Qaltapp vs Drip

Qaltapp is a fast, simple personal finance tracker. No account, no ads, no setup: your accounts and transactions stay on your iPhone. AN ENTRY IN TWO TAPS Add expenses, income and transfers with the keypad right on the home screen. Drag the account or category you need and start typing the amount. ALL YOUR MONEY IN ONE PLACE • Accounts: cash, cards, deposits and anything else • Income and expenses with categories and subcategories • Transfers between your own accounts are not income or expenses • Balance adjustments for accurate records • Period analytics: spending structure, trends, averages • Capital: assets, liabilities and net worth over time • Goals: save up and track progress • Liabilities: payments, due dates and monthly load USEFUL • AI advisor: ask where the money goes or whether you can afford a purchase — it calculates from your records. Works only with your consent; without internet it answers on device • A daily reminder to log your day, if you turn it on • Face ID lock: your finances behind your face or passcode • JSON export — your own copy whenever you need it • Dark interface, haptics, fully offline STRAIGHT ABOUT DATA Qaltapp requires no account and collects no analytics. Accounts and transactions never leave your device. The only exception is AI advisor questions: the question text and a summary of your transactions are sent to OpenAI only after your explicit consent, which you can withdraw in Settings. See the privacy policy for details. There is no cross-device sync: your data is included in the iPhone backup and is restored with the app.

Drip is a simple, fast money tracker that keeps your finances private. No account, no ads, no servers. LOG IN SECONDS • A keypad built for money, with two ways to enter cents • Templates for the things you buy often • Quick categories on your Home Screen, and Quick Add on your Lock Screen • A daily reminder that stays quiet once you've logged something SEE WHERE IT GOES • Monthly ledger with income and spending at a glance • Trends and a breakdown by category • Widgets for spending, categories, recent entries and your logging streak ACCOUNTS THAT ADD UP • Debit, credit and cash accounts, with transfers between them • Credit cards count as what you owe, so your balance stays honest PRIVATE BY DESIGN • Your ledger is encrypted on your iPhone • Optional sync through your own private iCloud database • Lock Drip with Face ID, and hide amounts in widgets • Export all your entries as a CSV file • Drip collects no data Made for iOS 26, in English, 简体中文, 繁體中文, Español, Português, Français, Deutsch and Русский.