投资理财必会 vs Net Worth Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
投资理财必会
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经典理财教您用钱生钱,您投资理财时必学 钱虽不是万能的,但生活真的离不开钱。会赚钱是好事,会理财是大事! 理财不是富人的专利,而是一套任何人都可以学习的技术和方法。 为什么有些人越忙越穷,有些人却又有钱又有闲?为什么很多人勤劳却不富有?为什么很多高收入者依然是穷光蛋? 能够摆脱越忙越穷困境的,只能是学会投资理财的人! 脑袋决定口袋,口袋里的自由,决定你脸上的笑容,决定你一生的幸福。学会做加减法,让财富增值。 目录: 35岁前要上的33堂理财课 一生的理财计划 中国经济的12个问号 富人的二十八个理财习惯,赢在细节 富爸爸之投資指南 巴比伦富翁的理财课 投资最重要的事 献给七八十年代生人的理财圣经:奔奔族理财 让你的财富滚起来 高薪水比不上会理财
Net Worth Tracker
This app simplifies financial management by focusing on account balance changes and significant income/expenses, rather than logging every transaction. It helps users save time, reduce stress, and gain a clearer overview of their financial health.
- Track account balance changes
- Focus on significant income/expenses
- Save time with weekly tracking
- Reduce financial stress
- Gain a big picture financial view
- Improve financial decision-making
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Are You Lost in the Maze of Modern Finance? A few years ago, I found myself tangled in the complexities of modern life—scattered accounts, endless bills, and countless small transactions. Like many others, I turned to traditional expense tracking apps, hoping to bring order to the chaos. At first, I was enthusiastic, logging every coffee and lunch. But soon, the process became overwhelming. The daily disruptions, the dreaded chore of sorting receipts, and the anxiety of falling behind turned tracking into a burden rather than a solution. Why Traditional Expense Tracking Falls Short Recording every expense might seem ideal, but it’s exhausting: • Disruptive: Logging each purchase interrupts your day. • Time-Consuming: Sorting through receipts takes longer than you expect. • Overwhelming: Missing a few days creates a backlog that’s hard to overcome. This approach may work for some, but I knew I needed something simpler, more flexible, and sustainable. Introducing Mintly: See the Big Picture That’s why I created Mintly—a tool designed to simplify financial management by shifting the focus from every little detail to the bigger picture. Mintly emphasizes two key aspects: 1. Account Balance Changes, By tracking your total balances at regular intervals, Mintly gives you a clear and comprehensive view of your financial health 2. Significant Income and Expenses, Instead of logging every transaction, focus on: • Regular income (like your salary or investment returns). • Major expenses (such as rent or large purchases). This method highlights what truly matters, leaving you free from the endless How Mintly Makes a Difference With Mintly, managing your finances becomes simpler and more meaningful: • Save Time: Just 15 minutes a week is enough to stay on top of your finances. • Reduce Stress: Focus on what truly matters, without the burden of logging every minor expense. • See the Big Picture: Understand your financial trends and trajectory at a glance. By shifting your focus to the growth of your balance and major money movements, Mintly helps you stay in control without feeling overwhelmed. Real Results Since adopting this method, I’ve experienced: • 80% Less Time Spent Tracking: No more daily disruptions. • A Clearer Picture of Financial Health: Easily understand where my money goes. • Better Decision-Making: With less clutter, it’s easier to plan big purchases. • More Freedom to Focus on Growth: Instead of tracking every coffee, I can think about growing my wealth. See the Forest, Not Just the Trees Traditional methods of expense tracking often focus on counting every leaf, every branch, and every tree. But sometimes, seeing the forest is more important than counting every tree. With Mintly, you’ll discover a simpler way to understand and manage your finances. Try Mintly today and experience the difference for yourself! #About Subscription - Mintly currently offers monthly and annual membership options for purchase; - Fees will be charged to your iTunes account upon confirmation of purchase; - Your subscription will automatically renew unless you turn off auto-renewal at least 24 hours before the current paid period ends; - Your account will be charged again within 24 hours prior to the end of the current paid period; - The annual membership renewal price is $29.99; - The monthly membership renewal price is $2.99; - You can manage your subscription and turn off auto-renewal in your account settings after purchase; - If your trial has not yet ended, the remaining days will automatically expire once you start your subscription; # Terms of Service: https://sprout-garlic-658.notion.site/Mintly-Terms-of-Service-12f2c252c47e80689e2bcc4880eba810?pvs=4 # All personal data will be processed in accordance with Mintly’s privacy policy and terms. Please click the link for more details: https://sprout-garlic-658.notion.site/Mintly-Privacy-Policy-1282c252c47e8098b2acd7cf59f2163f?pvs=4
Screenshots
Verdict
The clearest difference is rating: 投资理财必会 at 4.5 against Net Worth Tracker's 3.0. 投资理财必会 also leads on iOS requirement (8.0 vs 17.0). Net Worth Tracker's advantage is update cadence (every 5 days vs every 3 months) and review sentiment (100% vs 86%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 投资理财必会 sells 1 one-off in-app purchase and Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
投资理财必会 holds the better App Store score, 4.5 against 3.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews complicate that: 86% of 投资理财必会's written reviews are positive against 100% of Net Worth Tracker's, so the app with the better star average is not the one people write more warmly about.
投资理财必会 ships an update every 3 months, Net Worth Tracker every 5 days. The most recent releases landed on October 9, 2026 and October 14, 2026 respectively.
| Parameter | 投资理财必会 | Net Worth Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 85.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 2 | 2 |
| Update frequency | Every 3 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 8.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 44 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | 世木 林 | XIANG LI |
Customer experience
投资理财必会
Net Worth Tracker
In-app purchases
投资理财必会
- Remove Ads$2.99
Net Worth Tracker
- Monthly$0.991 Month
- Annual7 Days trial$4.991 Year
- Lifetime$6.99









