PECU Mobile vs PEFCU Cards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PECU Mobile
Manage your finances conveniently and securely from your mobile device. This app allows you to pay bills, check balances, transfer funds, and deposit checks with ease. Access essential banking services anytime, anywhere, with no registration required for existing online users.
- Bill payment
- Balance checking
- Money transfers
- Mobile check deposit
- ATM and branch locator
- Secure encryption
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Thank you for being a PECU member! Your free new mobile banking app is ready to download. The PECU app helps you manage your money any time, any place, anywhere. Conveniently and quickly pay bills, check balances, transfer money, deposit checks, find ATMs, and locate PECU branch centers –all from the palm of your hand. PECU puts the “free” in financial freedom! •Safe and secure. Get peace of mind with our app’s state-of-the-art encryption. •Handy PECU branch and ATM locator. •Easy-to-find account and transaction information. •No registration required. Available to all PECU online account access users. •Free e-Bill Pay for making payments. •Snap, click & deposit. Deposit checks using your camera.
PEFCU Cards
Manage your credit card transactions with custom alerts directly from your phone. Set notifications for specific amounts, online purchases, declined transactions, and more. This free app enhances your card security and awareness.
- Set transaction amount alerts
- Card-not-present purchase alerts
- Declined transaction notifications
- International purchase alerts
- Gas station purchase alerts
- ATM withdrawal alerts
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With the PEFCU Cards App from Publix Employees Federal Credit Union, you can easily and securely set up card transaction alerts, from your phone! This application is free to download and makes it easy to set up and manage PEFCU card alerts! Once you have created a new username and secure passcode for logging on, and added your card(s), you'll have access to set alerts for: • Transaction Amount (you pre-set the $ amount of transaction to be alerted) • Card-not-present purchase (online purchase/card number manually entered) • Declined transaction • International purchase • Gas station purchase • ATM Withdrawal *Message and data rates may apply Use this app in conjunction with PEFCU Mobile Banking app to get the most benefit out of your card.
Screenshots
Verdict
The clearest difference is review sentiment: PECU Mobile at 83% against PEFCU Cards's 60%. PEFCU Cards's advantage is rating (4.8 vs 4.6). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PEFCU Cards holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 417 and 361 respectively. Written reviews complicate that: 83% of PECU Mobile's written reviews are positive against 60% of PEFCU Cards's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 10 months. The most recent releases landed on October 26, 2026 and October 23, 2026 respectively.
| Parameter | PECU Mobile | PEFCU Cards |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (417 ratings) | 4.8 (361 ratings) — better |
| Positive reviews | 82.9% of reviews — better | 60.0% of reviews |
| Number of ratings | 417 — better | 361 |
| Update frequency | Every 10 months | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 30 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | Public Employees Credit Union | Publix Employees Federal Credit Union |
Customer experience
PECU Mobile
PEFCU Cards
Bugs and requests
PECU Mobile
Reported bugs
2 issues- Login screen issues
- Inconsistent performance on older devices
Requested features
4 requests- Tap to pay cards
- Apple Wallet integration
- Improved mobile deposit process
- More advanced features and customization options
PEFCU Cards
Not enough reviews yet to summarise bugs or requests.
In-app purchases
PECU Mobile
No in-app purchases
PEFCU Cards
No in-app purchases
Questions
Is PECU Mobile free?
Is PEFCU Cards free?
Which has better reviews, PECU Mobile or PEFCU Cards?
Do PECU Mobile or PEFCU Cards have ads?
Which is updated more often, PECU Mobile or PEFCU Cards?
Other comparisons
