Comparison

Libra Bank vs YOU BRD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Libra Bank

Manage your bank accounts with ease, including payments, online loans, savings, and transaction history. Open a new account entirely online without visiting a branch.

Highlights
  • Account summaries
  • Payments in Lei and foreign currency
  • Online loans
  • Savings accounts
  • Foreign exchange
  • ATM locator
  • Online account opening
Features
Read full description

The Libra App is one of the most awarded banking apps in Romania in recent years. Easy to use. For your personal or business account. You can manage your cards, savings, and investments in one place. You can also make the app your own: rename your accounts, reorder them, and set up quick actions for the things you use often. We keep improving the app frequently, so it becomes simpler and more useful for you. What you can do in the Libra App: • pay in RON or EUR • pay using a phone number • pay by QR code • manage recurring payments • view balances and transaction history • access your savings account • manage deposits • exchange currencies • order a debit card • order a credit card • access investments • download account statements • update your personal details If you are not a client yet, you can open an account online, directly in the app. Sign in simply and securely with PIN or biometrics.

About

YOU BRD

Manage your finances on the go with secure mobile banking. Access your accounts, view transaction history, and perform transfers with biometric authentication.

Highlights
  • Fingerprint/facial recognition access
  • National beneficiary transfers
  • Transfers between own accounts
  • Exchange rate information
  • Transaction history
  • Internet banking authentication
Features
Read full description

The most important features from application are: • Access based on fingerprint or facial recognition • Transfers to national beneficiaries • Transfers between own accounts • Exchange rate • Transactions History Use the benefits of mobile banking services. In addition, you can use the YOU BRD application for the authentication to the internet banking service.

Screenshots

Libra Bank4 screens
YOU BRD4 screens

Verdict

The call

Libra Bank and YOU BRD both sit at 4.6 stars, but that hides the real split: 49% of Libra Bank's written reviews are positive against 19% of YOU BRD's. Libra Bank also leads on update cadence (every 4 days vs fortnightly). YOU BRD's advantage is ratings volume (924 vs 10). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for Libra Bank against 4.7 for YOU BRD. That said, the two scores are not equally well evidenced: YOU BRD has 924 ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 49% of Libra Bank's written reviews are positive against 19% of YOU BRD's.

UpkeepUpdate frequency

Libra Bank ships an update every 4 days, YOU BRD fortnightly. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
Libra Bank versus YOU BRD: the parameters behind the verdict, then further details
ParameterLibra BankYOU BRD
PriceFreeFree
Rating4.6 (10 ratings)4.7 (924 ratings) — better
Positive reviews48.6% of reviews — better19.1% of reviews
Number of ratings10924 — better
Update frequencyEvery 4 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size115 MB153 MB
Age rating4+4+
DeveloperLibra Internet Bank SABRD Groupe Societe Generale S.A.

Customer experience

Libra Bank

All ratings10 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews72 reviews
Positive48.6%
Neutral5.6%
Negative45.8%

YOU BRD

All ratings921 ratings
Positive94.0%
Neutral0.5%
Negative5.4%
Written reviews47 reviews
Positive19.1%
Neutral0.0%
Negative80.9%

Bugs and requests

Libra Bank

Not enough reviews yet to summarise bugs or requests.

YOU BRD

Reported bugs

4 issues
  • Inability to register with non-Romanian phone numbers
  • Frequent app crashes and loading errors
  • Issues with facial recognition and identity verification
  • Problems with SMS-based authentication

Requested features

5 requests
  • Improve registration and account setup process
  • Provide better in-app support and troubleshooting
  • Simplify UI and make navigation more intuitive
  • Reduce fees and commissions
  • Allow access for international customers

In-app purchases

None

Libra Bank

No in-app purchases

None

YOU BRD

No in-app purchases

Questions

Is Libra Bank free?
Libra Bank is free to download, with no in-app purchases.
Is YOU BRD free?
YOU BRD is free to download, with no in-app purchases.
Which has better reviews, Libra Bank or YOU BRD?
YOU BRD is rated higher. Libra Bank averages 4.6 out of 5 from 10 ratings, while YOU BRD averages 4.7 from 924 ratings.
Do Libra Bank or YOU BRD have ads?
Neither Libra Bank nor YOU BRD shows ads.
Which is updated more often, Libra Bank or YOU BRD?
Libra Bank ships an update every 4 days, and YOU BRD fortnightly. Most recently, Libra Bank was updated on November 1, 2026 and YOU BRD on October 29, 2026.

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