CFCU e vs NBT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CFCU e
Manage your finances conveniently on the go. Access account balances, view transaction history, locate branches and ATMs, and pay bills directly from your mobile device.
- View account balances
- Check transaction history
- Locate branches and ATMs
- Pay bills on the go
- Mobile banking access
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With Chemcel Federal Credit Union's mobile app you can find a branch or atm, view your account balances and history, and much more! You can even pay your bills while on the go!
NBT
Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, pay bills, and deposit checks securely. Designed for NBT-Texas personal online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Schedule bill payments
- Deposit checks remotely
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Start banking wherever you are with the new NBT-Texas Mobile available to NBT-Texas personal online banking customers. NBT-Texas allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay -Schedule one-time payments Check Deposit - Deposit checks while on the go. All features may not be available in the tablet application.
Screenshots
Verdict
CFCU e and NBT both sit at 4.5 stars, but that hides the real split: 100% of CFCU e's written reviews are positive against 55% of NBT's. NBT's advantage is update cadence (monthly vs every 9 months) and ratings volume (121 vs 4). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.5 for CFCU e against 4.6 for NBT. That said, the two scores are not equally well evidenced: NBT has 121 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 100% of CFCU e's written reviews are positive against 55% of NBT's.
CFCU e ships an update every 9 months, NBT monthly. The most recent releases landed on October 3, 2026 and October 16, 2026 respectively.
| Parameter | CFCU e | NBT |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (4 ratings) | 4.6 (121 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 54.5% of reviews |
| Number of ratings | 4 | 121 — better |
| Update frequency | Every 9 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 30 MB | 147 MB |
| Age rating | 4+ | 4+ |
| Developer | Chemcel Federal Credit Union | National Bank & Trust |
Customer experience
CFCU e
NBT
In-app purchases
CFCU e
No in-app purchases
NBT
No in-app purchases
