Comparison

Vantiv vs CardNav

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vantiv

Accept mobile payments securely and conveniently from any U.S. issued credit, debit, or prepaid card. Ideal for small and medium businesses, this app enables quick processing at the point of service or for customer checkout.

Highlights
  • Accept mobile payments
  • Process U.S. issued credit, debit, prepaid cards
  • Secure card swiping
  • Point of service processing
  • Convenient customer checkout
Features
Read full description

Be ready to accept mobile payments anywhere, anytime. Vantiv Mobile Accept is a simple-to-use, powerful mobile payment app that allows merchants to quickly and securely swipe any U.S. issued credit, debit or prepaid card for processing on a smartphone. Use Vantiv Mobile Accept in your store for convenient customer checkout. Or, use your smartphone to enable immediate payment processing at the point of service. Vantiv Mobile Accept is perfect for small and medium-size businesses that accept cash transactions and checks or submit invoices after services are completed. Visit www.vantiv.com for more information to begin accepting payments anytime, from anywhere.

About

CardNav

Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.

Highlights
  • Transaction alerts
  • Customizable usage settings
  • Define card usage locations
  • Define card usage times
  • Card monitoring and management
Features
Read full description

CardControl helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardControl app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards

Screenshots

Vantiv4 screens
CardNav4 screens

Verdict

The call

The clearest difference is rating: CardNav at 4.4 against Vantiv's 1.0. CardNav also leads on review sentiment (30% vs 0%) and ratings volume (982 vs 2). Vantiv's advantage is iOS requirement (7.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CardNav holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: CardNav has 982 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Vantiv's written reviews are positive against 30% of CardNav's.

UpkeepUpdate frequency

Vantiv ships an update every 4 months, CardNav every 6 months. The most recent releases landed on October 1, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 6 level
Vantiv versus CardNav: the parameters behind the verdict, then further details
ParameterVantivCardNav
PriceFreeFree
Rating1.0 (2 ratings)4.4 (982 ratings) — better
Positive reviews0.0% of reviews29.7% of reviews — better
Number of ratings2982 — better
Update frequencyEvery 4 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS7.0 — better14.0
Further details — not scored
Size15 MB47 MB
Age rating4+4+
DeveloperVANTIV, LLCCO-OP Financial Services

Customer experience

Vantiv

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

CardNav

All ratings960 ratings
Positive84.8%
Neutral3.8%
Negative11.5%
Written reviews101 reviews
Positive29.7%
Neutral11.9%
Negative58.4%

Bugs and requests

Vantiv

Not enough reviews yet to summarise bugs or requests.

CardNav

Reported bugs

3 issues
  • App crashes when trying to log in
  • Unable to add or remove cards
  • Delayed or missing transaction notifications

Requested features

4 requests
  • Restore Touch ID/Face ID login
  • Add ability to transfer funds between accounts
  • Improve password management support
  • Provide better communication during app outages

In-app purchases

None

Vantiv

No in-app purchases

None

CardNav

No in-app purchases

Questions

Is Vantiv free?
Vantiv is free to download, with no in-app purchases.
Is CardNav free?
CardNav is free to download, with no in-app purchases.
Which has better reviews, Vantiv or CardNav?
CardNav is rated higher. Vantiv averages 1.0 out of 5 from 2 ratings, while CardNav averages 4.4 from 982 ratings.
Do Vantiv or CardNav have ads?
Neither Vantiv nor CardNav shows ads.
Which is updated more often, Vantiv or CardNav?
Vantiv ships an update every 4 months, and CardNav every 6 months. Most recently, Vantiv was updated on October 1, 2026 and CardNav on October 17, 2026.

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