Caxton Currency Card vs Orby Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Caxton Currency Card
Manage your international spending and travel money with ease. Load multiple currencies, block your card if lost, and view transaction history in real time. Apply for a multi-currency card directly through the app.
- Manage travel money globally
- Order multi-currency card
- Load 15 currencies
- Temporarily block lost card
- View card PIN
- Real-time currency exchange
- International payments
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With the Caxton App you can manage your Caxton Account wherever you are in the world. Take control of your overseas spending with great rates and no overseas transaction charges or ATM fees*. Download the app now to start managing your travel money and international payments in real time, 24/7. Apply for your account directly through the app today or login with your existing details. Wherever you are in the world, the Caxton App enables you to: - Order your multi-currency Caxton Card and get it delivered in 3 to 5 working days - Load 15 different currencies including GBP, EUR & USD, while on the go - Temporarily block your card should you lose it** - View the PIN for any of your Caxton cards - View your available currency balances - Switch one currency for another in real time - View your transaction history and manage your spending - Make international payments straight from the app *Caxton doesn’t charge for ATM use, however some ATMs or shops may apply their own charges. **To unblock your card, contact Caxton support
Orby Pay
Manage your finances with a multi-currency account, currency exchange, and easy money transfers. Split bills and control your cards all in one place.
- Multi-currency accounts
- Currency exchange
- Send money to friends/family
- Bill splitting
- Card management
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If you always want to be on top of you spending, open multi-currency account in matter of minutes, exchange currencies, send money to your friends or family, split bills or manage your cards, all within one app – OrbyPay is your solution.
Screenshots
Verdict
The clearest difference is review sentiment: Caxton Currency Card at 51% against Orby Pay's 0%. Orby Pay's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Caxton Currency Card | Orby Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 50.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 2 — better | — |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 79 MB | 20 MB |
| Age rating | 4+ | 17+ |
| Developer | Caxton Payments Ltd | One Click Pay Ltd |
Customer experience
Caxton Currency Card
Orby Pay
Bugs and requests
Caxton Currency Card
Reported bugs
34 issues- Cannot manage cards through the app
- Card keeps getting blocked overseas
- Support team unresponsive
- App login issues (wrong password, unexpected error)
- Card declined at ATMs/for purchases
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- Transactions not shown in the app
- App crashes when trying to upload via debit card
- App not working reliably on all platforms
- Cannot log on using app
- Apple Wallet button in app doesn't work
- Cannot register with Apple Pay
- New update makes the app useless
- Card declined, cannot log in to app or change password
- Cannot log into the app since version 9 upgrade
- Card declined abroad, told to transfer to new card
- Cannot log into the app with identical credentials as website
- App is a pain to use, no Face ID, not recognised by password safe
- App tells me there's an unexpected error after last update
- App has stopped working, have to use website
- Recipients disappeared from app
- App crashes when trying to load money via debit card
- Keyboard obscures one third of screen
- App crashes every time on upload option
- App does not work after update on iPhone 6
- App fails to open abroad
- New look app is awful, dated, and causes login issues
- New version of app is not easy to use
- App requests full login details and card numbers every time
- App refuses to recognise password
- App is impossible to access
- App interface is dreadful
- App doesn't recognise CVV as 3 digits
- App shows fillups but then says no cards
- Transaction history won't load
Requested features
12 requests- Allow direct loading from bank account
- Improve app reliability and functionality
- Enable Apple Pay/Wallet integration
- Provide comprehensive statements and balance tracking
- Allow loading smaller amounts than £50
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- Fix app login issues
- Improve customer service availability (evenings/weekends)
- Allow partial card blocking and control over online payments/ATM withdrawals
- Implement Face ID/biometric login
- Improve UI/UX of the app, especially after updates
- Fix keyboard obscuring screen issue
- Make transaction history load correctly
Orby Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Caxton Currency Card
No in-app purchases
Orby Pay
No in-app purchases









