Comparison

PECU Mobile vs 5Point FAM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PECU Mobile

Manage your finances conveniently and securely from your mobile device. This app allows you to pay bills, check balances, transfer funds, and deposit checks with ease. Access essential banking services anytime, anywhere, with no registration required for existing online users.

Highlights
  • Bill payment
  • Balance checking
  • Money transfers
  • Mobile check deposit
  • ATM and branch locator
  • Secure encryption
Read full description

Thank you for being a PECU member! Your free new mobile banking app is ready to download. The PECU app helps you manage your money any time, any place, anywhere. Conveniently and quickly pay bills, check balances, transfer money, deposit checks, find ATMs, and locate PECU branch centers –all from the palm of your hand. PECU puts the “free” in financial freedom! •Safe and secure. Get peace of mind with our app’s state-of-the-art encryption. •Handy PECU branch and ATM locator. •Easy-to-find account and transaction information. •No registration required. Available to all PECU online account access users. •Free e-Bill Pay for making payments. •Snap, click & deposit. Deposit checks using your camera.

About

5Point FAM

This app helps families teach children about money management. It allows kids to set savings goals, track chores, and learn about banking, while parents can manage accounts, set limits, and assign tasks.

Highlights
  • Set savings goals
  • Track chores and allowances
  • Kid-friendly financial education videos
  • Parental account management
  • Spending limits
  • Practice loans with interest
  • Debit card control
Features
Read full description

Welcome to 5Point Fam! 5Point Fam helps families build healthy money habits together. Kids learn by doing, with parents guiding every step of the way — with our all-in-one, easy-to-use app. From saving and spending to chores and allowances, 5Point Fam turns everyday moments into real financial lessons. **What kids can do:** - Set savings goals and move money towards them - Watch kid-friendly videos about how banking works - Request money from parents, with notes - Transfer between their own accounts - Track chores and notify parents when they're completed - Send money back to parents if they need to pay back - Check balances and view all their transactions **What parents can do:** - Manage all their kids from one app - Set savings goals and track their progress - Watch short videos with tips on talking to kids about money - Request money from your child, even as a practice loan - Practice loans with monthly payments, interest rates, due dates, and even late fees - Add notes when sending money or declining money requests - Set spending limits - Assign chores, track progress, and pay when they're done - Freeze and unfreeze their debit card - Check balances and transactions in real time

Screenshots

PECU Mobile2 screens
5Point FAM4 screens

Verdict

The call

The clearest difference is rating: 5Point FAM at 5.0 against PECU Mobile's 4.6. 5Point FAM also leads on update cadence (every 3 weeks vs every 10 months). PECU Mobile's advantage is ratings volume (419 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

5Point FAM holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: PECU Mobile has 419 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

PECU Mobile ships an update every 10 months, 5Point FAM every 3 weeks. The most recent releases landed on November 1, 2026 and November 10, 2026 respectively.

Scorecard3 real differences · 7 level
PECU Mobile versus 5Point FAM: the parameters behind the verdict, then further details
ParameterPECU Mobile5Point FAM
PriceFreeFree
Rating4.6 (419 ratings)5.0 (1 ratings) — better
Positive reviews82.9% of reviews—
Number of ratings419 — better1
Update frequencyEvery 10 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.6 — better
Further details — not scored
Size30 MB48 MB
Age rating4+4+
DeveloperPublic Employees Credit UnionFivepoint Credit Union

Customer experience

PECU Mobile

All ratings357 ratings
Positive88.5%
Neutral3.9%
Negative7.6%
Written reviews146 reviews
Positive82.9%
Neutral7.5%
Negative9.6%

5Point FAM

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

PECU Mobile

Reported bugs

2 issues
  • Login screen issues
  • Inconsistent performance on older devices

Requested features

4 requests
  • Tap to pay cards
  • Apple Wallet integration
  • Improved mobile deposit process
  • More advanced features and customization options

5Point FAM

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PECU Mobile

No in-app purchases

None

5Point FAM

No in-app purchases

Questions

Is PECU Mobile free?
PECU Mobile is free to download, with no in-app purchases.
Is 5Point FAM free?
5Point FAM is free to download, with no in-app purchases.
Which has better reviews, PECU Mobile or 5Point FAM?
5Point FAM is rated higher. PECU Mobile averages 4.6 out of 5 from 419 ratings, while 5Point FAM averages 5.0 from 1 ratings.
Do PECU Mobile or 5Point FAM have ads?
Neither PECU Mobile nor 5Point FAM shows ads.
Which is updated more often, PECU Mobile or 5Point FAM?
PECU Mobile ships an update every 10 months, and 5Point FAM every 3 weeks. Most recently, PECU Mobile was updated on November 1, 2026 and 5Point FAM on November 10, 2026.

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