calendar • Tap any expense to change or delete it, with undo if you slip • See every expense of the month in one list • Keep a daily logging streak going MONTHLY OVERVIEW • One ring shows your month, split by category • Income, spending and what is left to spend, side by side • Add extra income like a bonus, a side job or a refund • See what you can spend per day until the month ends • Step back through earlier months to compare • A short recap when a new month starts: in, out and what was left INCOME VS SPENDING • Compare income and spending by month, over six months or the whole year • See your net at a glance 50/30/20 RULE • Needs, wants and savings measured against your own income • Know right away which side is over and where to trim • Prefer another split? Pick 60/20/20, 70/20/10 or make your own BUDGET PLANNER • Set a monthly budget and give every category its own limit • Planned, spent and remaining at a glance, with a bar that fills as you spend • Each category shows if it is on pace or when it runs out • A traffic light shows which categories are close to the limit or over • Went over? Move money from a category that still has some left • Roll unspent budget over into next month • Start your month on payday or on the 1st CATEGORIES • Eleven ready-made categories: housing, groceries, dining, shopping, transport, utilities, fun, subscriptions, health, insurance and debt • Add your own and mark which ones are needs BILLS & RECURRING EXPENSES • Add rent, phone and subscriptions once, and they post themselves every month • See what each recurring cost adds up to per year • Carry last month's fixed costs over with one tap SAVINGS GOALS • Create goals like an emergency fund, a trip or a new laptop, each with its own icon and target • Top up with one tap and watch the ring fill • Milestones and deposit streaks keep you going • Set how much you want to put aside each month • See when you reach each goal at your current pace REMINDERS & BUDGET ALERTS • An optional daily reminder at the time you choose, so no expense slips through • Budget alerts when a category reaches 80% and 100% YOUR DATA, YOUR FILES • Export your expenses, extra income and goal top-ups as a CSV spreadsheet • Back up to a file you keep and restore it any time • Choose your currency symbol PRIVATE BY DESIGN • Your data stays on your iPhone — no account, no bank connection, no sync SUBSCRIPTION Budget App offers a weekly and a yearly auto-renewing subscription, plus a one-time lifetime purchase that never renews, to unlock all features. The price in your local currency is shown in the app before you buy. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage and cancel your subscription in your App Store account settings after purchase. Privacy Policy: https://scanlystudio-budget-tracker.expo.app/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: https://scanlystudio-budget-tracker.expo.app/support/
Sổ Thu Chi
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Log spending in seconds and see clearly where your money goes. Sổ Thu Chi lets you record daily income and expenses fast, check your calendar and reports instantly, set budgets per category and manage shared spending with your family. Your data stays on your iPhone. Works without an account or internet. No bank linking, no reading your messages, no monthly subscription. HIGHLIGHTS ---------------- • Quick typing the Vietnamese way: "cà phê 45k, taxi 1tr2" becomes separate entries • Receipt scanning: take a photo, the app fills in the amount and date • Number pad with built-in + − × ÷ • Daily income and expense calendar, search, undo after an accidental delete • Home Screen and Lock Screen widgets: month calendar, month totals, quick add • Monthly, yearly and all-time reports with saving tips • Category budgets with alerts at the threshold you choose • Multiple wallets, transfers between wallets, saving goals • Recurring income and expenses, logged automatically or confirmed by you • Shared family book that splits shared expenses evenly (creating a book needs Pro) • Sync across devices with Apple or email sign-in (Pro) • Lock the app with Face ID, Touch ID or a passcode • Free backup, restore and CSV export • Light and dark themes, Vietnamese and English WHAT MAKES IT DIFFERENT ---------------- • Understands how Vietnamese people talk about money: 45k, 1tr2, 2 triệu, 500 nghìn. • Type entries by hand in seconds, or scan a receipt when that is easier. • A truly shared book (Pro): the whole family logs into one book, and the app works out each person's share and who has paid. • Sync across iPhones (Pro) without relying on iCloud. • Pro is a one-time purchase. No subscription. FEATURES IN DETAIL ---------------- [ Entry ] Tap a large category, enter the amount on a calculator keypad, pick a wallet, date and note. The quick-entry box takes several items in one sentence and guesses the category. Undo a delete with one tap. [ Receipt scanning ] Photograph a receipt or pick one from your library. The app reads the total and date on your device and fills them in for you to check. [ Calendar ] Daily totals on every day. Tap a day for details, swipe to delete, search by note, category or wallet. [ Reports ] Income, expenses and net cash flow by month or year, a category pie chart and tips on where to cut back. Plus yearly, per-category and all-time reports and a 12-month balance trend. [ Budgets ] Set a limit per category and an alert threshold (for example 80%). The app warns you before you go over and never blocks you from logging. [ Wallets, goals, recurring entries ] Cash, bank accounts, e-wallets and credit cards, each with its own balance; transfers are not counted as income or expense. Create saving goals and contribute over time. Rent, salary and subscriptions are set up once and logged on the right day, or the app asks you to confirm. [ Shared family book ] Create a shared book (Pro) and invite family with a code or QR (up to 5 members). Everyone logs and sees the same book; shared expenses are split evenly and the app shows who has paid what. Invited members do not need Pro. [ Privacy & security ] Your data lives on your device. Lock the app with Face ID, Touch ID or a passcode. Sign-in is optional; when sync is on, data travels over an encrypted connection. [ Backup & export ] Back up to a file and restore when you change phones. CSV export is free; Pro exports Excel with monthly and category summaries, plus PDF reports. SỔ THU CHI PRO (pay once, use forever) ---------------- The free version includes entry, receipt scanning, calendar, reports and budgets, with one small banner ad. Pro adds: • No ads • Sync across devices • Shared books • Excel and PDF export Sync, shared books and Excel/PDF export require signing in with Apple or email. Terms of use (Vietnamese): https://sothuchi.site/terms.html Privacy policy: https://sothuchi.site/privacy-en.html Support: huyphuongk57ktb@gmail.com
Screenshots
Verdict
The clearest difference is ads: Budget App Expense Tracker at none against Sổ Thu Chi's shown. Budget App Expense Tracker also leads on iOS requirement (16.4 vs 18.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget App Expense Tracker sells 5 in-app purchases, starting at $6.99 per 7 days and Sổ Thu Chi sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | Budget App Expense Tracker | Sổ Thu Chi |
|---|---|---|
| Price | Free | Free |
| Update frequency | — | Every 5 days |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 — better | 18.0 |
| Further details — not scored | ||
| Size | 66 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Andreas Duca | Dao Huy Phuong |
In-app purchases
Budget App Expense Tracker
- Pro Weekly$6.997 Days
- Pro Yearly – 50% Off$34.991 Year
- Pro Yearly – Offer$49.991 Year
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- Pro Yearly$69.991 Year
- Pro Lifetime$149.99
Sổ Thu Chi
- So Thu Chi Pro$6.99
Questions
Is Budget App Expense Tracker free?
Is Sổ Thu Chi free?
Do Budget App Expense Tracker or Sổ Thu Chi have ads?
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