PECU Mobile vs 5Point FAM
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PECU Mobile
Manage your finances conveniently and securely from your mobile device. This app allows you to pay bills, check balances, transfer funds, and deposit checks with ease. Access essential banking services anytime, anywhere, with no registration required for existing online users.
- Bill payment
- Balance checking
- Money transfers
- Mobile check deposit
- ATM and branch locator
- Secure encryption
Read full descriptionHide full description
Thank you for being a PECU member! Your free new mobile banking app is ready to download. The PECU app helps you manage your money any time, any place, anywhere. Conveniently and quickly pay bills, check balances, transfer money, deposit checks, find ATMs, and locate PECU branch centers –all from the palm of your hand. PECU puts the “free” in financial freedom! •Safe and secure. Get peace of mind with our app’s state-of-the-art encryption. •Handy PECU branch and ATM locator. •Easy-to-find account and transaction information. •No registration required. Available to all PECU online account access users. •Free e-Bill Pay for making payments. •Snap, click & deposit. Deposit checks using your camera.
5Point FAM
This app helps families teach children about money management. It allows kids to set savings goals, track chores, and learn about banking, while parents can manage accounts, set limits, and assign tasks.
- Set savings goals
- Track chores and allowances
- Kid-friendly financial education videos
- Parental account management
- Spending limits
- Practice loans with interest
- Debit card control
Read full descriptionHide full description
Welcome to 5Point Fam! 5Point Fam helps families build healthy money habits together. Kids learn by doing, with parents guiding every step of the way — with our all-in-one, easy-to-use app. From saving and spending to chores and allowances, 5Point Fam turns everyday moments into real financial lessons. **What kids can do:** - Set savings goals and move money towards them - Watch kid-friendly videos about how banking works - Request money from parents, with notes - Transfer between their own accounts - Track chores and notify parents when they're completed - Send money back to parents if they need to pay back - Check balances and view all their transactions **What parents can do:** - Manage all their kids from one app - Set savings goals and track their progress - Watch short videos with tips on talking to kids about money - Request money from your child, even as a practice loan - Practice loans with monthly payments, interest rates, due dates, and even late fees - Add notes when sending money or declining money requests - Set spending limits - Assign chores, track progress, and pay when they're done - Freeze and unfreeze their debit card - Check balances and transactions in real time
Screenshots
Verdict
The clearest difference is rating: 5Point FAM at 5.0 against PECU Mobile's 4.6. 5Point FAM also leads on update cadence (every 3 weeks vs every 10 months). PECU Mobile's advantage is ratings volume (419 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
5Point FAM holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: PECU Mobile has 419 ratings behind it against 1, so its average is the more settled of the two.
PECU Mobile ships an update every 10 months, 5Point FAM every 3 weeks. The most recent releases landed on November 1, 2026 and November 10, 2026 respectively.
| Parameter | PECU Mobile | 5Point FAM |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (419 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 82.9% of reviews | — |
| Number of ratings | 419 — better | 1 |
| Update frequency | Every 10 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 30 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Public Employees Credit Union | Fivepoint Credit Union |
Customer experience
PECU Mobile
5Point FAM
Bugs and requests
PECU Mobile
Reported bugs
2 issues- Login screen issues
- Inconsistent performance on older devices
Requested features
4 requests- Tap to pay cards
- Apple Wallet integration
- Improved mobile deposit process
- More advanced features and customization options
5Point FAM
Not enough reviews yet to summarise bugs or requests.
In-app purchases
PECU Mobile
No in-app purchases
5Point FAM
No in-app purchases
Questions
Is PECU Mobile free?
Is 5Point FAM free?
Which has better reviews, PECU Mobile or 5Point FAM?
Do PECU Mobile or 5Point FAM have ads?
Which is updated more often, PECU Mobile or 5Point FAM?
Other comparisons















